Provident Financial Servi... (PFS)
Provident Financial Services Statistics
Share Statistics
Provident Financial Services has 130.5M shares outstanding. The number of shares has increased by 0.46% in one year.
Shares Outstanding | 130.5M |
Shares Change (YoY) | 0.46% |
Shares Change (QoQ) | 0.01% |
Owned by Institutions (%) | 67.77% |
Shares Floating | 122.5M |
Failed to Deliver (FTD) Shares | 8 |
FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 3.07M, so 2.35% of the outstanding shares have been sold short.
Short Interest | 3.07M |
Short % of Shares Out | 2.35% |
Short % of Float | 2.5% |
Short Ratio (days to cover) | 5.18 |
Valuation Ratios
The PE ratio is 17.91 and the forward PE ratio is 8.15. Provident Financial Services's PEG ratio is -0.46.
PE Ratio | 17.91 |
Forward PE | 8.15 |
PS Ratio | 1.98 |
Forward PS | 2.2 |
PB Ratio | 0.8 |
P/FCF Ratio | 4.85 |
PEG Ratio | -0.46 |
Enterprise Valuation
Provident Financial Services has an Enterprise Value (EV) of 4.17B.
EV / Sales | 3.99 |
EV / EBITDA | 0 |
EV / EBIT | 9.79 |
EV / FCF | 9.79 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.89.
Current Ratio | 0 |
Quick Ratio | 0 |
Debt / Equity | 0.89 |
Debt / EBITDA | - |
Debt / FCF | 5.41 |
Interest Coverage | 2.34 |
Financial Efficiency
Return on Equity is 4.44% and Return on Invested Capital is 65.03%.
Return on Equity | 4.44% |
Return on Assets | 0.48% |
Return on Invested Capital | 65.03% |
Revenue Per Employee | $596.77K |
Profits Per Employee | $65.9K |
Employee Count | 1,753 |
Asset Turnover | 0.04 |
Inventory Turnover | n/a |
Taxes
Income Tax | 34.09M |
Effective Tax Rate | 22.79% |
Stock Price Statistics
The stock price has increased by 11.13% in the last 52 weeks. The beta is 0.82, so Provident Financial Services's price volatility has been higher than the market average.
Beta | 0.82 |
52-Week Price Change | 11.13% |
50-Day Moving Average | 17.92 |
200-Day Moving Average | 18.3 |
Relative Strength Index (RSI) | 32.81 |
Average Volume (20 Days) | 633.14K |
Income Statement
In the last 12 months, Provident Financial Services had revenue of 1.05B and earned 115.53M in profits. Earnings per share was 1.05.
Revenue | 1.05B |
Gross Profit | 1.05B |
Operating Income | 1.04B |
Net Income | 115.53M |
EBITDA | 0 |
EBIT | 595.14M |
Earnings Per Share (EPS) | 1.05 |
Balance Sheet
The company has 205.91M in cash and 2.31B in debt, giving a net cash position of -2.1B.
Cash & Cash Equivalents | 205.91M |
Total Debt | 2.31B |
Net Cash | -2.1B |
Retained Earnings | 989.11M |
Total Assets | 24.05B |
Working Capital | 258.1M |
Cash Flow
In the last 12 months, operating cash flow was 426.38M and capital expenditures 0, giving a free cash flow of 426.38M.
Operating Cash Flow | 426.38M |
Capital Expenditures | 0 |
Free Cash Flow | 426.38M |
FCF Per Share | 3.89 |
Margins
Gross margin is 100%, with operating and profit margins of 99.51% and 11.04%.
Gross Margin | 100% |
Operating Margin | 99.51% |
Pretax Margin | 14.3% |
Profit Margin | 11.04% |
EBITDA Margin | n/a |
EBIT Margin | 99.51% |
FCF Margin | 40.76% |
Dividends & Yields
PFS pays an annual dividend of $0.96, which amounts to a dividend yield of 5.15%.
Dividend Per Share | $0.96 |
Dividend Yield | 5.15% |
Dividend Growth (YoY) | 0% |
Payout Ratio | 91.43% |
Earnings Yield | 5.58% |
FCF Yield | 20.6% |
Analyst Forecast
The average price target for PFS is $24, which is 50.2% higher than the current price. The consensus rating is "Buy".
Price Target | $24 |
Price Target Difference | 50.2% |
Analyst Consensus | Buy |
Analyst Count | 4 |
Scores
Altman Z-Score | 0.19 |
Piotroski F-Score | 7 |