Price Alert

Pinnacle Financial Partne... (PNFPP)

NASDAQ: PNFPP · Real-Time Price · USD

24.90

-0.08 (-0.31%)

At close: Aug 15, 2025, 12:19 PM

Pinnacle Financial Partners Statistics

Share Statistics

Pinnacle Financial Partners has 77.57M shares outstanding. The number of shares has increased by -74.55% in one year.

Shares Outstanding	77.57M
Shares Change (YoY)	-74.55%
Shares Change (QoQ)	0.24%
Owned by Institutions (%)	0.01%
Shares Floating	76.21M
Failed to Deliver (FTD) Shares	3,707
FTD / Avg. Volume	17.13%

Short Selling Information

The latest short interest is 5.9K, so 0% of the outstanding shares have been sold short.

Short Interest	5.9K
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1

Valuation Ratios

The PE ratio is 18.41 and the forward PE ratio is 2.67. Pinnacle Financial Partners's PEG ratio is -1.11.

PE Ratio	18.41
Forward PE	2.67
PS Ratio	3.06
Forward PS	0.8
PB Ratio	1.36
P/FCF Ratio	10.83
PEG Ratio	-1.11

Financial Ratio History

Enterprise Valuation

Pinnacle Financial Partners has an Enterprise Value (EV) of 7.93B.

EV / Sales	2.78
EV / EBITDA	11.67
EV / EBIT	8.77
EV / FCF	9.83

Financial Position

The company has a current ratio of 0.21, with a Debt / Equity ratio of 0.39.

Current Ratio	0.21
Quick Ratio	0.21
Debt / Equity	0.39
Debt / EBITDA	3.72
Debt / FCF	3.13
Interest Coverage	0.44

Financial Efficiency

Return on Equity is 7.39% and Return on Invested Capital is 4.9%.

Return on Equity	7.39%
Return on Assets	0.9%
Return on Invested Capital	4.9%
Revenue Per Employee	$793.82K
Profits Per Employee	$132.14K
Employee Count	3,595
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

Income Tax	106.15M
Effective Tax Rate	18.26%

Stock Price Statistics

The stock price has increased by 3.77% in the last 52 weeks. The beta is 1.03, so Pinnacle Financial Partners's price volatility has been higher than the market average.

Beta	1.03
52-Week Price Change	3.77%
50-Day Moving Average	24.48
200-Day Moving Average	24.63
Relative Strength Index (RSI)	53.92
Average Volume (20 Days)	21,645

Income Statement

In the last 12 months, Pinnacle Financial Partners had revenue of 2.85B and earned 475.06M in profits. Earnings per share was 6.01.

Revenue	2.85B
Gross Profit	1.4B
Operating Income	581.21M
Net Income	475.06M
EBITDA	679.79M
EBIT	581.21M
Earnings Per Share (EPS)	6.01

Full Income Statement

Balance Sheet

The company has 3.34B in cash and 2.53B in debt, giving a net cash position of 812.08M.

Cash & Cash Equivalents	3.34B
Total Debt	2.53B
Net Cash	812.08M
Retained Earnings	3.18B
Total Assets	54.8B
Working Capital	6.97B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 904.31M and capital expenditures -97.02M, giving a free cash flow of 807.29M.

Operating Cash Flow	904.31M
Capital Expenditures	-97.02M
Free Cash Flow	807.29M
FCF Per Share	10.56

Full Cash Flow Statement

Margins

Gross margin is 49.08%, with operating and profit margins of 20.37% and 16.65%.

Gross Margin	49.08%
Operating Margin	20.37%
Pretax Margin	20.37%
Profit Margin	16.65%
EBITDA Margin	23.82%
EBIT Margin	20.37%
FCF Margin	28.29%

Dividends & Yields

PNFPP pays an annual dividend of $2.11, which amounts to a dividend yield of 6.77%.

Dividend Per Share	$2.11
Dividend Yield	6.77%
Dividend Growth (YoY)	0%
Payout Ratio	31.08%
Earnings Yield	5.43%
FCF Yield	9.23%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for PNFPP.

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$49.7
Lynch Upside	100.4%
Graham Number	108.44
Graham Upside	337.26%

Scores

Altman Z-Score	0.34
Piotroski F-Score	5