Peapack-Gladstone Financi... (PGC)
Peapack-Gladstone Financial Statistics
Share Statistics
Peapack-Gladstone Financial has 17.6M shares outstanding. The number of shares has increased by -0.96% in one year.
| Shares Outstanding | 17.6M |
| Shares Change (YoY) | -0.96% |
| Shares Change (QoQ) | 0.06% |
| Owned by Institutions (%) | 77.87% |
| Shares Floating | 14.7M |
| Failed to Deliver (FTD) Shares | 197 |
| FTD / Avg. Volume | 0.19% |
Short Selling Information
The latest short interest is 553.31K, so 3.14% of the outstanding shares have been sold short.
| Short Interest | 553.31K |
| Short % of Shares Out | 3.14% |
| Short % of Float | 3.77% |
| Short Ratio (days to cover) | 5.22 |
Valuation Ratios
The PE ratio is 17.16 and the forward PE ratio is 7.04. Peapack-Gladstone Financial's PEG ratio is -0.54.
| PE Ratio | 17.16 |
| Forward PE | 7.04 |
| PS Ratio | 2.53 |
| Forward PS | 1.5 |
| PB Ratio | 0.93 |
| P/FCF Ratio | 68.48 |
| PEG Ratio | -0.54 |
Enterprise Valuation
Peapack-Gladstone Financial has an Enterprise Value (EV) of 602.58M.
| EV / Sales | 2.69 |
| EV / EBITDA | 0 |
| EV / EBIT | 72.89 |
| EV / FCF | 72.89 |
Financial Position
The company has a current ratio of 12.97, with a Debt / Equity ratio of 0.07.
| Current Ratio | 12.97 |
| Quick Ratio | 12.97 |
| Debt / Equity | 0.07 |
| Debt / EBITDA | - |
| Debt / FCF | 5.43 |
| Interest Coverage | -0.4 |
Financial Efficiency
Return on Equity is 5.44% and Return on Invested Capital is -5.48%.
| Return on Equity | 5.44% |
| Return on Assets | 0.47% |
| Return on Invested Capital | -5.48% |
| Revenue Per Employee | $361.47K |
| Profits Per Employee | $53.21K |
| Employee Count | 620 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 11.96M |
| Effective Tax Rate | 26.62% |
Stock Price Statistics
The stock price has increased by 20.64% in the last 52 weeks. The beta is 0.82, so Peapack-Gladstone Financial's price volatility has been higher than the market average.
| Beta | 0.82 |
| 52-Week Price Change | 20.64% |
| 50-Day Moving Average | 29.29 |
| 200-Day Moving Average | 30.11 |
| Relative Strength Index (RSI) | 51.99 |
| Average Volume (20 Days) | 101.99K |
Income Statement
In the last 12 months, Peapack-Gladstone Financial had revenue of 224.11M and earned 32.99M in profits. Earnings per share was 1.87.
| Revenue | 224.11M |
| Gross Profit | 101.79M |
| Operating Income | -69.87M |
| Net Income | 32.99M |
| EBITDA | 0 |
| EBIT | -4.63M |
| Earnings Per Share (EPS) | 1.87 |
Balance Sheet
The company has 8.49M in cash and 44.92M in debt, giving a net cash position of -36.42M.
| Cash & Cash Equivalents | 8.49M |
| Total Debt | 44.92M |
| Net Cash | -36.42M |
| Retained Earnings | 423.55M |
| Total Assets | 7.12B |
| Working Capital | -5.45B |
Cash Flow
In the last 12 months, operating cash flow was 8.27M and capital expenditures 0, giving a free cash flow of 8.27M.
| Operating Cash Flow | 8.27M |
| Capital Expenditures | 0 |
| Free Cash Flow | 8.27M |
| FCF Per Share | 0.47 |
Margins
Gross margin is 45.42%, with operating and profit margins of -31.18% and 14.72%.
| Gross Margin | 45.42% |
| Operating Margin | -31.18% |
| Pretax Margin | 20.06% |
| Profit Margin | 14.72% |
| EBITDA Margin | n/a |
| EBIT Margin | -31.18% |
| FCF Margin | 3.69% |
Dividends & Yields
PGC pays an annual dividend of $0.25, which amounts to a dividend yield of 0.58%.
| Dividend Per Share | $0.25 |
| Dividend Yield | 0.58% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 13.51% |
| Earnings Yield | 5.83% |
| FCF Yield | 1.46% |
Analyst Forecast
The average price target for PGC is $38.5, which is 39.2% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $38.5 |
| Price Target Difference | 39.2% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 2 |
Stock Splits
The last stock split was on Oct 21, 2013. It was a forward split with a ratio of 1019:1000.
| Last Split Date | Oct 21, 2013 |
| Split Type | forward |
| Split Ratio | 1019:1000 |
Scores
| Altman Z-Score | -0.83 |
| Piotroski F-Score | 8 |