Norwood Financial Corp. Statistics
Share Statistics
Norwood Financial Corp. has 8.09M shares outstanding. The number of shares has increased by 0.2% in one year.
| Shares Outstanding | 8.09M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -0.16% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 7.15M |
| Failed to Deliver (FTD) Shares | 850 |
| FTD / Avg. Volume | 9.78% |
Short Selling Information
The latest short interest is 48.28K, so 0.6% of the outstanding shares have been sold short.
| Short Interest | 48.28K |
| Short % of Shares Out | 0.6% |
| Short % of Float | 0.68% |
| Short Ratio (days to cover) | 9 |
Valuation Ratios
The PE ratio is 15.9 and the forward PE ratio is null.
| PE Ratio | 15.9 |
| Forward PE | null |
| PS Ratio | 4.12 |
| Forward PS | null |
| PB Ratio | 1.47 |
| P/FCF Ratio | 9.38 |
| PEG Ratio | n/a |
Enterprise Valuation
Norwood Financial Corp. has an Enterprise Value (EV) of 401.53M.
| EV / Earnings | 23.96 |
| EV / Sales | 6.21 |
| EV / EBITDA | 17.76 |
| EV / EBIT | 18.99 |
| EV / FCF | 14.13 |
Financial Position
The company has a current ratio of 0.04, with a Debt / Equity ratio of 0.63.
| Current Ratio | 0.04 |
| Quick Ratio | 0.04 |
| Debt / Equity | 0.63 |
| Total Debt / Capitalization | 38.68 |
| Cash Flow / Debt | 0.26 |
| Interest Coverage | 0.63 |
Financial Efficiency
Return on equity (ROE) is 0.09% and return on capital (ROIC) is 5.68%.
| Return on Equity (ROE) | 0.09% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 5.68% |
| Revenue Per Employee | 247.67K |
| Profits Per Employee | 64.21K |
| Employee Count | 261 |
| Asset Turnover | 0.03 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 4.39M |
| Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by -10.97% in the last 52 weeks. The beta is 0.61, so Norwood Financial Corp.'s price volatility has been higher than the market average.
| Beta | 0.61 |
| 52-Week Price Change | -10.97% |
| 50-Day Moving Average | 29.55 |
| 200-Day Moving Average | 26.83 |
| Relative Strength Index (RSI) | 49.62 |
| Average Volume (20 Days) | 8.70K |
Income Statement
In the last 12 months, Norwood Financial Corp. had revenue of $64.64M and earned $16.76M in profits. Earnings per share was $2.07.
| Revenue | 64.64M |
| Gross Profit | 64.64M |
| Operating Income | 21.15M |
| Net Income | 16.76M |
| EBITDA | 22.61M |
| EBIT | 21.15M |
| Earnings Per Share (EPS) | 2.07 |
Balance Sheet
The company has $66.12M in cash and $114.24M in debt, giving a net cash position of -$48.12M.
| Cash & Cash Equivalents | 66.12M |
| Total Debt | 114.24M |
| Net Cash | -48.12M |
| Retained Earnings | 135.28M |
| Total Assets | 2.28B |
| Working Capital | 2.04B |
Cash Flow
In the last 12 months, operating cash flow was $29.82M and capital expenditures -$1.41M, giving a free cash flow of $28.41M.
| Operating Cash Flow | 29.82M |
| Capital Expenditures | -1.41M |
| Free Cash Flow | 28.41M |
| FCF Per Share | 3.51 |
Margins
Gross margin is 100%, with operating and profit margins of 32.71% and 25.93%.
| Gross Margin | 100% |
| Operating Margin | 32.71% |
| Pretax Margin | 32.71% |
| Profit Margin | 25.93% |
| EBITDA Margin | 34.97% |
| EBIT Margin | 32.71% |
| FCF Margin | 43.95% |
Dividends & Yields
NWFL pays an annual dividend of $1.2, which amounts to a dividend yield of 3.97%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 3.97% |
| Dividend Growth (YoY) | 3.45% |
| Payout Ratio | 75.47% |
| Earnings Yield | 6.84% |
| FCF Yield | 11.6% |
Analyst Forecast
Currently there are no analyst rating for NWFL.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Sep 18, 2017. It was a forward split with a ratio of 3:2.
| Last Split Date | Sep 18, 2017 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | 1.29 |
| Piotroski F-Score | 8 |