Price Alert

OneMain Inc. (OMF)

NYSE: OMF · Real-Time Price · USD

58.45

0.49 (0.85%)

At close: Aug 14, 2025, 3:59 PM

57.91

-0.92%

Pre-market: Aug 15, 2025, 09:03 AM EDT

OneMain Statistics

Share Statistics

OneMain has 118.87M shares outstanding. The number of shares has increased by -0.67% in one year.

Shares Outstanding	118.87M
Shares Change (YoY)	-0.67%
Shares Change (QoQ)	-0.33%
Owned by Institutions (%)	90.05%
Shares Floating	118.25M
Failed to Deliver (FTD) Shares	4
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 4.94M, so 4.15% of the outstanding shares have been sold short.

Short Interest	4.94M
Short % of Shares Out	4.15%
Short % of Float	4.64%
Short Ratio (days to cover)	3.94

Valuation Ratios

The PE ratio is 12.26 and the forward PE ratio is 6.92. OneMain's PEG ratio is -0.6.

PE Ratio	12.26
Forward PE	6.92
PS Ratio	1.09
Forward PS	1.3
PB Ratio	1.95
P/FCF Ratio	2.31
PEG Ratio	-0.6

Financial Ratio History

Enterprise Valuation

OneMain has an Enterprise Value (EV) of 27.22B.

EV / Sales	4.76
EV / EBITDA	12.58
EV / EBIT	10.08
EV / FCF	10.08

Financial Position

Current Ratio	0
Quick Ratio	0
Debt / Equity	6.72
Debt / EBITDA	9.91
Debt / FCF	7.94
Interest Coverage	1.59

Financial Efficiency

Return on Equity is 15.95% and Return on Invested Capital is 37.63%.

Return on Equity	15.95%
Return on Assets	1.96%
Return on Invested Capital	37.63%
Revenue Per Employee	$635.78K
Profits Per Employee	$56.56K
Employee Count	9,000
Asset Turnover	0.22
Inventory Turnover	n/a

Taxes

Income Tax	158M
Effective Tax Rate	23.69%

Stock Price Statistics

The stock price has increased by 25.32% in the last 52 weeks. The beta is 1.22, so OneMain's price volatility has been higher than the market average.

Beta	1.22
52-Week Price Change	25.32%
50-Day Moving Average	56.01
200-Day Moving Average	52.82
Relative Strength Index (RSI)	42.87
Average Volume (20 Days)	1,021,569

Income Statement

In the last 12 months, OneMain had revenue of 5.72B and earned 509M in profits. Earnings per share was 4.25.

Revenue	5.72B
Gross Profit	2.5B
Operating Income	1.89B
Net Income	509M
EBITDA	2.16B
EBIT	1.89B
Earnings Per Share (EPS)	4.25

Full Income Statement

Balance Sheet

The company has 458M in cash and 21.44B in debt, giving a net cash position of -20.98B.

Cash & Cash Equivalents	458M
Total Debt	21.44B
Net Cash	-20.98B
Retained Earnings	2.3B
Total Assets	26.63B
Working Capital	2.43B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.7B and capital expenditures 0, giving a free cash flow of 2.7B.

Operating Cash Flow	2.7B
Capital Expenditures	n/a
Free Cash Flow	2.7B
FCF Per Share	22.56

Full Cash Flow Statement

Margins

Gross margin is 43.64%, with operating and profit margins of 32.96% and 8.9%.

Gross Margin	43.64%
Operating Margin	32.96%
Pretax Margin	11.66%
Profit Margin	8.9%
EBITDA Margin	37.8%
EBIT Margin	32.96%
FCF Margin	47.17%

Dividends & Yields

OMF pays an annual dividend of $5.2, which amounts to a dividend yield of 7.45%.

Dividend Per Share	$5.20
Dividend Yield	7.45%
Dividend Growth (YoY)	4%
Payout Ratio	93.69%
Earnings Yield	8.16%
FCF Yield	43.27%

Dividend Details

Analyst Forecast

The average price target for OMF is $62.5, which is 12.3% higher than the current price. The consensus rating is "Buy".

Price Target	$62.5
Price Target Difference	12.3%
Analyst Consensus	Buy
Analyst Count	8

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$21.25
Lynch Upside	-61.81%
Graham Number	50.52
Graham Upside	-9.2%

Scores

Altman Z-Score	0.83
Piotroski F-Score	7