Orange County Bancorp Inc...

22.66
-0.99 (-4.19%)
At close: Apr 03, 2025, 3:59 PM
22.31
-1.54%
After-hours: Apr 03, 2025, 04:05 PM EDT

Orange County Bancorp Statistics

Share Statistics

Orange County Bancorp has 11.36M shares outstanding. The number of shares has increased by 0.39% in one year.

Shares Outstanding 11.36M
Shares Change (YoY) 0.39%
Shares Change (QoQ) 0.09%
Owned by Institutions (%) 45.3%
Shares Floating 8.42M
Failed to Deliver (FTD) Shares 2.01K
FTD / Avg. Volume 10.07%

Short Selling Information

The latest short interest is 98.68K, so 0.87% of the outstanding shares have been sold short.

Short Interest 98.68K
Short % of Shares Out 0.87%
Short % of Float 1.15%
Short Ratio (days to cover) 2.7

Valuation Ratios

The PE ratio is 11.27 and the forward PE ratio is 9.48. Orange County Bancorp's PEG ratio is -0.21.

PE Ratio 11.27
Forward PE 9.48
PS Ratio 2.47
Forward PS 2.2
PB Ratio 1.69
P/FCF Ratio 9.56
PEG Ratio -0.21
Financial Ratio History

Enterprise Valuation

Orange County Bancorp has an Enterprise Value (EV) of 306.87M.

EV / Sales 2.41
EV / EBITDA 0
EV / EBIT 8.87
EV / FCF 9.34

Financial Position

The company has a current ratio of 5.29, with a Debt / Equity ratio of 0.77.

Current Ratio 5.29
Quick Ratio 5.29
Debt / Equity 0.77
Debt / EBITDA -
Debt / FCF 4.35
Interest Coverage 3.42

Financial Efficiency

Return on Equity is 15.03% and Return on Invested Capital is 15.6%.

Return on Equity 15.03%
Return on Assets 1.11%
Return on Invested Capital 15.6%
Revenue Per Employee $565.45K
Profits Per Employee $123.92K
Employee Count 225
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

Income Tax 6.93M
Effective Tax Rate 19.92%

Stock Price Statistics

The stock price has increased by 3.29% in the last 52 weeks. The beta is 0.5, so Orange County Bancorp's price volatility has been higher than the market average.

Beta 0.5
52-Week Price Change 3.29%
50-Day Moving Average 25.3
200-Day Moving Average 27.27
Relative Strength Index (RSI) 40.67
Average Volume (20 Days) 19.93K

Income Statement

In the last 12 months, Orange County Bancorp had revenue of 127.23M and earned 27.88M in profits. Earnings per share was 2.47.

Revenue 127.23M
Gross Profit 127.23M
Operating Income 121.3M
Net Income 27.88M
EBITDA 0
EBIT -1.95M
Earnings Per Share (EPS) 2.47
Full Income Statement

Balance Sheet

The company has 150.33M in cash and 143.09M in debt, giving a net cash position of 7.24M.

Cash & Cash Equivalents 150.33M
Total Debt 143.09M
Net Cash 7.24M
Retained Earnings 129.92M
Total Assets 2.51B
Working Capital 594.11M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 34.6M and capital expenditures -1.73M, giving a free cash flow of 32.87M.

Operating Cash Flow 34.6M
Capital Expenditures -1.73M
Free Cash Flow 32.87M
FCF Per Share 2.91
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 95.34% and 21.92%.

Gross Margin 100%
Operating Margin 95.34%
Pretax Margin 27.37%
Profit Margin 21.92%
EBITDA Margin n/a
EBIT Margin 95.34%
FCF Margin 25.84%

Dividends & Yields

OBT pays an annual dividend of $0.6, which amounts to a dividend yield of 1.91%.

Dividend Per Share $0.60
Dividend Yield 1.91%
Dividend Growth (YoY) 13.04%
Payout Ratio 24.29%
Earnings Yield 8.88%
FCF Yield 10.47%
Dividend Details

Analyst Forecast

The average price target for OBT is $35.5, which is 50.9% higher than the current price. The consensus rating is "Buy".

Price Target $35.5
Price Target Difference 50.9%
Analyst Consensus Buy
Analyst Count 1
Stock Forecasts

Stock Splits

The last stock split was on Jan 13, 2025. It was a forward split with a ratio of 2:1.

Last Split Date Jan 13, 2025
Split Type forward
Split Ratio 2:1

Scores

Altman Z-Score 0.5
Piotroski F-Score 5