Norwood Financial Corp. (NWFL)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
26.44
0.35 (1.34%)
At close: Jan 15, 2025, 1:17 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 |
PE Ratio | 15.82 | 9.31 | 8.53 | 12.50 | 17.13 | 15.07 | 25.00 | 19.04 | 17.92 | 13.84 | 11.54 | 11.61 | 11.49 | 10.48 | 11.13 | 11.29 | 13.36 | 14.93 | 16.45 | 18.70 | 14.61 | 11.68 | 10.45 | 7.45 | 9.92 | 11.53 | 39.66 | 30.01 | 15.64 |
PS Ratio | 4.10 | 3.47 | 2.89 | 3.24 | 5.37 | 4.68 | 4.90 | 3.78 | 3.62 | 3.57 | 3.23 | 3.26 | 3.09 | 3.23 | 3.21 | 3.35 | 4.18 | 4.46 | 4.81 | 5.34 | 4.04 | 3.00 | 2.68 | 1.85 | 2.48 | 2.77 | 8.24 | 15.81 | 17.12 |
PB Ratio | 1.46 | 1.63 | 1.04 | 0.97 | 1.77 | 1.68 | 1.77 | 1.15 | 1.05 | 1.07 | 1.06 | 1.06 | 0.96 | 1.13 | 1.22 | 1.28 | 1.56 | 1.69 | 1.88 | 2.05 | 1.59 | 1.27 | 1.25 | 0.92 | 1.30 | 1.33 | 4.35 | 2.61 | 1.24 |
P/FCF Ratio | 9.33 | 9.52 | 7.61 | 14.45 | 14.48 | 12.52 | 14.21 | 11.80 | 10.37 | 10.25 | 7.95 | 8.92 | 7.96 | 9.12 | 13.66 | 11.04 | 25.41 | 7.54 | 13.88 | 14.17 | 10.46 | 10.98 | 9.96 | 5.06 | 6.95 | 5.67 | 17.00 | 7.02 | 3.89 |
P/OCF Ratio | 8.89 | 8.85 | 7.28 | 13.66 | 13.21 | 11.89 | 12.77 | 11.27 | 10.08 | 10.06 | 7.70 | 8.59 | 7.83 | 8.93 | 13.10 | 10.54 | 23.44 | 6.91 | 12.99 | 13.27 | 10.46 | 9.77 | 9.05 | 4.77 | 6.55 | 5.35 | 16.47 | 6.00 | 3.60 |
OCF/S Ratio | 0.46 | 0.39 | 0.40 | 0.24 | 0.41 | 0.39 | 0.38 | 0.34 | 0.36 | 0.35 | 0.42 | 0.38 | 0.40 | 0.36 | 0.25 | 0.32 | 0.18 | 0.65 | 0.37 | 0.40 | 0.39 | 0.31 | 0.30 | 0.39 | 0.38 | 0.52 | 0.50 | 2.63 | 4.75 |
Debt / Equity Ratio | 0.63 | 0.49 | 0.44 | 0.54 | 0.86 | 0.86 | 0.68 | 0.58 | 0.93 | 0.48 | 0.80 | 0.55 | 0.56 | 1.05 | 1.07 | 1.38 | 0.89 | 0.27 | 0.86 | 1.01 | 0.84 | 0.80 | 0.90 | 1.14 | 1.45 | 0.35 | 0.28 | 0.26 | 0.20 |
Quick Ratio | 0.04 | 11.06 | 13.44 | 7.14 | 3.87 | 52.65 | 41.98 | 23.12 | 28.85 | 20.19 | 37.10 | 17.00 | 21.65 | 0.45 | 0.59 | 0.21 | 0.38 | 2.99 | 0.57 | 0.38 | 0.77 | 1.09 | 1.30 | 1.01 | 0.95 | 1.39 | 1.66 | 5.16 | 3.91 |
Current Ratio | 0.04 | 10.19 | 9.99 | 5.31 | 3.55 | 52.65 | 41.98 | 23.12 | 28.85 | 20.19 | 37.10 | 17.00 | 21.65 | 0.45 | 0.59 | 0.21 | 0.38 | 2.99 | 0.57 | 0.38 | 0.77 | 1.09 | 1.30 | 1.01 | 0.95 | 1.39 | 1.66 | 5.16 | 3.91 |
Asset Turnover | 0.03 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 | 0.01 | 0.01 |
Interest Coverage | 0.63 | 6.01 | 5.36 | 2.30 | 1.94 | 3.86 | 4.84 | 3.35 | 3.31 | 4.20 | 4.10 | 3.46 | 2.92 | 2.66 | 2.21 | 1.98 | 1.76 | 1.88 | 2.20 | 2.40 | 2.05 | 1.78 | 1.57 | 1.49 | 1.55 | 1.54 | 1.43 | 1.29 | 1.36 |
Return on Equity (ROE) | 0.09 | 0.17 | 0.12 | 0.08 | 0.10 | 0.11 | 0.07 | 0.06 | 0.06 | 0.08 | 0.09 | 0.09 | 0.08 | 0.11 | 0.11 | 0.11 | 0.12 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.12 | 0.12 | 0.13 | 0.12 | 0.11 | 0.09 | 0.08 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Return on Capital (ROIC) | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 | 0.02 | 0.03 | 0.03 | 0.04 | 0.05 | 0.04 | 0.03 | 0.03 | 0.03 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 |
Dividend Yield | 0.04 | 0.03 | 0.04 | 0.04 | 0.02 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.03 | 0.02 | 0.01 | 0.01 | 0.02 |
Payout Ratio | 0.56 | 0.31 | 0.34 | 0.48 | 0.42 | 0.40 | 0.66 | 0.70 | 0.77 | 0.57 | 0.49 | 0.47 | 0.48 | 0.42 | 0.42 | 0.41 | 0.39 | 0.39 | 0.35 | 0.36 | 0.36 | 0.34 | 0.32 | 0.29 | 0.26 | 0.25 | 0.26 | 0.38 | 0.38 |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 25.93% | 37.32% | 33.83% | 25.89% | 31.32% | 31.09% | 19.60% | 19.87% | 20.22% | 25.81% | 27.96% | 28.04% | 26.92% | 30.82% | 28.83% | 29.69% | 31.31% | 29.90% | 29.22% | 28.53% | 27.67% | 25.67% | 25.69% | 24.81% | 25.00% | 24.06% | 20.77% | 52.69% | 109.43% |
Pretax Profit Margin | 32.71% | 46.45% | 41.91% | 31.53% | 37.07% | 36.91% | 35.27% | 25.45% | 25.80% | 34.59% | 36.90% | 38.17% | 36.36% | 42.04% | 38.14% | 42.30% | 43.95% | 43.45% | 41.67% | 39.94% | 37.75% | 35.25% | 35.48% | 34.48% | 35.71% | 34.59% | 29.23% | 65.88% | 149.04% |
Operating Profit Margin | 32.71% | 55.73% | 41.91% | 31.53% | 37.07% | 49.79% | 47.23% | 36.27% | 36.95% | 45.40% | 48.78% | 53.68% | 55.33% | 67.42% | 69.67% | 85.41% | 101.57% | 92.86% | 76.25% | 68.38% | 73.57% | 80.15% | 97.90% | 104.40% | 100.71% | 98.50% | 96.92% | 294.43% | 567.85% |
FCF Margin | 43.95% | 36.49% | 37.94% | 22.40% | 37.05% | 37.41% | 34.48% | 32.06% | 34.93% | 34.84% | 40.62% | 36.52% | 38.86% | 35.41% | 23.49% | 30.35% | 16.46% | 59.22% | 34.63% | 37.66% | 38.66% | 27.30% | 26.95% | 36.52% | 35.71% | 48.87% | 48.46% | 225.11% | 439.50% |
EBITDA Margin | 34.97% | 48.46% | 44.09% | 33.99% | 39.51% | 39.23% | 37.83% | 27.96% | 28.05% | 36.93% | 39.31% | 40.58% | 43.23% | 51.03% | 40.58% | 50.56% | 52.68% | 46.26% | 44.79% | 39.94% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |