Nicholas Financial Inc. (NICK)
Nicholas Financial Statistics
Share Statistics
Nicholas Financial has 7.3M shares outstanding. The number of shares has increased by 0.13% in one year.
| Shares Outstanding | 7.3M |
| Shares Change (YoY) | 0.13% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 2.15% |
| Shares Floating | 3.75M |
| Failed to Deliver (FTD) Shares | 59 |
| FTD / Avg. Volume | 0.59% |
Short Selling Information
The latest short interest is 270.32K, so 3.7% of the outstanding shares have been sold short.
| Short Interest | 270.32K |
| Short % of Shares Out | 3.7% |
| Short % of Float | 6.56% |
| Short Ratio (days to cover) | 36.06 |
Valuation Ratios
The PE ratio is -2.36 and the forward PE ratio is null. Nicholas Financial's PEG ratio is 0.06.
| PE Ratio | -2.36 |
| Forward PE | n/a |
| PS Ratio | 2.21 |
| Forward PS | null |
| PB Ratio | 0.82 |
| P/FCF Ratio | 27.08 |
| PEG Ratio | 0.06 |
Enterprise Valuation
Nicholas Financial has an Enterprise Value (EV) of 69.91M.
| EV / Sales | 3.14 |
| EV / EBITDA | 0 |
| EV / EBIT | 38.27 |
| EV / FCF | 38.54 |
Financial Position
The company has a current ratio of 730.08, with a Debt / Equity ratio of 0.
| Current Ratio | 730.08 |
| Quick Ratio | 3067.23 |
| Debt / Equity | 0 |
| Debt / EBITDA | - |
| Debt / FCF | 21.93 |
| Interest Coverage | 0.09 |
Financial Efficiency
Return on Equity is -34.75% and Return on Invested Capital is 0%.
| Return on Equity | -34.75% |
| Return on Assets | -56218.92% |
| Return on Invested Capital | 0% |
| Revenue Per Employee | $3.18M |
| Profits Per Employee | $-2.97M |
| Employee Count | 7 |
| Asset Turnover | 601 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -17.45M |
| Effective Tax Rate | 100.48% |
Stock Price Statistics
The stock price has increased by -3.13% in the last 52 weeks. The beta is 0.94, so Nicholas Financial's price volatility has been higher than the market average.
| Beta | 0.94 |
| 52-Week Price Change | -3.13% |
| 50-Day Moving Average | 6.08 |
| 200-Day Moving Average | 6.54 |
| Relative Strength Index (RSI) | 41.24 |
| Average Volume (20 Days) | 9.98K |
Income Statement
In the last 12 months, Nicholas Financial had revenue of 22.24M and earned -20.8M in profits. Earnings per share was -2.85.
| Revenue | 22.24M |
| Gross Profit | 22.15M |
| Operating Income | 84K |
| Net Income | -20.8M |
| EBITDA | 0 |
| EBIT | -84K |
| Earnings Per Share (EPS) | -2.85 |
Balance Sheet
The company has 18.98M in cash and 39.78M in debt, giving a net cash position of -20.8M.
| Cash & Cash Equivalents | 18.98M |
| Total Debt | 39.78M |
| Net Cash | -20.8M |
| Retained Earnings | 58.84M |
| Total Assets | 88.68M |
| Working Capital | 31.11M |
Cash Flow
In the last 12 months, operating cash flow was 1.83M and capital expenditures -13K, giving a free cash flow of 1.81M.
| Operating Cash Flow | 1.83M |
| Capital Expenditures | -13K |
| Free Cash Flow | 1.81M |
| FCF Per Share | 0.25 |
Margins
Gross margin is 99.62%, with operating and profit margins of 0.38% and -93.54%.
| Gross Margin | 99.62% |
| Operating Margin | 0.38% |
| Pretax Margin | -78.08% |
| Profit Margin | -93.54% |
| EBITDA Margin | n/a |
| EBIT Margin | 0.38% |
| FCF Margin | 8.16% |
Dividends & Yields
NICK pays an annual dividend of $0.48, which amounts to a dividend yield of 2.96%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 2.96% |
| Dividend Growth (YoY) | 20% |
| Payout Ratio | -13.91% |
| Earnings Yield | -42.35% |
| FCF Yield | 3.69% |
Analyst Forecast
Currently there are no analyst rating for NICK.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Nov 18, 2009. It was a forward split with a ratio of 11:10.
| Last Split Date | Nov 18, 2009 |
| Split Type | forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | 2.95 |
| Piotroski F-Score | 5 |