Pioneer Bancorp Inc. (PBFS)

AI Score

Unlock

11.26

0.10 (0.90%)

At close: Apr 17, 2025, 3:59 PM

11.26

0.00%

After-hours: Apr 17, 2025, 04:02 PM EDT

Pioneer Bancorp Income Statement

Financials in USD. Fiscal year is July - June.

Fiscal Year	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017
Revenue	105.75M	96.98M	95.12M	87.24M	80.66M	63.39M	61.71M	57.79M	50.67M	62.01M	56.96M	55.22M	56.16M	57.12M	57.57M	58.4M	58.53M	61.2M	64.55M	66.82M	68.53M	65.82M	64.09M	62.46M	60.17M	57.73M	55.15M	39.97M	25.83M	12.92M
Cost of Revenue	29.14M	4.83M	4.83M	6.82M	8.81M	3.97M	3.97M	1.99M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	76.61M	92.15M	90.29M	80.42M	71.85M	59.41M	57.74M	55.8M	50.67M	62.01M	56.96M	55.22M	56.16M	57.12M	57.57M	58.4M	58.53M	61.2M	64.55M	66.82M	68.53M	65.82M	64.09M	62.46M	60.17M	57.73M	55.15M	39.97M	25.83M	12.92M
Operating Income	23.5M	23.3M	19.41M	20.1M	22.31M	27.12M	29.47M	26.84M	20.03M	19.63M	15.12M	9.3M	9.92M	4.51M	4.77M	10.06M	10.28M	13.39M	-5.07M	145K	5.21M	5.61M	28.32M	26.89M	24.79M	22.43M	19.92M	13.57M	8.31M	4.16M
Interest Income	71.05M	92.54M	71.73M	67.26M	62.92M	59.42M	71.03M	64.08M	55.54M	48.42M	43.84M	42.4M	43.09M	43.48M	43.93M	45.06M	47.41M	50M	53.52M	55.93M	56.24M	55.74M	54.16M	52.29M	50.54M	37.21M	24.2M	11.84M	n/a	n/a
Pretax Income	23.5M	23.3M	19.41M	20.1M	21.71M	25.67M	27.86M	25.18M	17.97M	18.06M	13.34M	7.17M	8.35M	2.73M	2.66M	7.46M	6.88M	9.27M	-9.8M	-4.98M	175K	805K	23.84M	22.78M	21.03M	19.52M	17.81M	12.37M	7.91M	3.95M
Net Income	18.25M	18.15M	15.26M	15.84M	17.14M	20.13M	21.95M	19.8M	14.08M	14.16M	10.28M	4.36M	5.4M	1.04M	1.08M	6.11M	5.61M	7.57M	-6.51M	-2.99M	939K	1.89M	19.02M	18.16M	16.8M	13.97M	11.5M	7.36M	3.94M	1.97M
Selling & General & Admin	24.63M	32.79M	27.12M	26.2M	25.88M	25.6M	30.01M	30.73M	29.87M	23.57M	22.93M	22.04M	22.37M	27.61M	27.97M	27.34M	26.65M	26.44M	25.78M	25.56M	25.28M	24.35M	24.25M	23.96M	23.73M	25.64M	27.18M	21.21M	15.22M	7.61M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	-461K	-6.25M	-11.23M	-37.17M	-35.8M	-30.01M	-25.03M	-7.27M	-6.06M	-7.47M	-10.27M	-30.64M	-30.32M	-28.92M	-26.12M	-21.03M	-18.44M	-18.44M	-18.44M	-15.27M	-15.27M	-29.81M	-44.71M	-44.24M	-59.11M	-44.57M	-29.66M	-14.87M	n/a	n/a
Operating Expenses	23.43M	29.22M	19.04M	368K	-3.75M	-8.14M	995K	17.79M	19.32M	18.79M	7.84M	-11.74M	-13.59M	-13.32M	-13.1M	-8.64M	-8.57M	-8.11M	-8.55M	-5.61M	-6.45M	-16.88M	-26.4M	-26.22M	-35.38M	-17.58M	213K	9.05M	17.93M	8.96M
Interest Expense	18.63M	18.93M	16.71M	13.22M	8.7M	9.24M	5.49M	2.67M	1.42M	935K	798K	1.15M	1.58M	1.78M	2.11M	2.6M	3.4M	4.12M	4.73M	5.13M	5.03M	4.8M	4.48M	4.1M	3.76M	2.71M	1.71M	794K	n/a	n/a
Selling & Marketing Expenses	600K	812K	729K	731K	743K	825K	825K	745K	718K	587K	520K	480K	529K	565K	618K	651K	615K	601K	678K	756K	876K	933K	925K	928K	868K	777K	732K	524K	302K	151K
Cost & Expenses	81.34M	78.72M	68.54M	32.69M	12.77M	-8.14M	995K	27.03M	37.85M	37.32M	26.38M	-2.44M	-13.59M	-13.32M	-13.1M	-8.64M	-8.57M	-8.11M	-8.55M	-5.61M	-6.45M	-16.88M	-26.4M	-26.22M	-35.38M	-17.58M	213K	9.05M	17.93M	8.96M
Income Tax Expense	5.25M	5.15M	4.15M	4.26M	4.57M	5.54M	5.91M	5.38M	3.89M	3.9M	3.06M	2.8M	2.94M	1.69M	1.58M	1.35M	1.27M	1.7M	-3.29M	-1.99M	-764K	-1.08M	4.83M	4.62M	4.24M	5.55M	6.31M	5.01M	3.96M	1.98M
Shares Outstanding (Basic)	25.27M	25.08M	25.18M	25.22M	25.21M	25.19M	25.18M	25.17M	25.16M	25.14M	25.15M	25.12M	25.11M	25.09M	25.07M	25.07M	25.05M	25.04M	25.04M	25.02M	25M	24.43M	24.98M	11.17M	11.17M	11.17M	11.17M	11.17M	11.17M	11.17M
Shares Outstanding (Diluted)	25.27M	25.15M	25.21M	25.22M	25.21M	25.19M	25.18M	25.17M	25.16M	25.14M	25.15M	25.12M	25.11M	25.09M	25.07M	25.07M	25.05M	25.04M	25.04M	25.02M	25M	24.98M	24.98M	11.17M	11.17M	11.17M	11.17M	11.17M	11.17M	11.17M
EPS (Basic)	0.73	0.73	0.62	0.64	0.69	0.81	0.88	0.79	0.57	0.57	0.41	0.17	0.21	0.04	0.05	0.25	0.23	0.30	-0.28	-0.14	0.26	0.54	1.46	1.63	1.51	1.26	1.03	0.66	0.35	0.18
EPS (Diluted)	0.73	0.73	0.62	0.64	0.69	0.81	0.88	0.79	0.57	0.57	0.41	0.17	0.21	0.04	0.05	0.25	0.23	0.30	-0.27	-0.13	0.27	0.55	1.46	1.63	1.51	1.26	1.03	0.66	0.35	0.18
EBITDA	16.58M	17.02M	22M	22.71M	24.34M	28.35M	30.55M	27.93M	19.6M	19.61M	14.88M	8.73M	11.07M	5.56M	5.53M	7.92M	7.37M	9.78M	-9.3M	-2.08M	3.09M	4.23M	27.23M	26.16M	24.32M	17.39M	10.87M	4.71M	-403K	-201.5K
EBIT	17.83M	17.63M	13.74M	13.72M	15.34M	19.3M	21.48M	25.19M	16.83M	16.86M	12.13M	5.96M	8.29M	2.74M	2.67M	5.05M	4.48M	6.87M	-12.21M	-12.19M	-7.01M	-5.85M	17.19M	23.38M	21.6M	26.22M	31.16M	25.69M	21.22M	10.61M
Depreciation & Amortization	1.28M	1.93M	2.6M	2.61M	2.63M	2.68M	2.7M	2.74M	2.77M	4.11M	4.1M	4.12M	4.14M	2.82M	2.86M	2.87M	2.89M	2.91M	2.91M	2.88M	2.88M	2.86M	2.81M	2.78M	2.71M	-2.17M	-6.99M	-7.67M	-8.31M	-4.16M