Old Point Financial Corpo... (OPOF)
Old Point Financial Statistics
Share Statistics
Old Point Financial has 5.11M shares outstanding. The number of shares has increased by 0.04% in one year.
| Shares Outstanding | 5.11M |
| Shares Change (YoY) | 0.04% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 32.49% |
| Shares Floating | 4.39M |
| Failed to Deliver (FTD) Shares | 90 |
| FTD / Avg. Volume | 0.52% |
Short Selling Information
The latest short interest is 11.66K, so 0.23% of the outstanding shares have been sold short.
| Short Interest | 11.66K |
| Short % of Shares Out | 0.23% |
| Short % of Float | 0.34% |
| Short Ratio (days to cover) | 1.11 |
Valuation Ratios
The PE ratio is 13.88 and the forward PE ratio is null. Old Point Financial's PEG ratio is 0.63.
| PE Ratio | 13.88 |
| Forward PE | n/a |
| PS Ratio | 2.17 |
| Forward PS | 6.2 |
| PB Ratio | 1.16 |
| P/FCF Ratio | 9.97 |
| PEG Ratio | 0.63 |
Enterprise Valuation
Old Point Financial has an Enterprise Value (EV) of 62.45M.
| EV / Sales | 1.03 |
| EV / EBITDA | 122.94 |
| EV / EBIT | 4.26 |
| EV / FCF | 4.72 |
Financial Position
The company has a current ratio of 17.68, with a Debt / Equity ratio of 0.61.
| Current Ratio | 17.68 |
| Quick Ratio | 17.68 |
| Debt / Equity | 0.61 |
| Debt / EBITDA | 137.4 |
| Debt / FCF | 5.27 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 8.34% and Return on Invested Capital is 0.97%.
| Return on Equity | 8.34% |
| Return on Assets | 0.66% |
| Return on Invested Capital | 0.97% |
| Revenue Per Employee | $234.28K |
| Profits Per Employee | $36.57K |
| Employee Count | 260 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 1.9M |
| Effective Tax Rate | 16.63% |
Stock Price Statistics
The stock price has increased by 158.7% in the last 52 weeks. The beta is -0.21, so Old Point Financial's price volatility has been lower than the market average.
| Beta | -0.21 |
| 52-Week Price Change | 158.7% |
| 50-Day Moving Average | 31.59 |
| 200-Day Moving Average | 23.3 |
| Relative Strength Index (RSI) | 77.53 |
| Average Volume (20 Days) | 17.46K |
Income Statement
In the last 12 months, Old Point Financial had revenue of 60.91M and earned 9.51M in profits. Earnings per share was 1.88.
| Revenue | 60.91M |
| Gross Profit | 60.91M |
| Operating Income | 16.81M |
| Net Income | 9.51M |
| EBITDA | 508K |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.88 |
Balance Sheet
The company has 139.34M in cash and 69.8M in debt, giving a net cash position of 69.54M.
| Cash & Cash Equivalents | 139.34M |
| Total Debt | 69.8M |
| Net Cash | 69.54M |
| Retained Earnings | 88.49M |
| Total Assets | 1.45B |
| Working Capital | 132.12M |
Cash Flow
In the last 12 months, operating cash flow was 14.64M and capital expenditures 0, giving a free cash flow of 13.23M.
| Operating Cash Flow | 14.64M |
| Capital Expenditures | 0 |
| Free Cash Flow | 13.23M |
| FCF Per Share | 2.61 |
Margins
Gross margin is 100%, with operating and profit margins of 27.59% and 15.61%.
| Gross Margin | 100% |
| Operating Margin | 27.59% |
| Pretax Margin | 18.72% |
| Profit Margin | 15.61% |
| EBITDA Margin | 0.83% |
| EBIT Margin | 27.59% |
| FCF Margin | 21.72% |
Dividends & Yields
OPOF pays an annual dividend of $0.7, which amounts to a dividend yield of 1.84%.
| Dividend Per Share | $0.70 |
| Dividend Yield | 1.84% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 37.23% |
| Earnings Yield | 7.2% |
| FCF Yield | 10.03% |
Analyst Forecast
Currently there are no analyst rating for OPOF.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Oct 2, 2007. It was a forward split with a ratio of 5:4.
| Last Split Date | Oct 2, 2007 |
| Split Type | forward |
| Split Ratio | 5:4 |
Scores
| Altman Z-Score | 0.35 |
| Piotroski F-Score | 7 |