NMI Inc. (NMIH)
NMI Statistics
Share Statistics
NMI has 78.24M shares outstanding. The number of shares has increased by -2.27% in one year.
| Shares Outstanding | 78.24M |
| Shares Change (YoY) | -2.27% |
| Shares Change (QoQ) | -0.86% |
| Owned by Institutions (%) | 93.86% |
| Shares Floating | 76.55M |
| Failed to Deliver (FTD) Shares | 6 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 1.29M, so 1.63% of the outstanding shares have been sold short.
| Short Interest | 1.29M |
| Short % of Shares Out | 1.63% |
| Short % of Float | 1.65% |
| Short Ratio (days to cover) | 2.62 |
Valuation Ratios
The PE ratio is undefined and the forward PE ratio is 8.25. NMI's PEG ratio is undefined.
| PE Ratio | undefined |
| Forward PE | 8.25 |
| PS Ratio | 4.51 |
| Forward PS | 4.3 |
| PB Ratio | 1.32 |
| P/FCF Ratio | undefined |
| PEG Ratio | undefined |
Enterprise Valuation
NMI Inc. has an Enterprise Value (EV) of 2.76B.
| EV / Earnings | 7.66 |
| EV / Sales | 4.24 |
| EV / EBITDA | 5.38 |
| EV / EBIT | 5.95 |
| EV / FCF | 7.01 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of undefined.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | undefined |
| Total Debt / Capitalization | - |
| Cash Flow / Debt | null |
| Interest Coverage | undefined |
Financial Efficiency
Return on equity (ROE) is null% and return on capital (ROIC) is 13.68%.
| Return on Equity (ROE) | null% |
| Return on Assets (ROA) | null% |
| Return on Capital (ROIC) | 13.68% |
| Revenue Per Employee | $2,830,308.7 |
| Profits Per Employee | $1,565,678.26 |
| Employee Count | 230 |
| Asset Turnover | 0.19 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 103.31M |
| Effective Tax Rate | 0.22 |
Stock Price Statistics
The stock price has increased by 15.84% in the last 52 weeks. The beta is 1.02, so NMI's price volatility has been higher than the market average.
| Beta | 1.02 |
| 52-Week Price Change | 15.84% |
| 50-Day Moving Average | 36.4 |
| 200-Day Moving Average | 37.68 |
| Relative Strength Index (RSI) | 58.54 |
| Average Volume (20 Days) | 515.57K |
Income Statement
In the last 12 months, NMI had revenue of 650.97M and earned 360.11M in profits. Earnings per share was 4.51.
| Revenue | 650.97M |
| Gross Profit | 650.97M |
| Operating Income | 463.41M |
| Net Income | 360.11M |
| EBITDA | 512.24M |
| EBIT | 463.41M |
| Earnings Per Share (EPS) | 4.51 |
Balance Sheet
The company has 54.22M in cash and 415.15M in debt, giving a net cash position of -360.93M.
| Cash & Cash Equivalents | 54.22M |
| Total Debt | 415.15M |
| Net Cash | -360.93M |
| Retained Earnings | 1.58B |
| Total Assets | 3,350B |
| Working Capital | -185.06B |
Cash Flow
In the last 12 months, operating cash flow was 393.6M and capital expenditures 0, giving a free cash flow of 393.6M.
| Operating Cash Flow | 393.6M |
| Capital Expenditures | 0 |
| Free Cash Flow | 393.6M |
| FCF Per Share | 4.93 |
Margins
Gross margin is 100%, with operating and profit margins of 71.19% and 55.32%.
| Gross Margin | 100% |
| Operating Margin | 71.19% |
| Pretax Margin | 71.19% |
| Profit Margin | 55.32% |
| EBITDA Margin | 78.69% |
| EBIT Margin | 71.19% |
| FCF Margin | 60.46% |
Dividends & Yields
NMIH does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 12.33% |
| FCF Yield | 13.76% |
Analyst Forecast
The average price target for NMIH is $41, which is 12.1% higher than the current price. The consensus rating is "Buy".
| Price Target | $41 |
| Price Target Difference | 12.1% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
Scores
| Altman Z-Score | 0.65 |
| Piotroski F-Score | 5 |