Orange County Bancorp Inc... (OBT)
Orange County Bancorp Statistics
Share Statistics
Orange County Bancorp has 11.4M shares outstanding. The number of shares has increased by 0.4% in one year.
| Shares Outstanding | 11.4M |
| Shares Change (YoY) | 0.4% |
| Shares Change (QoQ) | 0.18% |
| Owned by Institutions (%) | 44.64% |
| Shares Floating | 8.66M |
| Failed to Deliver (FTD) Shares | 1 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 98.68K, so 0.87% of the outstanding shares have been sold short.
| Short Interest | 98.68K |
| Short % of Shares Out | 0.87% |
| Short % of Float | 1.15% |
| Short Ratio (days to cover) | 2.7 |
Valuation Ratios
The PE ratio is 5.75 and the forward PE ratio is 9.48. Orange County Bancorp's PEG ratio is 0.27.
| PE Ratio | 5.75 |
| Forward PE | 9.48 |
| PS Ratio | 1.8 |
| Forward PS | 2.4 |
| PB Ratio | 1.03 |
| P/FCF Ratio | 4.14 |
| PEG Ratio | 0.27 |
Enterprise Valuation
Orange County Bancorp Inc. has an Enterprise Value (EV) of 596.34M.
| EV / Earnings | 20.23 |
| EV / Sales | 6.35 |
| EV / EBITDA | 15.25 |
| EV / EBIT | 16.05 |
| EV / FCF | 14.56 |
Financial Position
The company has a current ratio of 6.43, with a Debt / Equity ratio of 1.54.
| Current Ratio | 6.43 |
| Quick Ratio | 6.43 |
| Debt / Equity | 1.54 |
| Total Debt / Capitalization | 60.57 |
| Cash Flow / Debt | 0.18 |
| Interest Coverage | 1.26 |
Financial Efficiency
Return on equity (ROE) is 0.18% and return on capital (ROIC) is 7.03%.
| Return on Equity (ROE) | 0.18% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 7.03% |
| Revenue Per Employee | $476,862.94 |
| Profits Per Employee | $149,634.52 |
| Employee Count | 197 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 7.67M |
| Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by 11.38% in the last 52 weeks. The beta is 0.5, so Orange County Bancorp's price volatility has been higher than the market average.
| Beta | 0.5 |
| 52-Week Price Change | 11.38% |
| 50-Day Moving Average | 26.62 |
| 200-Day Moving Average | 27.24 |
| Relative Strength Index (RSI) | 38.31 |
| Average Volume (20 Days) | 25.84K |
Income Statement
In the last 12 months, Orange County Bancorp had revenue of 93.94M and earned 29.48M in profits. Earnings per share was 5.24.
| Revenue | 93.94M |
| Gross Profit | 93.94M |
| Operating Income | 37.15M |
| Net Income | 29.48M |
| EBITDA | 39.12M |
| EBIT | 37.15M |
| Earnings Per Share (EPS) | 5.24 |
Balance Sheet
The company has 147.38M in cash and 254.02M in debt, giving a net cash position of -106.64M.
| Cash & Cash Equivalents | 147.38M |
| Total Debt | 254.02M |
| Net Cash | -106.64M |
| Retained Earnings | 107.36M |
| Total Assets | 2.52B |
| Working Capital | 590.41M |
Cash Flow
In the last 12 months, operating cash flow was 44.5M and capital expenditures -3.54M, giving a free cash flow of 40.96M.
| Operating Cash Flow | 44.5M |
| Capital Expenditures | -3.54M |
| Free Cash Flow | 40.96M |
| FCF Per Share | 7.28 |
Margins
Gross margin is 100%, with operating and profit margins of 39.54% and 31.38%.
| Gross Margin | 100% |
| Operating Margin | 39.54% |
| Pretax Margin | 39.54% |
| Profit Margin | 31.38% |
| EBITDA Margin | 41.64% |
| EBIT Margin | 39.54% |
| FCF Margin | 43.61% |
Dividends & Yields
OBT pays an annual dividend of $0.6, which amounts to a dividend yield of 1.9%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 1.9% |
| Dividend Growth (YoY) | 13.04% |
| Payout Ratio | 24.29% |
| Earnings Yield | 20.91% |
| FCF Yield | 14.34% |
Analyst Forecast
The average price target for OBT is $35.5, which is 41.7% higher than the current price. The consensus rating is "Buy".
| Price Target | $35.5 |
| Price Target Difference | 41.7% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Jan 13, 2025. It was a forward split with a ratio of 2:1.
| Last Split Date | Jan 13, 2025 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.52 |
| Piotroski F-Score | 6 |