Price Alert

Nelnet Inc. (NNI)

NYSE: NNI · Real-Time Price · USD

128.48

-0.20 (-0.16%)

At close: Aug 14, 2025, 3:59 PM

128.63

0.12%

Pre-market: Aug 15, 2025, 08:52 AM EDT

Nelnet Statistics

Share Statistics

Nelnet has 36.35M shares outstanding. The number of shares has increased by 0.29% in one year.

Shares Outstanding	36.35M
Shares Change (YoY)	0.29%
Shares Change (QoQ)	0.17%
Owned by Institutions (%)	33.08%
Shares Floating	22.96M
Failed to Deliver (FTD) Shares	30
FTD / Avg. Volume	0.04%

Short Selling Information

The latest short interest is 309.15K, so 0.85% of the outstanding shares have been sold short.

Short Interest	309.15K
Short % of Shares Out	0.85%
Short % of Float	2.23%
Short Ratio (days to cover)	3

Valuation Ratios

The PE ratio is 21.27 and the forward PE ratio is 14.5. Nelnet's PEG ratio is 0.19.

PE Ratio	21.27
Forward PE	14.5
PS Ratio	2.12
Forward PS	2.8
PB Ratio	1.17
P/FCF Ratio	6.1
PEG Ratio	0.19

Financial Ratio History

Enterprise Valuation

Nelnet has an Enterprise Value (EV) of 12.03B.

EV / Sales	6.51
EV / EBITDA	33.31
EV / EBIT	18.15
EV / FCF	18.74

Financial Position

The company has a current ratio of 0.64, with a Debt / Equity ratio of 2.48.

Current Ratio	0.64
Quick Ratio	0.64
Debt / Equity	2.48
Debt / EBITDA	23.01
Debt / FCF	12.94
Interest Coverage	0.34

Financial Efficiency

Return on Equity is 5.49% and Return on Invested Capital is 1.4%.

Return on Equity	5.49%
Return on Assets	1.34%
Return on Invested Capital	1.4%
Revenue Per Employee	$274.03K
Profits Per Employee	$27.31K
Employee Count	6,739
Asset Turnover	0.13
Inventory Turnover	n/a

Taxes

Income Tax	52.67M
Effective Tax Rate	23.04%

Stock Price Statistics

The stock price has increased by 16.15% in the last 52 weeks. The beta is 0.9, so Nelnet's price volatility has been higher than the market average.

Beta	0.9
52-Week Price Change	16.15%
50-Day Moving Average	119.89
200-Day Moving Average	112.91
Relative Strength Index (RSI)	50.77
Average Volume (20 Days)	85,672

Income Statement

In the last 12 months, Nelnet had revenue of 1.85B and earned 184.04M in profits. Earnings per share was 5.02.

Revenue	1.85B
Gross Profit	1.11B
Operating Income	228.58M
Net Income	184.04M
EBITDA	361.11M
EBIT	228.58M
Earnings Per Share (EPS)	5.02

Full Income Statement

Balance Sheet

The company has 194.52M in cash and 8.31B in debt, giving a net cash position of -8.12B.

Cash & Cash Equivalents	194.52M
Total Debt	8.31B
Net Cash	-8.12B
Retained Earnings	3.34B
Total Assets	13.71B
Working Capital	-533.76M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 662.89M and capital expenditures -20.9M, giving a free cash flow of 641.99M.

Operating Cash Flow	662.89M
Capital Expenditures	-20.9M
Free Cash Flow	641.99M
FCF Per Share	17.52

Full Cash Flow Statement

Margins

Gross margin is 60.19%, with operating and profit margins of 12.38% and 9.97%.

Gross Margin	60.19%
Operating Margin	12.38%
Pretax Margin	12.38%
Profit Margin	9.97%
EBITDA Margin	19.55%
EBIT Margin	12.38%
FCF Margin	34.76%

Dividends & Yields

NNI pays an annual dividend of $1.14, which amounts to a dividend yield of 0.93%.

Dividend Per Share	$1.14
Dividend Yield	0.93%
Dividend Growth (YoY)	0%
Payout Ratio	12.61%
Earnings Yield	4.7%
FCF Yield	16.4%

Dividend Details

Analyst Forecast

The average price target for NNI is $98, which is -20.6% lower than the current price. The consensus rating is "Hold".

Price Target	$98
Price Target Difference	-20.6%
Analyst Consensus	Hold
Analyst Count	1

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$25.1
Lynch Upside	-79.66%
Graham Number	101.64
Graham Upside	-17.63%

Scores

Altman Z-Score	0.86
Piotroski F-Score	9