Provident Financial Servi... (PFS)
Provident Financial Services Statistics
Share Statistics
Provident Financial Services has 130.5M shares outstanding. The number of shares has increased by 0.46% in one year.
| Shares Outstanding | 130.5M |
| Shares Change (YoY) | 0.46% |
| Shares Change (QoQ) | 0.01% |
| Owned by Institutions (%) | 68.29% |
| Shares Floating | 122.5M |
| Failed to Deliver (FTD) Shares | 65 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 3.2M, so 2.45% of the outstanding shares have been sold short.
| Short Interest | 3.2M |
| Short % of Shares Out | 2.45% |
| Short % of Float | 3.45% |
| Short Ratio (days to cover) | 4.61 |
Valuation Ratios
The PE ratio is 17.91 and the forward PE ratio is 7.16. Provident Financial Services's PEG ratio is -0.46.
| PE Ratio | 17.91 |
| Forward PE | 7.16 |
| PS Ratio | 1.98 |
| Forward PS | 2.4 |
| PB Ratio | 0.8 |
| P/FCF Ratio | 4.85 |
| PEG Ratio | -0.46 |
Enterprise Valuation
Provident Financial Services has an Enterprise Value (EV) of 4.17B.
| EV / Sales | 3.99 |
| EV / EBITDA | 0 |
| EV / EBIT | 9.79 |
| EV / FCF | 9.79 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.89.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.89 |
| Debt / EBITDA | - |
| Debt / FCF | 5.41 |
| Interest Coverage | 2.34 |
Financial Efficiency
Return on Equity is 4.44% and Return on Invested Capital is 65.03%.
| Return on Equity | 4.44% |
| Return on Assets | 0.48% |
| Return on Invested Capital | 65.03% |
| Revenue Per Employee | $596.77K |
| Profits Per Employee | $65.9K |
| Employee Count | 1,753 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 34.09M |
| Effective Tax Rate | 22.79% |
Stock Price Statistics
The stock price has increased by 11.05% in the last 52 weeks. The beta is 0.82, so Provident Financial Services's price volatility has been higher than the market average.
| Beta | 0.82 |
| 52-Week Price Change | 11.05% |
| 50-Day Moving Average | 16.96 |
| 200-Day Moving Average | 18.42 |
| Relative Strength Index (RSI) | 57.06 |
| Average Volume (20 Days) | 739.95K |
Income Statement
In the last 12 months, Provident Financial Services had revenue of 1.05B and earned 115.53M in profits. Earnings per share was 1.05.
| Revenue | 1.05B |
| Gross Profit | 1.05B |
| Operating Income | 1.04B |
| Net Income | 115.53M |
| EBITDA | 0 |
| EBIT | 595.14M |
| Earnings Per Share (EPS) | 1.05 |
Balance Sheet
The company has 205.91M in cash and 2.31B in debt, giving a net cash position of -2.1B.
| Cash & Cash Equivalents | 205.91M |
| Total Debt | 2.31B |
| Net Cash | -2.1B |
| Retained Earnings | 989.11M |
| Total Assets | 24.05B |
| Working Capital | 258.1M |
Cash Flow
In the last 12 months, operating cash flow was 426.38M and capital expenditures 0, giving a free cash flow of 426.38M.
| Operating Cash Flow | 426.38M |
| Capital Expenditures | 0 |
| Free Cash Flow | 426.38M |
| FCF Per Share | 3.89 |
Margins
Gross margin is 100%, with operating and profit margins of 99.51% and 11.04%.
| Gross Margin | 100% |
| Operating Margin | 99.51% |
| Pretax Margin | 14.3% |
| Profit Margin | 11.04% |
| EBITDA Margin | n/a |
| EBIT Margin | 99.51% |
| FCF Margin | 40.76% |
Dividends & Yields
PFS pays an annual dividend of $0.96, which amounts to a dividend yield of 5.15%.
| Dividend Per Share | $0.96 |
| Dividend Yield | 5.15% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 91.43% |
| Earnings Yield | 5.58% |
| FCF Yield | 20.6% |
Analyst Forecast
The average price target for PFS is $24, which is 42.2% higher than the current price. The consensus rating is "Buy".
| Price Target | $24 |
| Price Target Difference | 42.2% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
Scores
| Altman Z-Score | 0.17 |
| Piotroski F-Score | 6 |