PennyMac Financial Servic... (PFSI)
PennyMac Financial Services Statistics
Share Statistics
PennyMac Financial Services has 51.43M shares outstanding. The number of shares has increased by 1.65% in one year.
| Shares Outstanding | 51.43M |
| Shares Change (YoY) | 1.65% |
| Shares Change (QoQ) | 0.13% |
| Owned by Institutions (%) | 59.66% |
| Shares Floating | 48.88M |
| Failed to Deliver (FTD) Shares | 42 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 1.15M, so 2.25% of the outstanding shares have been sold short.
| Short Interest | 1.15M |
| Short % of Shares Out | 2.25% |
| Short % of Float | 2.36% |
| Short Ratio (days to cover) | 3.95 |
Valuation Ratios
The PE ratio is 16.72 and the forward PE ratio is 8.15. PennyMac Financial Services's PEG ratio is 0.15.
| PE Ratio | 16.72 |
| Forward PE | 8.15 |
| PS Ratio | 3.27 |
| Forward PS | 1.8 |
| PB Ratio | 1.36 |
| P/FCF Ratio | -1.14 |
| PEG Ratio | 0.15 |
Enterprise Valuation
PennyMac Financial Services Inc. has an Enterprise Value (EV) of 16.97B.
| EV / Earnings | 54.5 |
| EV / Sales | 10.65 |
| EV / EBITDA | 35.87 |
| EV / EBIT | 18.84 |
| EV / FCF | -3.73 |
Financial Position
The company has a current ratio of 1.56, with a Debt / Equity ratio of 5.37.
| Current Ratio | 1.56 |
| Quick Ratio | 1.56 |
| Debt / Equity | 5.37 |
| Total Debt / Capitalization | 84.29 |
| Cash Flow / Debt | -0.22 |
| Interest Coverage | 1.1 |
Financial Efficiency
Return on equity (ROE) is 0.08% and return on capital (ROIC) is 2.87%.
| Return on Equity (ROE) | 0.08% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 2.87% |
| Revenue Per Employee | $357,739.84 |
| Profits Per Employee | $69,904.15 |
| Employee Count | 4,455 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 89.6M |
| Effective Tax Rate | 0.22 |
Stock Price Statistics
The stock price has increased by 10.15% in the last 52 weeks. The beta is 1.9, so PennyMac Financial Services's price volatility has been higher than the market average.
| Beta | 1.9 |
| 52-Week Price Change | 10.15% |
| 50-Day Moving Average | 103.08 |
| 200-Day Moving Average | 102.5 |
| Relative Strength Index (RSI) | 48.33 |
| Average Volume (20 Days) | 325.08K |
Income Statement
In the last 12 months, PennyMac Financial Services had revenue of 1.59B and earned 311.42M in profits. Earnings per share was 6.11.
| Revenue | 1.59B |
| Gross Profit | 1.56B |
| Operating Income | 901.03M |
| Net Income | 311.42M |
| EBITDA | 473.17M |
| EBIT | 901.03M |
| Earnings Per Share (EPS) | 6.11 |
Balance Sheet
The company has 238.48M in cash and 20.55B in debt, giving a net cash position of -20.32B.
| Cash & Cash Equivalents | 238.48M |
| Total Debt | 20.55B |
| Net Cash | -20.32B |
| Retained Earnings | 3.77B |
| Total Assets | 26.09B |
| Working Capital | -10.08B |
Cash Flow
In the last 12 months, operating cash flow was -4.53B and capital expenditures -22.1M, giving a free cash flow of -4.56B.
| Operating Cash Flow | -4.53B |
| Capital Expenditures | -22.1M |
| Free Cash Flow | -4.56B |
| FCF Per Share | -89.34 |
Margins
Gross margin is 97.62%, with operating and profit margins of 56.54% and 19.54%.
| Gross Margin | 97.62% |
| Operating Margin | 56.54% |
| Pretax Margin | 25.16% |
| Profit Margin | 19.54% |
| EBITDA Margin | 29.69% |
| EBIT Margin | 56.54% |
| FCF Margin | -285.83% |
Dividends & Yields
PFSI pays an annual dividend of $1.1, which amounts to a dividend yield of 1.09%.
| Dividend Per Share | $1.10 |
| Dividend Yield | 1.09% |
| Dividend Growth (YoY) | 50% |
| Payout Ratio | 18.84% |
| Earnings Yield | 6.09% |
| FCF Yield | -88.27% |
Analyst Forecast
The average price target for PFSI is $125, which is 24.6% higher than the current price. The consensus rating is "Buy".
| Price Target | $125 |
| Price Target Difference | 24.6% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
Scores
| Altman Z-Score | 0.08 |
| Piotroski F-Score | 5 |