Provident Financial Servi...

15.34
-0.67 (-4.18%)
At close: Apr 04, 2025, 3:59 PM
15.41
0.43%
After-hours: Apr 04, 2025, 05:30 PM EDT

Provident Financial Services Statistics

Share Statistics

Provident Financial Services has 130.5M shares outstanding. The number of shares has increased by 0.46% in one year.

Shares Outstanding 130.5M
Shares Change (YoY) 0.46%
Shares Change (QoQ) 0.01%
Owned by Institutions (%) 67.77%
Shares Floating 122.5M
Failed to Deliver (FTD) Shares 8
FTD / Avg. Volume < 0.01%

Short Selling Information

The latest short interest is 3.07M, so 2.35% of the outstanding shares have been sold short.

Short Interest 3.07M
Short % of Shares Out 2.35%
Short % of Float 2.5%
Short Ratio (days to cover) 5.18

Valuation Ratios

The PE ratio is 17.91 and the forward PE ratio is 8.15. Provident Financial Services's PEG ratio is -0.46.

PE Ratio 17.91
Forward PE 8.15
PS Ratio 1.98
Forward PS 2.2
PB Ratio 0.8
P/FCF Ratio 4.85
PEG Ratio -0.46
Financial Ratio History

Enterprise Valuation

Provident Financial Services has an Enterprise Value (EV) of 4.17B.

EV / Sales 3.99
EV / EBITDA 0
EV / EBIT 9.79
EV / FCF 9.79

Financial Position

The company has a current ratio of 0, with a Debt / Equity ratio of 0.89.

Current Ratio 0
Quick Ratio 0
Debt / Equity 0.89
Debt / EBITDA -
Debt / FCF 5.41
Interest Coverage 2.34

Financial Efficiency

Return on Equity is 4.44% and Return on Invested Capital is 65.03%.

Return on Equity 4.44%
Return on Assets 0.48%
Return on Invested Capital 65.03%
Revenue Per Employee $596.77K
Profits Per Employee $65.9K
Employee Count 1,753
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

Income Tax 34.09M
Effective Tax Rate 22.79%

Stock Price Statistics

The stock price has increased by 11.13% in the last 52 weeks. The beta is 0.82, so Provident Financial Services's price volatility has been higher than the market average.

Beta 0.82
52-Week Price Change 11.13%
50-Day Moving Average 17.92
200-Day Moving Average 18.3
Relative Strength Index (RSI) 32.81
Average Volume (20 Days) 633.14K

Income Statement

In the last 12 months, Provident Financial Services had revenue of 1.05B and earned 115.53M in profits. Earnings per share was 1.05.

Revenue 1.05B
Gross Profit 1.05B
Operating Income 1.04B
Net Income 115.53M
EBITDA 0
EBIT 595.14M
Earnings Per Share (EPS) 1.05
Full Income Statement

Balance Sheet

The company has 205.91M in cash and 2.31B in debt, giving a net cash position of -2.1B.

Cash & Cash Equivalents 205.91M
Total Debt 2.31B
Net Cash -2.1B
Retained Earnings 989.11M
Total Assets 24.05B
Working Capital 258.1M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 426.38M and capital expenditures 0, giving a free cash flow of 426.38M.

Operating Cash Flow 426.38M
Capital Expenditures 0
Free Cash Flow 426.38M
FCF Per Share 3.89
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 99.51% and 11.04%.

Gross Margin 100%
Operating Margin 99.51%
Pretax Margin 14.3%
Profit Margin 11.04%
EBITDA Margin n/a
EBIT Margin 99.51%
FCF Margin 40.76%

Dividends & Yields

PFS pays an annual dividend of $0.96, which amounts to a dividend yield of 5.15%.

Dividend Per Share $0.96
Dividend Yield 5.15%
Dividend Growth (YoY) 0%
Payout Ratio 91.43%
Earnings Yield 5.58%
FCF Yield 20.6%
Dividend Details

Analyst Forecast

The average price target for PFS is $24, which is 50.2% higher than the current price. The consensus rating is "Buy".

Price Target $24
Price Target Difference 50.2%
Analyst Consensus Buy
Analyst Count 4
Stock Forecasts

Scores

Altman Z-Score 0.19
Piotroski F-Score 7