NerdWallet Inc. (NRDS)
NerdWallet Statistics
Share Statistics
NerdWallet has 74.11M shares outstanding. The number of shares has increased by -4.63% in one year.
| Shares Outstanding | 74.11M |
| Shares Change (YoY) | -4.63% |
| Shares Change (QoQ) | -6.69% |
| Owned by Institutions (%) | 37.49% |
| Shares Floating | 60.56M |
| Failed to Deliver (FTD) Shares | 408 |
| FTD / Avg. Volume | 0.07% |
Short Selling Information
The latest short interest is 2.72M, so 3.7% of the outstanding shares have been sold short.
| Short Interest | 2.72M |
| Short % of Shares Out | 3.7% |
| Short % of Float | 4.54% |
| Short Ratio (days to cover) | 4.95 |
Valuation Ratios
The PE ratio is 33.47 and the forward PE ratio is 11.05. NerdWallet's PEG ratio is -0.09.
| PE Ratio | 33.47 |
| Forward PE | 11.05 |
| PS Ratio | 1.48 |
| Forward PS | 0.7 |
| PB Ratio | 2.79 |
| P/FCF Ratio | 14.29 |
| PEG Ratio | -0.09 |
Enterprise Valuation
NerdWallet Inc. has an Enterprise Value (EV) of 1.04B.
| EV / Earnings | 34.15 |
| EV / Sales | 1.51 |
| EV / EBITDA | 19.19 |
| EV / EBIT | 110.45 |
| EV / FCF | 14.58 |
Financial Position
The company has a current ratio of 3.27, with a Debt / Equity ratio of 0.02.
| Current Ratio | 3.27 |
| Quick Ratio | 3.27 |
| Debt / Equity | 0.02 |
| Total Debt / Capitalization | 2.39 |
| Cash Flow / Debt | 8.07 |
| Interest Coverage | 13.43 |
Financial Efficiency
Return on equity (ROE) is 0.08% and return on capital (ROIC) is 15.32%.
| Return on Equity (ROE) | 0.08% |
| Return on Assets (ROA) | 0.07% |
| Return on Capital (ROIC) | 15.32% |
| Revenue Per Employee | $1,057,846.15 |
| Profits Per Employee | $46,769.23 |
| Employee Count | 650 |
| Asset Turnover | 1.57 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -25.4M |
| Effective Tax Rate | -5.08 |
Stock Price Statistics
The stock price has increased by -38.71% in the last 52 weeks. The beta is 1.4, so NerdWallet's price volatility has been higher than the market average.
| Beta | 1.4 |
| 52-Week Price Change | -38.71% |
| 50-Day Moving Average | 11.67 |
| 200-Day Moving Average | 12.95 |
| Relative Strength Index (RSI) | 32.6 |
| Average Volume (20 Days) | 594.74K |
Income Statement
In the last 12 months, NerdWallet had revenue of 687.6M and earned 30.4M in profits. Earnings per share was 0.4.
| Revenue | 687.6M |
| Gross Profit | 624.1M |
| Operating Income | 9.4M |
| Net Income | 30.4M |
| EBITDA | 54.1M |
| EBIT | 9.4M |
| Earnings Per Share (EPS) | 0.4 |
Balance Sheet
The company has 66.3M in cash and 8.9M in debt, giving a net cash position of 57.4M.
| Cash & Cash Equivalents | 66.3M |
| Total Debt | 8.9M |
| Net Cash | 57.4M |
| Retained Earnings | -166.5M |
| Total Assets | 437.6M |
| Working Capital | 136.6M |
Cash Flow
In the last 12 months, operating cash flow was 71.8M and capital expenditures -600K, giving a free cash flow of 71.2M.
| Operating Cash Flow | 71.8M |
| Capital Expenditures | -600K |
| Free Cash Flow | 71.2M |
| FCF Per Share | 0.93 |
Margins
Gross margin is 90.76%, with operating and profit margins of 1.37% and 4.42%.
| Gross Margin | 90.76% |
| Operating Margin | 1.37% |
| Pretax Margin | 0.73% |
| Profit Margin | 4.42% |
| EBITDA Margin | 7.87% |
| EBIT Margin | 1.37% |
| FCF Margin | 10.35% |
Dividends & Yields
NRDS does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 4.44% |
| FCF Yield | 10.66% |
Analyst Forecast
The average price target for NRDS is $18, which is 99.8% higher than the current price. The consensus rating is "Buy".
| Price Target | $18 |
| Price Target Difference | 99.8% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
Scores
| Altman Z-Score | 7.63 |
| Piotroski F-Score | 7 |