Old Point Financial Corpo... (OPOF)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
25.28
0.23 (0.92%)
At close: Jan 15, 2025, 3:59 PM
25.10
-0.72%
After-hours Jan 15, 2025, 04:00 PM EST
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 |
PE Ratio | 11.66 | 15.03 | 14.50 | 18.35 | 18.18 | 22.82 | -5.12K | 33.79 | 23.42 | 18.07 | 20.10 | 13.09 | 15.20 | 38.39 | 45.37 | 13.82 | 12.66 | 16.14 | 16.30 | 16.19 | 16.06 | 13.62 | 13.18 | 8.59 | 10.43 | 19.13 | 16.28 | 9.61 | 14.12 | 11.82 | 14.65 | 18.46 |
PS Ratio | 1.51 | 2.46 | 2.28 | 2.04 | 2.98 | 2.41 | 3.42 | 3.07 | 2.14 | 1.90 | 1.68 | 1.31 | 1.20 | 1.36 | 1.91 | 2.33 | 2.64 | 3.15 | 3.43 | 4.11 | 4.06 | 3.28 | 2.95 | 1.95 | 2.39 | 15.95 | 13.66 | 6.99 | 7.08 | 7.83 | 7.60 | 5.05 |
PB Ratio | 0.84 | 1.39 | 1.01 | 0.84 | 1.30 | 1.10 | 1.54 | 1.32 | 0.91 | 0.84 | 0.79 | 0.61 | 0.58 | 0.73 | 0.94 | 1.13 | 1.27 | 1.52 | 1.67 | 2.01 | 1.99 | 1.65 | 1.48 | 0.95 | 1.23 | 2.22 | 1.83 | 1.02 | 1.09 | 1.25 | 1.26 | 1.33 |
P/FCF Ratio | 9.06 | 8.45 | 5.65 | -10.35 | 13.49 | 9.61 | 16.84 | 15.97 | 14.00 | 11.94 | -26.87 | 9.74 | 7.22 | 35.47 | -7.61 | 14.98 | 16.93 | 48.74 | 23.52 | 38.78 | 22.19 | 28.46 | 10.13 | 10.62 | 14.41 | 48.52 | 16.02 | 8.29 | 13.81 | 7.76 | 18.01 | 53.49 |
P/OCF Ratio | 8.19 | 7.80 | 5.28 | -11.45 | 11.55 | 9.23 | 15.73 | 14.33 | 10.86 | 7.41 | 7.46 | 5.61 | 5.33 | 20.96 | -15.51 | 11.81 | 12.45 | 12.52 | 12.91 | 15.03 | 15.95 | 22.82 | 9.15 | 7.07 | 7.18 | 16.34 | 12.19 | 5.42 | 7.54 | 7.44 | 11.27 | 18.40 |
OCF/S Ratio | 0.18 | 0.32 | 0.43 | -0.18 | 0.26 | 0.26 | 0.22 | 0.21 | 0.20 | 0.26 | 0.22 | 0.23 | 0.23 | 0.07 | -0.12 | 0.20 | 0.21 | 0.25 | 0.27 | 0.27 | 0.25 | 0.14 | 0.32 | 0.28 | 0.33 | 0.98 | 1.12 | 1.29 | 0.94 | 1.05 | 0.67 | 0.27 |
Debt / Equity Ratio | 0.93 | 0.77 | 0.24 | 0.01 | 0.35 | 0.61 | 0.70 | 0.20 | 0.27 | 0.34 | 0.31 | 0.28 | 0.41 | 0.43 | 0.80 | 0.84 | 1.00 | 1.67 | 1.13 | 0.84 | 0.82 | 0.71 | 0.49 | 0.54 | 0.17 | 0.49 | 0.67 | 0.60 | 0.54 | 0.57 | 0.50 | 0.49 |
Quick Ratio | n/a | 21.51 | 0.97 | 0.31 | 0.28 | 1.10 | 1.08 | 0.32 | 77.65 | 278.02 | 109.01 | 160.15 | n/a | n/a | n/a | n/a | 0.49 | n/a | n/a | 67.40 | 10.15 | 0.35 | 0.59 | 0.44 | 1.49 | 0.88 | 0.95 | 0.67 | 0.73 | 0.67 | 1.01 | 1.48 |
Current Ratio | n/a | 21.51 | 0.97 | 0.31 | 0.28 | 1.10 | 1.08 | 0.32 | 77.65 | 278.02 | 109.01 | 160.15 | n/a | n/a | n/a | n/a | 0.49 | n/a | n/a | 67.40 | 10.15 | 0.35 | 0.59 | 0.44 | 1.49 | 0.88 | 0.95 | 0.67 | 0.73 | 0.67 | 1.01 | 1.48 |
Asset Turnover | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 |
Interest Coverage | 0.81 | 3.26 | 2.82 | 1.12 | 1.39 | 2.05 | 0.05 | 0.23 | 0.12 | 0.05 | 0.05 | 0.09 | 0.05 | 0.04 | 0.03 | 0.01 | 0.02 | 0.03 | 0.04 | 0.04 | 2.08 | 1.78 | 1.46 | 1.38 | 1.44 | 1.49 | 1.52 | 1.47 | 1.33 | 1.51 | 1.37 | 1.21 |
Return on Equity (ROE) | 0.07 | 0.09 | 0.07 | 0.05 | 0.07 | 0.05 | -0.00 | 0.04 | 0.04 | 0.05 | 0.04 | 0.05 | 0.04 | 0.02 | 0.02 | 0.08 | 0.10 | 0.09 | 0.10 | 0.12 | 0.12 | 0.12 | 0.11 | 0.11 | 0.12 | 0.12 | 0.11 | 0.11 | 0.08 | 0.11 | 0.09 | 0.07 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Return on Capital (ROIC) | 0.01 | 0.01 | 0.01 | 0.03 | 0.04 | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.05 |
Dividend Yield | 0.03 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.01 | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 |
Payout Ratio | 0.36 | 0.29 | 0.31 | 0.46 | 0.32 | 0.46 | -75.79 | 0.54 | 0.46 | 0.31 | 0.35 | 0.24 | 0.30 | 0.80 | 1.37 | 0.48 | 0.38 | 0.40 | 0.36 | 0.29 | 0.27 | 0.25 | 0.28 | 0.29 | 0.29 | 0.27 | 0.26 | 0.26 | 0.33 | 0.25 | 0.28 | 0.28 |
Gross Profit Margin | 105.08% | 93.31% | 93.24% | 93.05% | 94.46% | 94.66% | 93.63% | 94.16% | 95.94% | 94.78% | 100.00% | 100.00% | 100.00% | 95.81% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 13.00% | 16.35% | 15.72% | 11.11% | 16.41% | 10.57% | -0.07% | 9.10% | 9.13% | 10.53% | 8.34% | 10.03% | 7.88% | 3.55% | 4.21% | 16.88% | 20.88% | 19.50% | 21.05% | 25.38% | 25.25% | 24.07% | 22.40% | 22.69% | 22.95% | 83.37% | 83.91% | 72.74% | 50.15% | 66.23% | 51.85% | 27.36% |
Pretax Profit Margin | 15.24% | 18.99% | 18.14% | 12.19% | 18.67% | 11.16% | -0.29% | 9.30% | 9.27% | 11.03% | 9.26% | 12.41% | 10.43% | 3.89% | 4.74% | 23.48% | 29.18% | 26.75% | 28.66% | 34.87% | 33.54% | 31.77% | 29.20% | 28.03% | 28.74% | 111.01% | 113.48% | 100.38% | 67.22% | 93.36% | 67.46% | 33.28% |
Operating Profit Margin | 25.10% | 21.11% | 18.14% | 12.19% | 18.67% | 21.84% | 0.35% | 1.48% | 1.14% | 0.46% | 0.56% | 1.21% | 0.78% | 1.03% | 1.00% | 0.59% | 1.27% | 1.50% | 1.51% | 1.02% | 64.66% | 72.57% | 92.57% | 101.88% | 94.73% | 339.38% | 332.62% | 313.49% | 271.31% | 275.47% | 248.71% | 190.70% |
FCF Margin | 16.72% | 29.09% | 40.35% | -19.71% | 22.11% | 25.08% | 20.31% | 19.25% | 15.27% | 15.94% | -6.24% | 13.47% | 16.60% | 3.84% | -25.1% | 15.58% | 15.62% | 6.46% | 14.59% | 10.59% | 18.28% | 11.52% | 29.14% | 18.35% | 16.62% | 32.87% | 85.31% | 84.33% | 51.31% | 100.91% | 42.18% | 9.45% |
EBITDA Margin | n/a | 1.31% | 0.67% | 0.45% | 0.49% | 0.32% | 0.35% | 1.48% | 1.14% | 0.46% | 0.56% | n/a | 14.78% | 8.35% | 17.99% | 27.87% | 33.61% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |