Premier Financial Corp. Statistics
Share Statistics
Premier Financial Corp. has 35.84M shares outstanding. The number of shares has increased by 0.3% in one year.
| Shares Outstanding | 35.84M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.07% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 35.04M |
| Failed to Deliver (FTD) Shares | 444 |
| FTD / Avg. Volume | 0.31% |
Short Selling Information
The latest short interest is 234.79K, so 0.66% of the outstanding shares have been sold short.
| Short Interest | 234.79K |
| Short % of Shares Out | 0.66% |
| Short % of Float | 0.67% |
| Short Ratio (days to cover) | 1.89 |
Valuation Ratios
The PE ratio is 8.23 and the forward PE ratio is 13.35.
| PE Ratio | 8.23 |
| Forward PE | 13.35 |
| PS Ratio | 2.86 |
| Forward PS | 3.6 |
| PB Ratio | 0.88 |
| P/FCF Ratio | 12.25 |
| PEG Ratio | n/a |
Enterprise Valuation
Premier Financial Corp. has an Enterprise Value (EV) of -.
| EV / Earnings | null |
| EV / Sales | null |
| EV / EBITDA | null |
| EV / EBIT | null |
| EV / FCF | null |
Financial Position
The company has a current ratio of 0.03, with a Debt / Equity ratio of 0.38.
| Current Ratio | 0.03 |
| Quick Ratio | 0.03 |
| Debt / Equity | 0.38 |
| Total Debt / Capitalization | 27.38 |
| Cash Flow / Debt | 0.21 |
| Interest Coverage | 1.21 |
Financial Efficiency
Return on equity (ROE) is 0.11% and return on capital (ROIC) is 10.65%.
| Return on Equity (ROE) | 0.11% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 10.65% |
| Revenue Per Employee | 318.39K |
| Profits Per Employee | 110.75K |
| Employee Count | 944 |
| Asset Turnover | 0.03 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 28.18M |
| Effective Tax Rate | 0.2 |
Stock Price Statistics
The stock price has increased by 19.2% in the last 52 weeks. The beta is 1.23, so Premier Financial Corp.'s price volatility has been higher than the market average.
| Beta | 1.23 |
| 52-Week Price Change | 19.2% |
| 50-Day Moving Average | 26.24 |
| 200-Day Moving Average | 22.72 |
| Relative Strength Index (RSI) | 54.64 |
| Average Volume (20 Days) | 141.99K |
Income Statement
In the last 12 months, Premier Financial Corp. had revenue of $300.56M and earned $104.55M in profits. Earnings per share was $2.92.
| Revenue | 300.56M |
| Gross Profit | 294.46M |
| Operating Income | 178.91M |
| Net Income | 104.55M |
| EBITDA | 0 |
| EBIT | 178.91M |
| Earnings Per Share (EPS) | 2.92 |
Balance Sheet
The company has $114.76M in cash and $365.23M in debt, giving a net cash position of -$250.47M.
| Cash & Cash Equivalents | 114.76M |
| Total Debt | 365.23M |
| Net Cash | -250.47M |
| Retained Earnings | 569.94M |
| Total Assets | 8.73B |
| Working Capital | 4.43B |
Cash Flow
In the last 12 months, operating cash flow was $77.33M and capital expenditures -$7.11M, giving a free cash flow of $70.22M.
| Operating Cash Flow | 77.33M |
| Capital Expenditures | -7.11M |
| Free Cash Flow | 70.22M |
| FCF Per Share | 1.97 |
Margins
Gross margin is 97.97%, with operating and profit margins of 59.52% and 34.79%.
| Gross Margin | 97.97% |
| Operating Margin | 59.52% |
| Pretax Margin | 46.41% |
| Profit Margin | 34.79% |
| EBITDA Margin | 0% |
| EBIT Margin | 59.52% |
| FCF Margin | 23.36% |
Dividends & Yields
PFC pays an annual dividend of $1.24, which amounts to a dividend yield of 4.46%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 4.46% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 62.94% |
| Earnings Yield | 10.47% |
| FCF Yield | 7.03% |
Analyst Forecast
The average price target for PFC is $22.5, which is -19.3% lower than the current price. The consensus rating is "Hold".
| Price Target | $22.5 |
| Price Target Difference | -19.3% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Jul 13, 2018. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 13, 2018 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.85 |
| Piotroski F-Score | 8 |