Old Second Bancorp Inc. (OSBC)

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15.55

-0.05 (-0.32%)

At close: Apr 25, 2025, 3:59 PM

15.57

0.13%

After-hours: Apr 25, 2025, 04:05 PM EDT

Old Second Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	305.94M	316.16M	326.67M	322.16M	308.13M	224.41M	213.94M	207.99M	190.82M	244.96M	211.89M	177.57M	153.4M	133.46M	126.87M	129.2M	132.84M	127.04M	127.08M	129.88M	129.66M	131.58M	130.27M	125.07M	123.88M	121.35M	117.82M	113.43M	107.85M	104.39M	102.79M	97.52M	93.65M	90.56M	86.64M	86.28M	87.06M
Cost of Revenue	57.77M	71.27M	71.27M	24.71M	13.5M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	32K	32K	32K	33K	n/a	n/a	n/a	-1K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	248.17M	244.89M	255.4M	297.45M	294.63M	224.41M	213.94M	207.99M	190.82M	244.96M	211.89M	177.57M	153.4M	133.46M	126.87M	129.2M	132.84M	127.04M	127.05M	129.85M	129.63M	131.55M	130.27M	125.07M	123.88M	121.35M	117.82M	113.43M	107.85M	104.39M	102.79M	97.52M	93.65M	90.56M	86.64M	86.28M	87.06M
Operating Income	16.71M	46.54M	113.81M	116.45M	131.92M	139.54M	114.61M	111.14M	86.29M	68.46M	59.11M	44.35M	39.51M	38.6M	62.21M	64.84M	65.94M	52.67M	55.93M	60.52M	62.23M	73.15M	72.54M	68.99M	63.86M	63.04M	60.58M	56.28M	54.93M	49.71M	46.53M	40.75M	37.79M	35.05M	32.15M	32.89M	33.34M
Interest Income	222.93M	233.43M	231.76M	229.82M	230.67M	290.05M	284.49M	268.6M	242.24M	215.54M	178.78M	145.71M	122.67M	104.76M	99.92M	100.17M	101.68M	103.73M	105.37M	109.73M	113.57M	114.99M	116.37M	115.14M	112.86M	107.15M	100.81M	95.08M	89.97M	87.61M	85.16M	80.58M	76.23M	73.05M	69.91M	69.17M	68.56M
Pretax Income	110.61M	112.96M	112.52M	115.16M	120.94M	124.41M	131.32M	125.42M	107.12M	91.55M	48.16M	32.91M	28.2M	27.87M	50.81M	53.11M	53.52M	37.41M	38.45M	41.03M	40.98M	51.86M	50.97M	47.6M	43.32M	43.94M	43M	40.06M	39.59M	34.78M	32.13M	27.58M	25.95M	24.5M	22.59M	23.54M	24.18M
Net Income	83.78M	85.26M	84.38M	93.91M	97.58M	99.88M	105.27M	92.31M	78.99M	67.41M	34.72M	23.61M	20.18M	20.04M	37.16M	39.01M	39.43M	27.82M	29.31M	31.22M	31.26M	39.45M	38.54M	36.01M	32.99M	34.01M	22.88M	21.32M	20.51M	15.59M	23.12M	18.55M	16.93M	15.68M	14.5M	14.92M	15.21M
Selling & General & Admin	77.6M	109.16M	104.98M	103.31M	101.48M	93.2M	98.83M	99.13M	102.72M	106.54M	101.24M	91.74M	79.92M	68.16M	59.73M	59.02M	57.29M	56.62M	55.44M	55.16M	55.97M	54.9M	54.03M	53.26M	55.47M	54.17M	52.47M	51.01M	47.49M	47.66M	46.98M	45.09M	42.43M	39.84M	39.05M	38.49M	38.79M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	77.81M	67.9M	11.46M	175K	-41.24M	-41.23M	13.79M	-29.58M	-3.75M	-55.52M	-100.06M	-121.27M	-123.91M	-61.13M	-61.28M	-29.34M	-752K	-4M	-2.5M	-3.29M	-3.98M	-2.66M	-3.83M	-2.89M	-1.86M	-734K	143K	-40K	-364K	-802K	246K	-23.24M	-46.36M	-69.8M	-70.81M	-69.14M	-69.77M
Operating Expenses	152.21M	162.12M	102.01M	64.79M	24.75M	14.99M	75.13M	42.73M	72.15M	37.44M	-79.45M	-96.57M	-111.04M	-60.02M	-56.9M	-25.68M	1.18M	-2.74M	-2.2M	-3.27M	-3.15M	-2.9M	-3.04M	-2.87M	368K	189K	5M	3.35M	-486K	-756K	6.38M	-19M	-44.77M	-70.81M	-70.76M	-69.66M	-69.99M
Interest Expense	53.38M	56.27M	48.84M	44.54M	41.32M	33.84M	31.23M	22.47M	14.29M	10.32M	8.85M	8.59M	8.7M	8.45M	8.39M	8.75M	9.52M	12.46M	14.81M	16.94M	18.77M	18.83M	19.05M	18.82M	18.01M	16.68M	15.26M	13.96M	13.09M	12.63M	12.03M	11.37M	10.65M	9.94M	9.56M	9.35M	9.17M
Selling & Marketing Expenses	1.05M	1.24M	1.35M	1.14M	771K	721K	468K	458K	549K	589K	540K	564K	465K	343K	332K	287K	249K	298K	478K	776K	1.1M	1.23M	1.22M	1.35M	1.46M	1.57M	1.74M	1.5M	1.46M	1.5M	1.51M	1.69M	1.67M	1.63M	1.56M	1.56M	1.48M
Cost & Expenses	196.82M	252.01M	237.59M	200.37M	141.64M	86.59M	101.05M	68.65M	72.15M	37.44M	-79.45M	-96.57M	-111.04M	-60.02M	-56.9M	-25.68M	1.18M	-2.74M	-2.17M	-3.24M	-3.12M	-2.87M	-3.04M	-2.87M	368K	188K	5M	3.35M	-486K	-756K	6.38M	-19M	-44.77M	-70.81M	-70.76M	-69.66M	-69.99M
Income Tax Expense	26.83M	27.69M	28.14M	29.39M	31.5M	32.68M	34.2M	33.11M	28.13M	24.14M	13.43M	9.3M	8.02M	7.82M	13.66M	14.1M	14.09M	9.58M	9.14M	9.81M	9.71M	12.4M	12.43M	11.6M	10.33M	9.92M	20.12M	18.75M	19.08M	19.19M	9M	9.03M	9.01M	8.82M	8.09M	8.62M	8.97M
Shares Outstanding (Basic)	n/a	44.85M	44.85M	44.85M	44.76M	44.69M	44.68M	44.67M	44.62M	44.58M	44.57M	44.5M	44.46M	34.02M	28.71M	28.85M	29.23M	29.37M	29.56M	29.64M	29.93M	29.92M	29.9M	29.9M	29.85M	29.76M	29.75M	29.75M	29.66M	29.63M	29.63M	29.59M	29.56M	29.56M	29.55M	29.54M	29.48M
Shares Outstanding (Diluted)	n/a	44.85M	44.85M	45.68M	45.52M	45.41M	45.43M	45.42M	45.32M	45.23M	45.22M	45.25M	45.16M	34.53M	29.23M	29.37M	29.23M	29.91M	29.56M	29.64M	29.93M	30.49M	29.9M	30.39M	29.85M	30.34M	29.75M	30.34M	29.66M	30.09M	30.1M	30.02M	29.94M	29.87M	29.84M	29.84M	29.81M
EPS (Basic)	1.87	1.91	1.89	2.11	2.19	2.24	2.36	2.07	1.78	1.52	0.72	0.58	0.60	0.74	1.28	1.33	1.34	0.94	0.99	1.05	1.05	1.32	1.29	1.20	1.10	1.14	0.77	0.72	0.68	0.51	0.76	0.61	0.57	0.53	0.49	0.49	0.48
EPS (Diluted)	1.85	1.89	1.86	2.07	2.15	2.20	2.32	2.03	1.74	1.49	0.71	0.57	0.60	0.73	1.26	1.31	1.32	0.93	0.97	1.03	1.03	1.30	1.27	1.19	1.09	1.12	0.76	0.71	0.67	0.51	0.76	0.61	0.57	0.53	0.49	0.49	0.48
EBITDA	61.56M	92.08M	118.86M	122.64M	128.19M	131.35M	104.57M	98.58M	80.25M	64.76M	54.21M	38.2M	32.7M	31.49M	54.29M	56.56M	56.76M	39.77M	40.7M	43.19M	43.21M	54.86M	54.03M	50.69M	46.34M	46.75M	45.6M	42.48M	41.94M	37.18M	34.58M	30.03M	21.83M	14.54M	5.94M	n/a	n/a
EBIT	55.77M	84.36M	112.57M	115.2M	120.98M	124.41M	97.82M	91.91M	73.62M	58.05M	47.99M	32.74M	28.03M	27.7M	50.81M	53.11M	53.38M	36.48M	37.52M	40.11M	40.19M	51.86M	50.97M	47.6M	43.32M	43.94M	43M	40.06M	39.59M	34.78M	32.13M	27.58M	19.47M	12.23M	3.69M	-2.27M	-2.34M
Depreciation & Amortization	5.78M	7.71M	6.29M	7.44M	7.21M	6.95M	6.75M	6.66M	6.63M	6.71M	6.22M	5.46M	4.66M	3.03M	1.99M	1.24M	486K	494K	503K	538K	535K	539K	543K	522K	498K	387K	276K	164K	92K	96K	90K	651K	1.16M	1.7M	2.25M	2.27M	2.34M