Peapack-Gladstone Financial Statistics

Share Statistics

Peapack-Gladstone Financial has 17.74M shares outstanding. The number of shares has increased by -0.96% in one year.

Shares Outstanding Shares Outstanding n/a Close	17.74M
Shares Change (YoY) Shares Change (YoY) n/a Close	-0.96%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0.06%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	77.97%
Shares Floating Shares Floating n/a Close	14.93M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	11
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.01%

Short Selling Information

The latest short interest is 610.51K, so 3.44% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	610.51K
Short % of Shares Out Short % of Shares Out n/a Close	3.44%
Short % of Float Short % of Float n/a Close	4.12%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	7.43

Valuation Ratios

The PE ratio is 17.16 and the forward PE ratio is 7.03. Peapack-Gladstone Financial's PEG ratio is -0.54.

PE Ratio PE Ratio n/a Close	17.16
Forward PE Forward PE n/a Close	7.03
PS Ratio PS Ratio n/a Close	1.41
Forward PS Forward PS n/a Close	1.5
PB Ratio PB Ratio n/a Close	0.93
P/FCF Ratio P/FCF Ratio n/a Close	8.99
PEG Ratio PEG Ratio n/a Close	-0.54

Financial Ratio History

Enterprise Valuation

Peapack-Gladstone Financial has an Enterprise Value (EV) of 353.27M.

EV / Sales EV / Sales n/a Close	0.88
EV / EBITDA EV / EBITDA n/a Close	7.13
EV / EBIT EV / EBIT n/a Close	4.97
EV / FCF EV / FCF n/a Close	5.61

Financial Position

The company has a current ratio of 0.08, with a Debt / Equity ratio of 0.29.

Current Ratio Current Ratio n/a Close	0.08
Quick Ratio Quick Ratio n/a Close	0.08
Debt / Equity Debt / Equity n/a Close	0.29
Debt / EBITDA Debt / EBITDA n/a Close	3.6
Debt / FCF Debt / FCF n/a Close	2.83
Interest Coverage Interest Coverage n/a Close	0.25

Financial Efficiency

Return on Equity is 5.44% and Return on Invested Capital is 4.21%.

Return on Equity Return on Equity n/a Close	5.44%
Return on Assets Return on Assets n/a Close	0.47%
Return on Invested Capital Return on Invested Capital n/a Close	4.21%
Revenue Per Employee Revenue Per Employee n/a Close	$649,853.23
Profits Per Employee Profits Per Employee n/a Close	$53,206.45
Employee Count Employee Count n/a Close	620
Asset Turnover Asset Turnover n/a Close	0.06
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	11.96M
Effective Tax Rate Effective Tax Rate n/a Close	26.62%

Stock Price Statistics

The stock price has increased by 28.92% in the last 52 weeks. The beta is 0.86, so Peapack-Gladstone Financial's price volatility has been higher than the market average.

Beta Beta n/a Close	0.86
52-Week Price Change 52-Week Price Change n/a Close	28.92%
50-Day Moving Average 50-Day Moving Average n/a Close	27.68
200-Day Moving Average 200-Day Moving Average n/a Close	30.43
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	53.92
Average Volume (20 Days) Average Volume (20 Days) n/a Close	91,101

Income Statement

In the last 12 months, Peapack-Gladstone Financial had revenue of 402.91M and earned 32.99M in profits. Earnings per share was 1.87.

Revenue Revenue n/a Close	402.91M
Gross Profit Gross Profit n/a Close	216.61M
Operating Income Operating Income n/a Close	44.95M
Net Income Net Income n/a Close	32.99M
EBITDA EBITDA n/a Close	49.58M
EBIT EBIT n/a Close	44.95M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	1.87

Full Income Statement

Balance Sheet

The company has 391.37M in cash and 178.48M in debt, giving a net cash position of 212.89M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	391.37M
Total Debt Total Debt n/a Close	178.48M
Net Cash Net Cash n/a Close	212.89M
Retained Earnings Retained Earnings n/a Close	423.55M
Total Assets Total Assets n/a Close	7.12B
Working Capital Working Capital n/a Close	-6.03B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 71.1M and capital expenditures -8.1M, giving a free cash flow of 63.01M.

Operating Cash Flow Operating Cash Flow n/a Close	71.1M
Capital Expenditures Capital Expenditures n/a Close	-8.1M
Free Cash Flow Free Cash Flow n/a Close	63.01M
FCF Per Share FCF Per Share n/a Close	3.57

Full Cash Flow Statement

Margins

Gross margin is 53.76%, with operating and profit margins of 11.16% and 8.19%.

Gross Margin Gross Margin n/a Close	53.76%
Operating Margin Operating Margin n/a Close	11.16%
Pretax Margin Pretax Margin n/a Close	11.16%
Profit Margin Profit Margin n/a Close	8.19%
EBITDA Margin EBITDA Margin n/a Close	12.31%
EBIT Margin EBIT Margin n/a Close	11.16%
FCF Margin FCF Margin n/a Close	15.64%

Dividends & Yields

PGC pays an annual dividend of $0.25, which amounts to a dividend yield of 0.7%.

Dividend Per Share Dividend Per Share n/a Close	$0.25
Dividend Yield Dividend Yield n/a Close	0.7%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	13.89%
Earnings Yield Earnings Yield n/a Close	5.83%
FCF Yield FCF Yield n/a Close	11.13%

Dividend Details

Analyst Forecast

The average price target for PGC is $38.5, which is 37.7% higher than the current price. The consensus rating is "Strong Buy".

Price Target Price Target n/a Close	$38.5
Price Target Difference Price Target Difference n/a Close	37.7%
Analyst Consensus Analyst Consensus n/a Close	Strong Buy
Analyst Count Analyst Count n/a Close	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$11.43
Lynch Upside Lynch Upside n/a Close	-59.11%
Graham Number Graham Number n/a Close	37.96
Graham Upside Graham Upside n/a Close	35.81%

Stock Splits

The last stock split was on Oct 21, 2013. It was a forward split with a ratio of 1019:1000.

Last Split Date Last Split Date n/a Close	Oct 21, 2013
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	1019:1000

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.81
Piotroski F-Score Piotroski F-Score n/a Close	8

Peapack-Gladstone Financi... (PGC)