Nu Ltd. (NU)
Nu Statistics
Share Statistics
Nu has 4.77B shares outstanding. The number of shares has increased by -0.68% in one year.
| Shares Outstanding | 4.77B |
| Shares Change (YoY) | -0.68% |
| Shares Change (QoQ) | -0.02% |
| Owned by Institutions (%) | 60.39% |
| Shares Floating | 4.07B |
| Failed to Deliver (FTD) Shares | 16.35K |
| FTD / Avg. Volume | 0.03% |
Short Selling Information
The latest short interest is 128.96M, so 2.71% of the outstanding shares have been sold short.
| Short Interest | 128.96M |
| Short % of Shares Out | 2.71% |
| Short % of Float | 3.21% |
| Short Ratio (days to cover) | 3.44 |
Valuation Ratios
The PE ratio is 25.17 and the forward PE ratio is 21.11. Nu's PEG ratio is 0.28.
| PE Ratio | 25.17 |
| Forward PE | 21.11 |
| PS Ratio | 4.31 |
| Forward PS | 1.6 |
| PB Ratio | 6.49 |
| P/FCF Ratio | 20.74 |
| PEG Ratio | 0.28 |
Enterprise Valuation
Nu has an Enterprise Value (EV) of 42.19B.
| EV / Sales | 3.66 |
| EV / EBITDA | 14.69 |
| EV / EBIT | 17.59 |
| EV / FCF | 17.63 |
Financial Position
The company has a current ratio of 7.16, with a Debt / Equity ratio of 0.23.
| Current Ratio | 7.16 |
| Quick Ratio | 7.16 |
| Debt / Equity | 0.23 |
| Debt / EBITDA | 0.6 |
| Debt / FCF | 0.72 |
| Interest Coverage | 0.99 |
Financial Efficiency
Return on Equity is 25.79% and Return on Invested Capital is 4.55%.
| Return on Equity | 25.79% |
| Return on Assets | 3.95% |
| Return on Invested Capital | 4.55% |
| Revenue Per Employee | $2.13M |
| Profits Per Employee | $365K |
| Employee Count | 5,403 |
| Asset Turnover | 0.23 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 823.09M |
| Effective Tax Rate | 29.45% |
Stock Price Statistics
The stock price has increased by -11.34% in the last 52 weeks. The beta is 1.14, so Nu's price volatility has been higher than the market average.
| Beta | 1.14 |
| 52-Week Price Change | -11.34% |
| 50-Day Moving Average | 11.66 |
| 200-Day Moving Average | 12.77 |
| Relative Strength Index (RSI) | 44.34 |
| Average Volume (20 Days) | 56.07M |
Income Statement
In the last 12 months, Nu had revenue of 11.52B and earned 1.97B in profits. Earnings per share was 0.41.
| Revenue | 11.52B |
| Gross Profit | 5.25B |
| Operating Income | 2.8B |
| Net Income | 1.97B |
| EBITDA | 2.87B |
| EBIT | 2.8B |
| Earnings Per Share (EPS) | 0.41 |
Balance Sheet
The company has 9.19B in cash and 1.73B in debt, giving a net cash position of 7.46B.
| Cash & Cash Equivalents | 9.19B |
| Total Debt | 1.73B |
| Net Cash | 7.46B |
| Retained Earnings | 3.42B |
| Total Assets | 49.93B |
| Working Capital | 7.9B |
Cash Flow
In the last 12 months, operating cash flow was 2.4B and capital expenditures -5.42M, giving a free cash flow of 2.39B.
| Operating Cash Flow | 2.4B |
| Capital Expenditures | -5.42M |
| Free Cash Flow | 2.39B |
| FCF Per Share | 0.5 |
Margins
Gross margin is 45.61%, with operating and profit margins of 24.27% and 17.12%.
| Gross Margin | 45.61% |
| Operating Margin | 24.27% |
| Pretax Margin | 24.27% |
| Profit Margin | 17.12% |
| EBITDA Margin | 24.94% |
| EBIT Margin | 24.27% |
| FCF Margin | 20.78% |
Dividends & Yields
NU does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 3.97% |
| FCF Yield | 4.82% |
Analyst Forecast
The average price target for NU is $15.1, which is 47.5% higher than the current price. The consensus rating is "Buy".
| Price Target | $15.1 |
| Price Target Difference | 47.5% |
| Analyst Consensus | Buy |
| Analyst Count | 9 |
Scores
| Altman Z-Score | 1.37 |
| Piotroski F-Score | 5 |