Provident Bancorp Statistics
Share Statistics
Provident Bancorp has 17.73M shares outstanding. The number of shares has increased by -0.08% in one year.
| Shares Outstanding | 17.73M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.06% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 15.65M |
| Failed to Deliver (FTD) Shares | 3.54K |
| FTD / Avg. Volume | 9.68% |
Short Selling Information
The latest short interest is 197.05K, so 1.11% of the outstanding shares have been sold short.
| Short Interest | 197.05K |
| Short % of Shares Out | 1.11% |
| Short % of Float | 1.26% |
| Short Ratio (days to cover) | 5.99 |
Valuation Ratios
The PE ratio is 15.25 and the forward PE ratio is 30.94.
| PE Ratio | 15.25 |
| Forward PE | 30.94 |
| PS Ratio | 2.61 |
| Forward PS | 3.7 |
| PB Ratio | 0.75 |
| P/FCF Ratio | 32.04 |
| PEG Ratio | n/a |
Enterprise Valuation
Provident Bancorp Inc. has an Enterprise Value (EV) of -.
| EV / Earnings | null |
| EV / Sales | null |
| EV / EBITDA | null |
| EV / EBIT | null |
| EV / FCF | null |
Financial Position
The company has a current ratio of 0.19, with a Debt / Equity ratio of 0.47.
| Current Ratio | 0.19 |
| Quick Ratio | 0.19 |
| Debt / Equity | 0.47 |
| Total Debt / Capitalization | 32.11 |
| Cash Flow / Debt | 0.05 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0.05% and return on capital (ROIC) is 0%.
| Return on Equity (ROE) | 0.05% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 0% |
| Revenue Per Employee | 340.84K |
| Profits Per Employee | 58.27K |
| Employee Count | 188 |
| Asset Turnover | 0.04 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 3.82M |
| Effective Tax Rate | 0.26 |
Stock Price Statistics
The stock price has increased by 20.77% in the last 52 weeks. The beta is 0.46, so Provident Bancorp 's price volatility has been higher than the market average.
| Beta | 0.46 |
| 52-Week Price Change | 20.77% |
| 50-Day Moving Average | 10.99 |
| 200-Day Moving Average | 10.16 |
| Relative Strength Index (RSI) | 64.37 |
| Average Volume (20 Days) | 36.57K |
Income Statement
In the last 12 months, Provident Bancorp had revenue of $64.08M and earned $10.95M in profits. Earnings per share was $0.66.
| Revenue | 64.08M |
| Gross Profit | 64.08M |
| Operating Income | 0 |
| Net Income | 10.95M |
| EBITDA | 0 |
| EBIT | 0 |
| Earnings Per Share (EPS) | 0.66 |
Balance Sheet
The company has $220.33M in cash and $108.87M in debt, giving a net cash position of $111.46M.
| Cash & Cash Equivalents | 220.33M |
| Total Debt | 108.87M |
| Net Cash | 111.46M |
| Retained Earnings | 106.28M |
| Total Assets | 1.65B |
| Working Capital | 28.91M |
Cash Flow
In the last 12 months, operating cash flow was $5.55M and capital expenditures -$339.00K, giving a free cash flow of $5.21M.
| Operating Cash Flow | 5.55M |
| Capital Expenditures | -339.00K |
| Free Cash Flow | 5.21M |
| FCF Per Share | 0.31 |
Margins
Gross margin is 100%, with operating and profit margins of 0% and 17.09%.
| Gross Margin | 100% |
| Operating Margin | 0% |
| Pretax Margin | 23.06% |
| Profit Margin | 17.09% |
| EBITDA Margin | 0% |
| EBIT Margin | 0% |
| FCF Margin | 8.14% |
Dividends & Yields
PVBC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 5.56% |
| FCF Yield | 2.48% |
Analyst Forecast
The average price target for PVBC is $12, which is 1.2% higher than the current price. The consensus rating is "Hold".
| Price Target | $12 |
| Price Target Difference | 1.2% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Oct 17, 2019. It was a forward split with a ratio of 2021:1000.
| Last Split Date | Oct 17, 2019 |
| Split Type | forward |
| Split Ratio | 2021:1000 |
Scores
| Altman Z-Score | 0.25 |
| Piotroski F-Score | 7 |