PennyMac Financial Services Statistics
Share Statistics
PennyMac Financial Services has 51.26M shares outstanding. The number of shares has increased by 2.53% in one year.
| Shares Outstanding | 51.26M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.53% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 48.54M |
| Failed to Deliver (FTD) Shares | 27 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 1.30M, so 2.54% of the outstanding shares have been sold short.
| Short Interest | 1.30M |
| Short % of Shares Out | 2.54% |
| Short % of Float | 2.68% |
| Short Ratio (days to cover) | 4.75 |
Valuation Ratios
The PE ratio is 30.53 and the forward PE ratio is 7.48. PennyMac Financial Services 's PEG ratio is 0.07.
| PE Ratio | 30.53 |
| Forward PE | 7.48 |
| PS Ratio | 3.15 |
| Forward PS | 2.5 |
| PB Ratio | 1.25 |
| P/FCF Ratio | -2.73 |
| PEG Ratio | 0.07 |
Enterprise Valuation
PennyMac Financial Services Inc. has an Enterprise Value (EV) of 16.97B.
| EV / Earnings | 117.32 |
| EV / Sales | 12.11 |
| EV / EBITDA | 40.02 |
| EV / EBIT | 16.51 |
| EV / FCF | -10.49 |
Financial Position
The company has a current ratio of 0.17, with a Debt / Equity ratio of 2.31.
| Current Ratio | 0.17 |
| Quick Ratio | 0.17 |
| Debt / Equity | 2.31 |
| Total Debt / Capitalization | 69.74 |
| Cash Flow / Debt | -0.19 |
| Interest Coverage | 1.61 |
Financial Efficiency
Return on equity (ROE) is 0.04% and return on capital (ROIC) is 4.75%.
| Return on Equity (ROE) | 0.04% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 4.75% |
| Revenue Per Employee | 325.29K |
| Profits Per Employee | 33.57K |
| Employee Count | 4.31K |
| Asset Turnover | 0.07 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 38.98M |
| Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by 16.53% in the last 52 weeks. The beta is 1.79, so PennyMac Financial Services 's price volatility has been higher than the market average.
| Beta | 1.79 |
| 52-Week Price Change | 16.53% |
| 50-Day Moving Average | 104.85 |
| 200-Day Moving Average | 97.79 |
| Relative Strength Index (RSI) | 49.6 |
| Average Volume (20 Days) | 273.23K |
Income Statement
In the last 12 months, PennyMac Financial Services had revenue of $1.40B and earned $144.66M in profits. Earnings per share was $2.89.
| Revenue | 1.40B |
| Gross Profit | 1.30B |
| Operating Income | 1.03B |
| Net Income | 144.66M |
| EBITDA | 424.06M |
| EBIT | 1.03B |
| Earnings Per Share (EPS) | 2.89 |
Balance Sheet
The company has $938.37M in cash and $13.49B in debt, giving a net cash position of -$12.55B.
| Cash & Cash Equivalents | 938.37M |
| Total Debt | 13.49B |
| Net Cash | -12.55B |
| Retained Earnings | 3.51B |
| Total Assets | 22.87B |
| Working Capital | 5.56B |
Cash Flow
In the last 12 months, operating cash flow was -$1.58B and capital expenditures -$36.17M, giving a free cash flow of -$1.62B.
| Operating Cash Flow | -1.58B |
| Capital Expenditures | -36.17M |
| Free Cash Flow | -1.62B |
| FCF Per Share | -32.38 |
Margins
Gross margin is 93.07%, with operating and profit margins of 73.32% and 10.32%.
| Gross Margin | 93.07% |
| Operating Margin | 73.32% |
| Pretax Margin | 13.1% |
| Profit Margin | 10.32% |
| EBITDA Margin | 30.25% |
| EBIT Margin | 73.32% |
| FCF Margin | -115.46% |
Dividends & Yields
PFSI pays an annual dividend of $1.2, which amounts to a dividend yield of 1.14%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 1.14% |
| Dividend Growth (YoY) | 50% |
| Payout Ratio | 37.74% |
| Earnings Yield | 2.77% |
| FCF Yield | -30.27% |
Analyst Forecast
The average price target for PFSI is $125, which is 19.8% higher than the current price. The consensus rating is "Buy".
| Price Target | $125 |
| Price Target Difference | 19.8% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
Scores
| Altman Z-Score | 0.92 |
| Piotroski F-Score | 5 |