Old Second Bancorp Inc. (OSBC)
Old Second Bancorp Statistics
Share Statistics
Old Second Bancorp has 45.05M shares outstanding. The number of shares has increased by 0.45% in one year.
| Shares Outstanding | 45.05M |
| Shares Change (YoY) | 0.45% |
| Shares Change (QoQ) | 0.43% |
| Owned by Institutions (%) | 71.73% |
| Shares Floating | 41.72M |
| Failed to Deliver (FTD) Shares | 460 |
| FTD / Avg. Volume | 0.2% |
Short Selling Information
The latest short interest is 567.08K, so 1.26% of the outstanding shares have been sold short.
| Short Interest | 567.08K |
| Short % of Shares Out | 1.26% |
| Short % of Float | 1.37% |
| Short Ratio (days to cover) | 2.34 |
Valuation Ratios
The PE ratio is undefined and the forward PE ratio is 10.17. Old Second Bancorp's PEG ratio is undefined.
| PE Ratio | undefined |
| Forward PE | 10.17 |
| PS Ratio | 2.68 |
| Forward PS | 2.2 |
| PB Ratio | 1.19 |
| P/FCF Ratio | undefined |
| PEG Ratio | undefined |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Old Second Bancorp Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 60.69, with a Debt / Equity ratio of undefined.
| Current Ratio | 60.69 |
| Quick Ratio | 60.69 |
| Debt / Equity | undefined |
| Total Debt / Capitalization | 2.89 |
| Cash Flow / Debt | 6.58 |
| Interest Coverage | undefined |
Financial Efficiency
Return on equity (ROE) is 0.13% and return on capital (ROIC) is -19.49%.
| Return on Equity (ROE) | 0.13% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | -19.49% |
| Revenue Per Employee | $339,685.29 |
| Profits Per Employee | $97,222.35 |
| Employee Count | 877 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 27.69M |
| Effective Tax Rate | 0.25 |
Stock Price Statistics
The stock price has increased by 22.95% in the last 52 weeks. The beta is 1.05, so Old Second Bancorp's price volatility has been higher than the market average.
| Beta | 1.05 |
| 52-Week Price Change | 22.95% |
| 50-Day Moving Average | 17.93 |
| 200-Day Moving Average | 16.93 |
| Relative Strength Index (RSI) | 37.5 |
| Average Volume (20 Days) | 234.77K |
Income Statement
In the last 12 months, Old Second Bancorp had revenue of 297.9M and earned 85.26M in profits. Earnings per share was 1.9.
| Revenue | 297.9M |
| Gross Profit | 297.9M |
| Operating Income | -178.38M |
| Net Income | 85.26M |
| EBITDA | 0 |
| EBIT | -178.38M |
| Earnings Per Share (EPS) | 1.9 |
Balance Sheet
The company has 52.17M in cash and 20M in debt, giving a net cash position of 32.17M.
| Cash & Cash Equivalents | 52.17M |
| Total Debt | 20M |
| Net Cash | 32.17M |
| Retained Earnings | 469.17M |
| Total Assets | 5.65B |
| Working Capital | 1.19B |
Cash Flow
In the last 12 months, operating cash flow was 131.53M and capital expenditures 0, giving a free cash flow of 131.53M.
| Operating Cash Flow | 131.53M |
| Capital Expenditures | 0 |
| Free Cash Flow | 131.53M |
| FCF Per Share | 2.93 |
Margins
Gross margin is 100%, with operating and profit margins of -59.88% and 28.62%.
| Gross Margin | 100% |
| Operating Margin | -59.88% |
| Pretax Margin | 37.92% |
| Profit Margin | 28.62% |
| EBITDA Margin | n/a |
| EBIT Margin | -59.88% |
| FCF Margin | 44.15% |
Dividends & Yields
OSBC pays an annual dividend of $0.22, which amounts to a dividend yield of 1.17%.
| Dividend Per Share | $0.22 |
| Dividend Yield | 1.17% |
| Dividend Growth (YoY) | 20% |
| Payout Ratio | 11.76% |
| Earnings Yield | 11.4% |
| FCF Yield | 17.53% |
Analyst Forecast
The average price target for OSBC is $22, which is 32.1% higher than the current price. The consensus rating is "Buy".
| Price Target | $22 |
| Price Target Difference | 32.1% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
Stock Splits
The last stock split was on Jul 29, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 29, 2004 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.57 |
| Piotroski F-Score | 7 |