Northrim BanCorp Inc. (NRIM)
Northrim BanCorp Statistics
Share Statistics
Northrim BanCorp has 5.52M shares outstanding. The number of shares has increased by 0.39% in one year.
| Shares Outstanding | 5.52M |
| Shares Change (YoY) | 0.39% |
| Shares Change (QoQ) | 0.34% |
| Owned by Institutions (%) | 69.2% |
| Shares Floating | 5.36M |
| Failed to Deliver (FTD) Shares | 77 |
| FTD / Avg. Volume | 0.18% |
Short Selling Information
The latest short interest is 44.08K, so 0.8% of the outstanding shares have been sold short.
| Short Interest | 44.08K |
| Short % of Shares Out | 0.8% |
| Short % of Float | 0.82% |
| Short Ratio (days to cover) | 1.06 |
Valuation Ratios
The PE ratio is 11.61 and the forward PE ratio is 9.78. Northrim BanCorp's PEG ratio is 0.24.
| PE Ratio | 11.61 |
| Forward PE | 9.78 |
| PS Ratio | 2.76 |
| Forward PS | 1.9 |
| PB Ratio | 1.61 |
| P/FCF Ratio | -49.17 |
| PEG Ratio | 0.24 |
Enterprise Valuation
Northrim BanCorp has an Enterprise Value (EV) of 394.49M.
| EV / Sales | 2.54 |
| EV / EBITDA | 0 |
| EV / EBIT | -45.2 |
| EV / FCF | -45.2 |
Financial Position
The company has a current ratio of 79.44, with a Debt / Equity ratio of 0.03.
| Current Ratio | 79.44 |
| Quick Ratio | 79.44 |
| Debt / Equity | 0.03 |
| Debt / EBITDA | - |
| Debt / FCF | -0.86 |
| Interest Coverage | 1.03 |
Financial Efficiency
Return on Equity is 13.84% and Return on Invested Capital is 4.79%.
| Return on Equity | 13.84% |
| Return on Assets | 1.22% |
| Return on Invested Capital | 4.79% |
| Revenue Per Employee | $308.6K |
| Profits Per Employee | $73.5K |
| Employee Count | 503 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 10.02M |
| Effective Tax Rate | 21.33% |
Stock Price Statistics
The stock price has increased by 39.67% in the last 52 weeks. The beta is 0.84, so Northrim BanCorp's price volatility has been higher than the market average.
| Beta | 0.84 |
| 52-Week Price Change | 39.67% |
| 50-Day Moving Average | 79.6 |
| 200-Day Moving Average | 72.81 |
| Relative Strength Index (RSI) | 30.28 |
| Average Volume (20 Days) | 41.95K |
Income Statement
In the last 12 months, Northrim BanCorp had revenue of 155.22M and earned 36.97M in profits. Earnings per share was 6.72.
| Revenue | 155.22M |
| Gross Profit | 155.22M |
| Operating Income | 42.04M |
| Net Income | 36.97M |
| EBITDA | 0 |
| EBIT | -3.61M |
| Earnings Per Share (EPS) | 6.72 |
Balance Sheet
The company has 42.1M in cash and 7.49M in debt, giving a net cash position of 34.61M.
| Cash & Cash Equivalents | 42.1M |
| Total Debt | 7.49M |
| Net Cash | 34.61M |
| Retained Earnings | 259.31M |
| Total Assets | 3.04B |
| Working Capital | 594.8M |
Cash Flow
In the last 12 months, operating cash flow was -8.73M and capital expenditures 0, giving a free cash flow of -8.73M.
| Operating Cash Flow | -8.73M |
| Capital Expenditures | 0 |
| Free Cash Flow | -8.73M |
| FCF Per Share | -1.59 |
Margins
Gross margin is 100%, with operating and profit margins of 27.08% and 23.82%.
| Gross Margin | 100% |
| Operating Margin | 27.08% |
| Pretax Margin | 30.27% |
| Profit Margin | 23.82% |
| EBITDA Margin | n/a |
| EBIT Margin | 27.08% |
| FCF Margin | -5.62% |
Dividends & Yields
NRIM pays an annual dividend of $3.1, which amounts to a dividend yield of 3.25%.
| Dividend Per Share | $3.10 |
| Dividend Yield | 3.25% |
| Dividend Growth (YoY) | 4.92% |
| Payout Ratio | 46.83% |
| Earnings Yield | 8.62% |
| FCF Yield | -2.03% |
Analyst Forecast
Currently there are no analyst rating for NRIM.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Sep 19, 2007. It was a forward split with a ratio of 21:20.
| Last Split Date | Sep 19, 2007 |
| Split Type | forward |
| Split Ratio | 21:20 |
Scores
| Altman Z-Score | 0.39 |
| Piotroski F-Score | 7 |