Shares Outstanding Shares Outstanding n/a Close	26.34M
Shares Change (YoY) Shares Change (YoY) n/a Close	6.29%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	-0.05%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	37.17%
Shares Floating Shares Floating n/a Close	n/a
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	1,807
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.67%

Short Selling Information

The latest short interest is 2.65M, so 9.7% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	2.65M
Short % of Shares Out Short % of Shares Out n/a Close	9.7%
Short % of Float Short % of Float n/a Close	10.44%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	6.89

Valuation Ratios

The PE ratio is 6.26 and the forward PE ratio is 4.65. Newtek Business Services's PEG ratio is 1.48.

PE Ratio PE Ratio n/a Close	6.26
Forward PE Forward PE n/a Close	4.65
PS Ratio PS Ratio n/a Close	1
Forward PS Forward PS n/a Close	0.2
PB Ratio PB Ratio n/a Close	1.08
P/FCF Ratio P/FCF Ratio n/a Close	-2.08
PEG Ratio PEG Ratio n/a Close	1.48

Financial Ratio History

Enterprise Valuation

Newtek Business Services has an Enterprise Value (EV) of 679.94M.

EV / Sales EV / Sales n/a Close	2.13
EV / EBITDA EV / EBITDA n/a Close	9.65
EV / EBIT EV / EBIT n/a Close	-4.44
EV / FCF EV / FCF n/a Close	-4.43

Financial Position

The company has a current ratio of 0.03, with a Debt / Equity ratio of 2.41.

Current Ratio Current Ratio n/a Close	0.03
Quick Ratio Quick Ratio n/a Close	0.03
Debt / Equity Debt / Equity n/a Close	2.41
Debt / EBITDA Debt / EBITDA n/a Close	10.14
Debt / FCF Debt / FCF n/a Close	-4.66
Interest Coverage Interest Coverage n/a Close	0.85

Financial Efficiency

Return on Equity is 17.16% and Return on Invested Capital is -5.52%.

Return on Equity Return on Equity n/a Close	17.16%
Return on Assets Return on Assets n/a Close	2.47%
Return on Invested Capital Return on Invested Capital n/a Close	-5.52%
Revenue Per Employee Revenue Per Employee n/a Close	$539,512.69
Profits Per Employee Profits Per Employee n/a Close	$86,045.69
Employee Count Employee Count n/a Close	591
Asset Turnover Asset Turnover n/a Close	0.15
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	17.84M
Effective Tax Rate Effective Tax Rate n/a Close	25.97%

Stock Price Statistics

The stock price has increased by -19.71% in the last 52 weeks. The beta is 1.28, so Newtek Business Services's price volatility has been higher than the market average.

Beta Beta n/a Close	1.28
52-Week Price Change 52-Week Price Change n/a Close	-19.71%
50-Day Moving Average 50-Day Moving Average n/a Close	10.76
200-Day Moving Average 200-Day Moving Average n/a Close	12.38
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	45.67
Average Volume (20 Days) Average Volume (20 Days) n/a Close	271,622

Income Statement

In the last 12 months, Newtek Business Services had revenue of 318.85M and earned 50.85M in profits. Earnings per share was 1.97.

Revenue Revenue n/a Close	318.85M
Gross Profit Gross Profit n/a Close	211.52M
Operating Income Operating Income n/a Close	68.69M
Net Income Net Income n/a Close	50.85M
EBITDA EBITDA n/a Close	70.48M
EBIT EBIT n/a Close	68.69M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	1.97

Full Income Statement

Balance Sheet

The company has 353.15M in cash and 714.54M in debt, giving a net cash position of -361.39M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	353.15M
Total Debt Total Debt n/a Close	714.54M
Net Cash Net Cash n/a Close	-361.39M
Retained Earnings Retained Earnings n/a Close	57.77M
Total Assets Total Assets n/a Close	2.14B
Working Capital Working Capital n/a Close	24.33M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -153.01M and capital expenditures -439K, giving a free cash flow of -153.45M.

Operating Cash Flow Operating Cash Flow n/a Close	-153.01M
Capital Expenditures Capital Expenditures n/a Close	-439K
Free Cash Flow Free Cash Flow n/a Close	-153.45M
FCF Per Share FCF Per Share n/a Close	-6.15

Full Cash Flow Statement

Margins

Gross margin is 66.34%, with operating and profit margins of 21.54% and 15.95%.

Gross Margin Gross Margin n/a Close	66.34%
Operating Margin Operating Margin n/a Close	21.54%
Pretax Margin Pretax Margin n/a Close	21.54%
Profit Margin Profit Margin n/a Close	15.95%
EBITDA Margin EBITDA Margin n/a Close	22.1%
EBIT Margin EBIT Margin n/a Close	21.54%
FCF Margin FCF Margin n/a Close	-48.13%

Dividends & Yields

NEWT pays an annual dividend of $0.76, which amounts to a dividend yield of 7.47%.

Dividend Per Share Dividend Per Share n/a Close	$0.76
Dividend Yield Dividend Yield n/a Close	7.47%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	39.38%
Earnings Yield Earnings Yield n/a Close	15.96%
FCF Yield FCF Yield n/a Close	-48.17%

Dividend Details

Analyst Forecast

The average price target for NEWT is $14, which is 32.2% higher than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$14
Price Target Difference Price Target Difference n/a Close	32.2%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	4

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$9.85
Lynch Upside Lynch Upside n/a Close	-6.99%
Graham Number Graham Number n/a Close	23.34
Graham Upside Graham Upside n/a Close	120.4%

Stock Splits

The last stock split was on Oct 23, 2014. It was a backward split with a ratio of 1:5.

Last Split Date Last Split Date n/a Close	Oct 23, 2014
Split Type Split Type n/a Close	backward
Split Ratio Split Ratio n/a Close	1:5

Scores

Altman Z-Score Altman Z-Score n/a Close	0.45
Piotroski F-Score Piotroski F-Score n/a Close	3