Provident Financial Servi... (PFS)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
19.15
0.00 (0.00%)
At close: Jan 28, 2025, 2:56 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 |
PE Ratio | 10.51 | 9.08 | 11.03 | 12.88 | 14.14 | 13.24 | 18.48 | 20.51 | 15.15 | 14.81 | 15.68 | 12.68 | 13.28 | 17.22 | -4.92 | 20.59 | 22.79 | 20.59 | 20.91 | 24.19 | 58.32 | 35.89 | 39.61 |
PS Ratio | 2.99 | 3.16 | 4.09 | 3.24 | 4.40 | 4.36 | 5.20 | 5.74 | 4.16 | 3.89 | 4.25 | 3.27 | 3.06 | 3.56 | 2.79 | 4.24 | 4.59 | 5.63 | 5.81 | 6.23 | 7.11 | 6.90 | 41.23 |
PB Ratio | 0.80 | 1.00 | 1.09 | 0.77 | 1.13 | 1.15 | 1.34 | 1.44 | 1.06 | 0.95 | 1.09 | 0.87 | 0.80 | 0.93 | 0.68 | 0.84 | 0.85 | 1.08 | 1.14 | 1.05 | 1.34 | 2.93 | 3.27 |
P/FCF Ratio | 8.13 | 8.36 | 12.83 | 13.28 | 12.06 | 10.27 | 15.23 | 14.73 | 11.64 | 13.64 | 12.06 | 8.47 | 8.93 | 10.22 | 38.94 | 15.26 | 13.81 | 13.59 | 12.30 | 14.00 | 9.26 | 10.29 | 8.43 |
P/OCF Ratio | 7.78 | 7.97 | 11.71 | 11.68 | 11.63 | 10.06 | 14.81 | 14.15 | 11.04 | 11.31 | 11.13 | 7.87 | 8.11 | 9.28 | 25.49 | 13.71 | 12.07 | 12.64 | 11.67 | 12.71 | 8.62 | 9.67 | 7.88 |
OCF/S Ratio | 0.38 | 0.40 | 0.35 | 0.28 | 0.38 | 0.43 | 0.35 | 0.41 | 0.38 | 0.34 | 0.38 | 0.41 | 0.38 | 0.38 | 0.11 | 0.31 | 0.38 | 0.45 | 0.50 | 0.49 | 0.83 | 0.71 | 5.23 |
Debt / Equity Ratio | 0.86 | 0.84 | 0.38 | 0.74 | 0.80 | 1.06 | 1.34 | 1.29 | 1.43 | 1.32 | 1.19 | 0.82 | 0.99 | 1.07 | 1.15 | 1.24 | 0.59 | 0.48 | 0.93 | 1.05 | 0.90 | 0.99 | 0.67 |
Quick Ratio | n/a | 0.23 | 0.38 | 0.28 | 0.23 | 1.28 | 1.32 | 1.39 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 21.60 | n/a | n/a | n/a | n/a | n/a |
Current Ratio | n/a | 0.21 | 0.30 | 0.20 | 0.19 | 1.28 | 1.32 | 1.39 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 21.60 | n/a | n/a | n/a | n/a | n/a |
Asset Turnover | 0.03 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.01 |
Interest Coverage | 1.12 | 5.94 | 6.25 | 2.51 | 2.00 | 3.43 | 6.38 | 6.20 | 6.17 | 6.09 | 6.10 | 5.18 | 4.16 | 3.34 | 2.36 | 2.10 | 1.87 | 2.21 | 2.66 | 3.01 | 2.95 | 1.57 | 1.42 |
Return on Equity (ROE) | 0.08 | 0.11 | 0.10 | 0.06 | 0.08 | 0.09 | 0.07 | 0.07 | 0.07 | 0.06 | 0.07 | 0.07 | 0.06 | 0.05 | -0.14 | 0.04 | 0.04 | 0.05 | 0.05 | 0.04 | 0.02 | 0.08 | 0.08 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | -0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 |
Return on Capital (ROIC) | 0.02 | 0.07 | 0.05 | 0.03 | 0.04 | 0.05 | 0.08 | 0.07 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.03 | 0.04 | 0.03 | 0.04 |
Dividend Yield | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.05 | 0.04 | 0.03 | 0.04 | 0.03 | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | n/a | n/a |
Payout Ratio | 0.56 | 0.41 | 0.43 | 0.68 | 0.65 | 0.45 | 0.64 | 0.52 | 0.49 | 0.49 | 0.46 | 0.61 | 0.47 | 0.50 | -0.2 | 0.59 | 0.66 | 0.45 | 0.37 | 0.30 | 0.46 | n/a | n/a |
Gross Profit Margin | 89.50% | 91.48% | 91.47% | 90.60% | 90.65% | 91.35% | 91.38% | 91.21% | 90.55% | 90.10% | 90.60% | 90.25% | 90.66% | 90.41% | 88.29% | 88.81% | 88.80% | 90.38% | 90.64% | 88.90% | 87.37% | 100.00% | 100.00% |
Net Profit Margin | 28.45% | 34.76% | 37.08% | 25.18% | 31.13% | 32.94% | 28.14% | 27.97% | 27.44% | 26.29% | 27.11% | 25.78% | 23.05% | 20.65% | -56.79% | 20.59% | 20.15% | 27.32% | 27.77% | 25.74% | 12.19% | 19.23% | 104.08% |
Pretax Profit Margin | 38.94% | 47.51% | 50.16% | 33.13% | 40.66% | 40.05% | 42.07% | 39.74% | 39.38% | 37.64% | 40.71% | 36.84% | 31.02% | 27.53% | -53.53% | 27.97% | 27.43% | 39.13% | 40.77% | 35.81% | 16.76% | 26.28% | 151.98% |
Operating Profit Margin | 53.79% | 57.14% | 50.16% | 33.13% | 40.66% | 56.51% | 87.20% | 86.33% | 84.80% | 88.06% | 86.26% | 89.16% | 99.88% | 107.78% | 122.68% | 137.22% | 149.28% | 132.04% | 119.84% | 105.64% | 104.96% | 71.66% | 517.32% |
FCF Margin | 36.76% | 37.78% | 31.88% | 24.44% | 36.50% | 42.45% | 34.14% | 38.96% | 35.71% | 28.55% | 35.24% | 38.56% | 34.27% | 34.80% | 7.17% | 27.77% | 33.25% | 41.39% | 47.20% | 44.48% | 76.81% | 67.08% | 489.08% |
EBITDA Margin | n/a | 82.71% | 79.45% | 83.82% | 92.19% | 90.42% | 87.20% | 86.33% | 84.80% | 88.06% | 86.26% | -2.9% | n/a | n/a | n/a | 34.84% | 35.05% | n/a | 119.84% | n/a | n/a | n/a | n/a |