Orange County Bancorp Inc... (OBT)
Orange County Bancorp Statistics
Share Statistics
Orange County Bancorp has 11.38M shares outstanding. The number of shares has increased by 0.39% in one year.
| Shares Outstanding | 11.38M |
| Shares Change (YoY) | 0.39% |
| Shares Change (QoQ) | 0.09% |
| Owned by Institutions (%) | 45.3% |
| Shares Floating | 8.44M |
| Failed to Deliver (FTD) Shares | 2.01K |
| FTD / Avg. Volume | 12.07% |
Short Selling Information
The latest short interest is 107.56K, so 0.95% of the outstanding shares have been sold short.
| Short Interest | 107.56K |
| Short % of Shares Out | 0.95% |
| Short % of Float | 1.05% |
| Short Ratio (days to cover) | 8.26 |
Valuation Ratios
The PE ratio is 11.27 and the forward PE ratio is 7. Orange County Bancorp's PEG ratio is -0.21.
| PE Ratio | 11.27 |
| Forward PE | 7 |
| PS Ratio | 2.47 |
| Forward PS | 2.2 |
| PB Ratio | 1.69 |
| P/FCF Ratio | 9.56 |
| PEG Ratio | -0.21 |
Enterprise Valuation
Orange County Bancorp has an Enterprise Value (EV) of 306.87M.
| EV / Sales | 2.41 |
| EV / EBITDA | 0 |
| EV / EBIT | 8.87 |
| EV / FCF | 9.34 |
Financial Position
The company has a current ratio of 5.29, with a Debt / Equity ratio of 0.77.
| Current Ratio | 5.29 |
| Quick Ratio | 5.29 |
| Debt / Equity | 0.77 |
| Debt / EBITDA | - |
| Debt / FCF | 4.35 |
| Interest Coverage | 3.42 |
Financial Efficiency
Return on Equity is 15.03% and Return on Invested Capital is 15.6%.
| Return on Equity | 15.03% |
| Return on Assets | 1.11% |
| Return on Invested Capital | 15.6% |
| Revenue Per Employee | $565.45K |
| Profits Per Employee | $123.92K |
| Employee Count | 225 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 6.93M |
| Effective Tax Rate | 19.92% |
Stock Price Statistics
The stock price has increased by 2.9% in the last 52 weeks. The beta is 0.43, so Orange County Bancorp's price volatility has been higher than the market average.
| Beta | 0.43 |
| 52-Week Price Change | 2.9% |
| 50-Day Moving Average | 24.01 |
| 200-Day Moving Average | 27.16 |
| Relative Strength Index (RSI) | 50.53 |
| Average Volume (20 Days) | 16.63K |
Income Statement
In the last 12 months, Orange County Bancorp had revenue of 127.23M and earned 27.88M in profits. Earnings per share was 2.47.
| Revenue | 127.23M |
| Gross Profit | 127.23M |
| Operating Income | 121.3M |
| Net Income | 27.88M |
| EBITDA | 0 |
| EBIT | -1.95M |
| Earnings Per Share (EPS) | 2.47 |
Balance Sheet
The company has 150.33M in cash and 143.09M in debt, giving a net cash position of 7.24M.
| Cash & Cash Equivalents | 150.33M |
| Total Debt | 143.09M |
| Net Cash | 7.24M |
| Retained Earnings | 129.92M |
| Total Assets | 2.51B |
| Working Capital | 594.11M |
Cash Flow
In the last 12 months, operating cash flow was 34.6M and capital expenditures -1.73M, giving a free cash flow of 32.87M.
| Operating Cash Flow | 34.6M |
| Capital Expenditures | -1.73M |
| Free Cash Flow | 32.87M |
| FCF Per Share | 2.91 |
Margins
Gross margin is 100%, with operating and profit margins of 95.34% and 21.92%.
| Gross Margin | 100% |
| Operating Margin | 95.34% |
| Pretax Margin | 27.37% |
| Profit Margin | 21.92% |
| EBITDA Margin | n/a |
| EBIT Margin | 95.34% |
| FCF Margin | 25.84% |
Dividends & Yields
OBT pays an annual dividend of $0.6, which amounts to a dividend yield of 1.91%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 1.91% |
| Dividend Growth (YoY) | 13.04% |
| Payout Ratio | 24.29% |
| Earnings Yield | 8.88% |
| FCF Yield | 10.47% |
Analyst Forecast
The average price target for OBT is $35.5, which is 53.7% higher than the current price. The consensus rating is "Buy".
| Price Target | $35.5 |
| Price Target Difference | 53.7% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Jan 13, 2025. It was a forward split with a ratio of 2:1.
| Last Split Date | Jan 13, 2025 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.5 |
| Piotroski F-Score | 5 |