Premier Financial Corp. (PFC)
Premier Financial Statistics
Share Statistics
Premier Financial has 35.93M shares outstanding. The number of shares has increased by 0.31% in one year.
| Shares Outstanding | 35.93M |
| Shares Change (YoY) | 0.31% |
| Shares Change (QoQ) | 0.23% |
| Owned by Institutions (%) | 67.76% |
| Shares Floating | 35.04M |
| Failed to Deliver (FTD) Shares | 44 |
| FTD / Avg. Volume | 0.02% |
Short Selling Information
| Short Interest | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Valuation Ratios
The PE ratio is 14.25 and the forward PE ratio is null. Premier Financial's PEG ratio is -0.37.
| PE Ratio | 14.25 |
| Forward PE | n/a |
| PS Ratio | 2.32 |
| Forward PS | 3.5 |
| PB Ratio | 0.91 |
| P/FCF Ratio | 10.17 |
| PEG Ratio | -0.37 |
Enterprise Valuation
Premier Financial has an Enterprise Value (EV) of 1.38B.
| EV / Sales | 3.52 |
| EV / EBITDA | 0 |
| EV / EBIT | 14.99 |
| EV / FCF | 15.42 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.59.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.59 |
| Debt / EBITDA | - |
| Debt / FCF | 6.6 |
| Interest Coverage | -1.5 |
Financial Efficiency
Return on Equity is 6.39% and Return on Invested Capital is -2.79%.
| Return on Equity | 6.39% |
| Return on Assets | 0.75% |
| Return on Invested Capital | -2.79% |
| Revenue Per Employee | $415.96K |
| Profits Per Employee | $67.84K |
| Employee Count | 944 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 18.27M |
| Effective Tax Rate | 22.2% |
Stock Price Statistics
The stock price has increased by 37.59% in the last 52 weeks. The beta is 1.22, so Premier Financial's price volatility has been higher than the market average.
| Beta | 1.22 |
| 52-Week Price Change | 37.59% |
| 50-Day Moving Average | 26.94 |
| 200-Day Moving Average | 24.49 |
| Relative Strength Index (RSI) | 51.13 |
| Average Volume (20 Days) | 246.37K |
Income Statement
In the last 12 months, Premier Financial had revenue of 392.67M and earned 64.04M in profits. Earnings per share was 1.81.
| Revenue | 392.67M |
| Gross Profit | 392.67M |
| Operating Income | -287.74M |
| Net Income | 64.04M |
| EBITDA | 0 |
| EBIT | -14.03M |
| Earnings Per Share (EPS) | 1.81 |
Balance Sheet
The company has 121.49M in cash and 592.36M in debt, giving a net cash position of -470.87M.
| Cash & Cash Equivalents | 121.49M |
| Total Debt | 592.36M |
| Net Cash | -470.87M |
| Retained Earnings | 596.93M |
| Total Assets | 8.58B |
| Working Capital | 1.28B |
Cash Flow
In the last 12 months, operating cash flow was 92.29M and capital expenditures -2.59M, giving a free cash flow of 89.7M.
| Operating Cash Flow | 92.29M |
| Capital Expenditures | -2.59M |
| Free Cash Flow | 89.7M |
| FCF Per Share | 2.51 |
Margins
Gross margin is 100%, with operating and profit margins of -73.28% and 16.31%.
| Gross Margin | 100% |
| Operating Margin | -73.28% |
| Pretax Margin | 20.96% |
| Profit Margin | 16.31% |
| EBITDA Margin | n/a |
| EBIT Margin | -73.28% |
| FCF Margin | 22.84% |
Dividends & Yields
PFC pays an annual dividend of $1.55, which amounts to a dividend yield of 4.46%.
| Dividend Per Share | $1.55 |
| Dividend Yield | 4.46% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 78.28% |
| Earnings Yield | 7.02% |
| FCF Yield | 9.83% |
Analyst Forecast
The average price target for PFC is $22.5, which is -19.8% lower than the current price. The consensus rating is "Hold".
| Price Target | $22.5 |
| Price Target Difference | -19.8% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Jul 13, 2018. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 13, 2018 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.42 |
| Piotroski F-Score | 4 |