Old Second Bancorp Inc. (OSBC)
Old Second Bancorp Statistics
Share Statistics
Old Second Bancorp has 44.85M shares outstanding. The number of shares has increased by 0.12% in one year.
| Shares Outstanding | 44.85M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.01% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 41.51M |
| Failed to Deliver (FTD) Shares | 14 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 567.08K, so 1.26% of the outstanding shares have been sold short.
| Short Interest | 567.08K |
| Short % of Shares Out | 1.26% |
| Short % of Float | 1.37% |
| Short Ratio (days to cover) | 2.34 |
Valuation Ratios
The PE ratio is 9.35 and the forward PE ratio is 10.17. Old Second Bancorp 's PEG ratio is -1.28.
| PE Ratio | 9.35 |
| Forward PE | 10.17 |
| PS Ratio | 2.68 |
| Forward PS | 2.9 |
| PB Ratio | 0 |
| P/FCF Ratio | 0 |
| PEG Ratio | -1.28 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Old Second Bancorp Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0 |
| Total Debt / Capitalization | 0 |
| Cash Flow / Debt | 0 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0% and return on capital (ROIC) is 0%.
| Return on Equity (ROE) | 0% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 0% |
| Revenue Per Employee | 357.20K |
| Profits Per Employee | 102.24K |
| Employee Count | 834 |
| Asset Turnover | 0 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 27.69M |
| Effective Tax Rate | 0.25 |
Stock Price Statistics
The stock price has increased by 40.87% in the last 52 weeks. The beta is 1.07, so Old Second Bancorp 's price volatility has been higher than the market average.
| Beta | 1.07 |
| 52-Week Price Change | 40.87% |
| 50-Day Moving Average | 18.36 |
| 200-Day Moving Average | 16.52 |
| Relative Strength Index (RSI) | 52.2 |
| Average Volume (20 Days) | 239.08K |
Income Statement
In the last 12 months, Old Second Bancorp had revenue of 297.90M and earned 85.26M in profits. Earnings per share was 1.9.
| Revenue | 297.90M |
| Gross Profit | 297.90M |
| Operating Income | 0 |
| Net Income | 85.26M |
| EBITDA | 0 |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.9 |
Balance Sheet
The company has 100.14M in cash and 490.15M in debt, giving a net cash position of -390.01M.
| Cash & Cash Equivalents | 100.14M |
| Total Debt | 490.15M |
| Net Cash | -390.01M |
| Retained Earnings | 393.31M |
| Total Assets | 5.65B |
| Working Capital | 1.19B |
Cash Flow
In the last 12 months, operating cash flow was 116.40M and capital expenditures -12.38M, giving a free cash flow of 104.03M.
| Operating Cash Flow | 116.40M |
| Capital Expenditures | -12.38M |
| Free Cash Flow | 104.03M |
| FCF Per Share | null |
Margins
Gross margin is 100%, with operating and profit margins of 0% and 28.62%.
| Gross Margin | 100% |
| Operating Margin | n/a |
| Pretax Margin | 37.92% |
| Profit Margin | 28.62% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.92% |
Dividends & Yields
OSBC pays an annual dividend of $0.24, which amounts to a dividend yield of 1.27%.
| Dividend Per Share | $0.24 |
| Dividend Yield | 1.27% |
| Dividend Growth (YoY) | 20% |
| Payout Ratio | 12.83% |
| Earnings Yield | 10.1% |
| FCF Yield | 12.32% |
Analyst Forecast
The average price target for OSBC is $19.5, which is 3.6% higher than the current price. The consensus rating is "Buy".
| Price Target | $19.5 |
| Price Target Difference | 3.6% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Jul 29, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 29, 2004 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.58 |
| Piotroski F-Score | 7 |