Old Second Bancorp Inc. (OSBC)
Old Second Bancorp Statistics
Share Statistics
Old Second Bancorp has 45.05M shares outstanding. The number of shares has increased by 0.45% in one year.
| Shares Outstanding | 45.05M |
| Shares Change (YoY) | 0.45% |
| Shares Change (QoQ) | 0.43% |
| Owned by Institutions (%) | 71.75% |
| Shares Floating | 41.72M |
| Failed to Deliver (FTD) Shares | 741 |
| FTD / Avg. Volume | 0.33% |
Short Selling Information
The latest short interest is 611.83K, so 1.36% of the outstanding shares have been sold short.
| Short Interest | 611.83K |
| Short % of Shares Out | 1.36% |
| Short % of Float | 1.41% |
| Short Ratio (days to cover) | 2.7 |
Valuation Ratios
The PE ratio is 9.35 and the forward PE ratio is 7.61. Old Second Bancorp's PEG ratio is -1.28.
| PE Ratio | 9.35 |
| Forward PE | 7.61 |
| PS Ratio | 2.85 |
| Forward PS | 2 |
| PB Ratio | 1.19 |
| P/FCF Ratio | 6.06 |
| PEG Ratio | -1.28 |
Enterprise Valuation
Old Second Bancorp has an Enterprise Value (EV) of 764.87M.
| EV / Sales | 2.73 |
| EV / EBITDA | 0 |
| EV / EBIT | 5.82 |
| EV / FCF | 5.82 |
Financial Position
The company has a current ratio of 60.69, with a Debt / Equity ratio of 0.03.
| Current Ratio | 60.69 |
| Quick Ratio | 60.69 |
| Debt / Equity | 0.03 |
| Debt / EBITDA | - |
| Debt / FCF | 0.15 |
| Interest Coverage | -3.17 |
Financial Efficiency
Return on Equity is 12.71% and Return on Invested Capital is -9.33%.
| Return on Equity | 12.71% |
| Return on Assets | 1.51% |
| Return on Invested Capital | -9.33% |
| Revenue Per Employee | $319.16K |
| Profits Per Employee | $97.22K |
| Employee Count | 877 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 27.69M |
| Effective Tax Rate | 24.52% |
Stock Price Statistics
The stock price has increased by 10.33% in the last 52 weeks. The beta is 0.84, so Old Second Bancorp's price volatility has been higher than the market average.
| Beta | 0.84 |
| 52-Week Price Change | 10.33% |
| 50-Day Moving Average | 16.68 |
| 200-Day Moving Average | 17 |
| Relative Strength Index (RSI) | 48.79 |
| Average Volume (20 Days) | 225.36K |
Income Statement
In the last 12 months, Old Second Bancorp had revenue of 279.9M and earned 85.26M in profits. Earnings per share was 1.9.
| Revenue | 279.9M |
| Gross Profit | 297.9M |
| Operating Income | -178.38M |
| Net Income | 85.26M |
| EBITDA | 0 |
| EBIT | -9.16M |
| Earnings Per Share (EPS) | 1.9 |
Balance Sheet
The company has 52.17M in cash and 20M in debt, giving a net cash position of 32.17M.
| Cash & Cash Equivalents | 52.17M |
| Total Debt | 20M |
| Net Cash | 32.17M |
| Retained Earnings | 469.17M |
| Total Assets | 5.65B |
| Working Capital | 1.19B |
Cash Flow
In the last 12 months, operating cash flow was 131.53M and capital expenditures 0, giving a free cash flow of 131.53M.
| Operating Cash Flow | 131.53M |
| Capital Expenditures | 0 |
| Free Cash Flow | 131.53M |
| FCF Per Share | 2.93 |
Margins
Gross margin is 106.43%, with operating and profit margins of -63.73% and 30.46%.
| Gross Margin | 106.43% |
| Operating Margin | -63.73% |
| Pretax Margin | 40.36% |
| Profit Margin | 30.46% |
| EBITDA Margin | n/a |
| EBIT Margin | -63.73% |
| FCF Margin | 46.99% |
Dividends & Yields
OSBC pays an annual dividend of $0.28, which amounts to a dividend yield of 1.49%.
| Dividend Per Share | $0.28 |
| Dividend Yield | 1.49% |
| Dividend Growth (YoY) | 20% |
| Payout Ratio | 14.97% |
| Earnings Yield | 10.7% |
| FCF Yield | 16.5% |
Analyst Forecast
The average price target for OSBC is $22, which is 41.1% higher than the current price. The consensus rating is "Buy".
| Price Target | $22 |
| Price Target Difference | 41.1% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
Stock Splits
The last stock split was on Jul 29, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 29, 2004 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.56 |
| Piotroski F-Score | 8 |