Price Alert

Nu Ltd. (NU)

NYSE: NU · Real-Time Price · USD

12.00

-0.37 (-2.99%)

At close: Aug 14, 2025, 3:59 PM

13.22

10.17%

Pre-market: Aug 15, 2025, 05:21 AM EDT

Nu Statistics

Share Statistics

Nu has 4.82B shares outstanding. The number of shares has increased by 0.77% in one year.

Shares Outstanding	4.82B
Shares Change (YoY)	0.77%
Shares Change (QoQ)	1.48%
Owned by Institutions (%)	57.37%
Shares Floating	4.24B
Failed to Deliver (FTD) Shares	28
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 103.03M, so 2.14% of the outstanding shares have been sold short.

Short Interest	103.03M
Short % of Shares Out	2.14%
Short % of Float	2.75%
Short Ratio (days to cover)	1.39

Valuation Ratios

The PE ratio is 25.17 and the forward PE ratio is 15.97. Nu's PEG ratio is 0.29.

PE Ratio	25.17
Forward PE	15.97
PS Ratio	4.47
Forward PS	3.7
PB Ratio	6.49
P/FCF Ratio	22.32
PEG Ratio	0.29

Financial Ratio History

Enterprise Valuation

Nu has an Enterprise Value (EV) of 36.9B.

EV / Sales	3.32
EV / EBITDA	12.85
EV / EBIT	15.38
EV / FCF	16.59

Financial Position

The company has a current ratio of 0.96, with a Debt / Equity ratio of 0.12.

Current Ratio	0.96
Quick Ratio	0.96
Debt / Equity	0.12
Debt / EBITDA	0.31
Debt / FCF	0.4
Interest Coverage	0.99

Financial Efficiency

Return on Equity is 25.79% and Return on Invested Capital is 17.06%.

Return on Equity	25.79%
Return on Assets	3.95%
Return on Invested Capital	17.06%
Revenue Per Employee	$2.06M
Profits Per Employee	$365K
Employee Count	5,403
Asset Turnover	0.22
Inventory Turnover	n/a

Taxes

Income Tax	823.09M
Effective Tax Rate	29.45%

Stock Price Statistics

The stock price has increased by -4.64% in the last 52 weeks. The beta is 1.06, so Nu's price volatility has been higher than the market average.

Beta	1.06
52-Week Price Change	-4.64%
50-Day Moving Average	12.7
200-Day Moving Average	12.37
Relative Strength Index (RSI)	43.01
Average Volume (20 Days)	63,653,666

Income Statement

In the last 12 months, Nu had revenue of 11.1B and earned 1.97B in profits. Earnings per share was 0.41.

Revenue	11.1B
Gross Profit	5.1B
Operating Income	2.8B
Net Income	1.97B
EBITDA	2.87B
EBIT	2.8B
Earnings Per Share (EPS)	0.41

Full Income Statement

Balance Sheet

The company has 13.64B in cash and 886.53M in debt, giving a net cash position of 12.75B.

Cash & Cash Equivalents	13.64B
Total Debt	886.53M
Net Cash	12.75B
Retained Earnings	3.42B
Total Assets	54.19B
Working Capital	-3.13B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.4B and capital expenditures -174.99M, giving a free cash flow of 2.22B.

Operating Cash Flow	2.4B
Capital Expenditures	-174.99M
Free Cash Flow	2.22B
FCF Per Share	0.46

Full Cash Flow Statement

Margins

Gross margin is 45.93%, with operating and profit margins of 25.17% and 17.76%.

Gross Margin	45.93%
Operating Margin	25.17%
Pretax Margin	25.17%
Profit Margin	17.76%
EBITDA Margin	25.87%
EBIT Margin	25.17%
FCF Margin	20.03%

Dividends & Yields

NU does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	3.97%
FCF Yield	4.48%

Dividend Details

Analyst Forecast

The average price target for NU is $15.5, which is 30% higher than the current price. The consensus rating is "Buy".

Price Target	$15.5
Price Target Difference	30%
Analyst Consensus	Buy
Analyst Count	8

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	3.84
Graham Upside	-67.79%

Scores

Altman Z-Score	1.21
Piotroski F-Score	6