Old Second Bancorp Statistics
Share Statistics
Old Second Bancorp has 44.85M shares outstanding. The number of shares has increased by 0.34% in one year.
| Shares Outstanding | 44.85M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.01% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 41.45M |
| Failed to Deliver (FTD) Shares | 5 |
| FTD / Avg. Volume | 0% |
Short Selling Information
The latest short interest is 246.96K, so 0.55% of the outstanding shares have been sold short.
| Short Interest | 246.96K |
| Short % of Shares Out | 0.55% |
| Short % of Float | 0.6% |
| Short Ratio (days to cover) | 0.91 |
Valuation Ratios
The PE ratio is 7.52 and the forward PE ratio is 10.22.
| PE Ratio | 7.52 |
| Forward PE | 10.22 |
| PS Ratio | 2.36 |
| Forward PS | 3.4 |
| PB Ratio | 1.19 |
| P/FCF Ratio | 6.63 |
| PEG Ratio | n/a |
Enterprise Valuation
Old Second Bancorp Inc. has an Enterprise Value (EV) of 1.11B.
| EV / Earnings | 12.06 |
| EV / Sales | 3.79 |
| EV / EBITDA | 8.42 |
| EV / EBIT | 8.89 |
| EV / FCF | 10.63 |
Financial Position
The company has a current ratio of 0.03, with a Debt / Equity ratio of 0.85.
| Current Ratio | 0.03 |
| Quick Ratio | 0.03 |
| Debt / Equity | 0.85 |
| Total Debt / Capitalization | 45.92 |
| Cash Flow / Debt | 0.24 |
| Interest Coverage | 3.11 |
Financial Efficiency
Return on equity (ROE) is 0.16% and return on capital (ROIC) is 8.59%.
| Return on Equity (ROE) | 0.16% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 8.59% |
| Revenue Per Employee | 350.08K |
| Profits Per Employee | 109.99K |
| Employee Count | 834 |
| Asset Turnover | 0.05 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 32.68M |
| Effective Tax Rate | 0.26 |
Stock Price Statistics
The stock price has increased by 15.63% in the last 52 weeks. The beta is 1.06, so Old Second Bancorp 's price volatility has been higher than the market average.
| Beta | 1.06 |
| 52-Week Price Change | 15.63% |
| 50-Day Moving Average | 17.43 |
| 200-Day Moving Average | 15.51 |
| Relative Strength Index (RSI) | 52.65 |
| Average Volume (20 Days) | 271.56K |
Income Statement
In the last 12 months, Old Second Bancorp had revenue of $291.97M and earned $91.73M in profits. Earnings per share was $2.05.
| Revenue | 291.97M |
| Gross Profit | 291.97M |
| Operating Income | 124.41M |
| Net Income | 91.73M |
| EBITDA | 131.35M |
| EBIT | 124.41M |
| Earnings Per Share (EPS) | 2.05 |
Balance Sheet
The company has $100.14M in cash and $490.15M in debt, giving a net cash position of -$390.01M.
| Cash & Cash Equivalents | 100.14M |
| Total Debt | 490.15M |
| Net Cash | -390.01M |
| Retained Earnings | 393.31M |
| Total Assets | 5.67B |
| Working Capital | 919.15M |
Cash Flow
In the last 12 months, operating cash flow was $116.40M and capital expenditures -$12.38M, giving a free cash flow of $104.03M.
| Operating Cash Flow | 116.40M |
| Capital Expenditures | -12.38M |
| Free Cash Flow | 104.03M |
| FCF Per Share | 2.33 |
Margins
Gross margin is 100%, with operating and profit margins of 42.61% and 31.42%.
| Gross Margin | 100% |
| Operating Margin | 42.61% |
| Pretax Margin | 42.61% |
| Profit Margin | 31.42% |
| EBITDA Margin | 44.99% |
| EBIT Margin | 42.61% |
| FCF Margin | 35.63% |
Dividends & Yields
OSBC pays an annual dividend of $0.24, which amounts to a dividend yield of 1.3%.
| Dividend Per Share | $0.24 |
| Dividend Yield | 1.3% |
| Dividend Growth (YoY) | 20% |
| Payout Ratio | 12.97% |
| Earnings Yield | 11.17% |
| FCF Yield | 12.64% |
Analyst Forecast
The average price target for OSBC is $17, which is -7.4% lower than the current price. The consensus rating is "Buy".
| Price Target | $17 |
| Price Target Difference | -7.4% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Jul 29, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 29, 2004 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.53 |
| Piotroski F-Score | 6 |