NMI Inc. (NMIH)
NMI Statistics
Share Statistics
NMI has 79.13M shares outstanding. The number of shares has increased by -2.16% in one year.
| Shares Outstanding | 79.13M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -0.68% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 77.80M |
| Failed to Deliver (FTD) Shares | 178 |
| FTD / Avg. Volume | 0.04% |
Short Selling Information
The latest short interest is 1.26M, so 1.59% of the outstanding shares have been sold short.
| Short Interest | 1.26M |
| Short % of Shares Out | 1.59% |
| Short % of Float | 1.62% |
| Short Ratio (days to cover) | 2.7 |
Valuation Ratios
The PE ratio is 7.59 and the forward PE ratio is 8.08. NMI 's PEG ratio is 0.22.
| PE Ratio | 7.59 |
| Forward PE | 8.08 |
| PS Ratio | 4.22 |
| Forward PS | 4.6 |
| PB Ratio | 1.27 |
| P/FCF Ratio | 7.34 |
| PEG Ratio | 0.22 |
Enterprise Valuation
NMI Inc. has an Enterprise Value (EV) of 2.76B.
| EV / Earnings | 8.56 |
| EV / Sales | 4.76 |
| EV / EBITDA | 6.04 |
| EV / EBIT | 4.78 |
| EV / FCF | 8.27 |
Financial Position
The company has a current ratio of 6.63, with a Debt / Equity ratio of 0.21.
| Current Ratio | 6.63 |
| Quick Ratio | 6.63 |
| Debt / Equity | 0.21 |
| Total Debt / Capitalization | 17.11 |
| Cash Flow / Debt | 0.86 |
| Interest Coverage | 17.91 |
Financial Efficiency
Return on equity (ROE) is 0.17% and return on capital (ROIC) is 19.38%.
| Return on Equity (ROE) | 0.17% |
| Return on Assets (ROA) | 0.11% |
| Return on Capital (ROIC) | 19.38% |
| Revenue Per Employee | 2.53M |
| Profits Per Employee | 1.41M |
| Employee Count | 229 |
| Asset Turnover | 0.2 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 90.59M |
| Effective Tax Rate | 0.22 |
Stock Price Statistics
The stock price has increased by 25.52% in the last 52 weeks. The beta is 1.13, so NMI 's price volatility has been higher than the market average.
| Beta | 1.13 |
| 52-Week Price Change | 25.52% |
| 50-Day Moving Average | 37.7 |
| 200-Day Moving Average | 36.58 |
| Relative Strength Index (RSI) | 56.36 |
| Average Volume (20 Days) | 486.22K |
Income Statement
In the last 12 months, NMI had revenue of 579.00M and earned 322.11M in profits. Earnings per share was 3.91.
| Revenue | 579.00M |
| Gross Profit | 579.00M |
| Operating Income | 577.00M |
| Net Income | 322.11M |
| EBITDA | 456.46M |
| EBIT | 577.00M |
| Earnings Per Share (EPS) | 3.91 |
Balance Sheet
The company has 95.35M in cash and 397.60M in debt, giving a net cash position of -302.24M.
| Cash & Cash Equivalents | 95.35M |
| Total Debt | 397.60M |
| Net Cash | -302.24M |
| Retained Earnings | 1.22B |
| Total Assets | 3.32B |
| Working Capital | 257.64M |
Cash Flow
In the last 12 months, operating cash flow was 342.68M and capital expenditures -9.37M, giving a free cash flow of 333.31M.
| Operating Cash Flow | 342.68M |
| Capital Expenditures | -9.37M |
| Free Cash Flow | 333.31M |
| FCF Per Share | 4.04 |
Margins
Gross margin is 100%, with operating and profit margins of 99.65% and 55.63%.
| Gross Margin | 100% |
| Operating Margin | 99.65% |
| Pretax Margin | 71.28% |
| Profit Margin | 55.63% |
| EBITDA Margin | 78.83% |
| EBIT Margin | 99.65% |
| FCF Margin | 57.57% |
Dividends & Yields
NMIH does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 10.36% |
| FCF Yield | 11.17% |
Analyst Forecast
The average price target for NMIH is $41, which is 8.7% higher than the current price. The consensus rating is "Hold".
| Price Target | $41 |
| Price Target Difference | 8.7% |
| Analyst Consensus | Hold |
| Analyst Count | 7 |
Scores
| Altman Z-Score | 2.93 |
| Piotroski F-Score | 6 |