Provident Bancorp Statistics
Share Statistics
Provident Bancorp has 17.79M
shares outstanding. The number of shares has increased by 0.42%
in one year.
| Shares Outstanding | 17.79M |
| Shares Change (YoY) | 0.42% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 47.91% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 10 |
| FTD / Avg. Volume | 0.04% |
Short Selling Information
The latest short interest is 100.23K, so 0.56% of the outstanding
shares have been sold short.
| Short Interest | 100.23K |
| Short % of Shares Out | 0.56% |
| Short % of Float | 0.64% |
| Short Ratio (days to cover) | 4.58 |
Valuation Ratios
The PE ratio is 26.23 and the forward
PE ratio is 17.45.
Provident Bancorp's PEG ratio is
-0.75.
| PE Ratio | 26.23 |
| Forward PE | 17.45 |
| PS Ratio | 3.45 |
| Forward PS | 3.2 |
| PB Ratio | 0.83 |
| P/FCF Ratio | 16.54 |
| PEG Ratio | -0.75 |
Financial Ratio HistoryEnterprise Valuation
Provident Bancorp has an Enterprise Value (EV) of 69.98M.
| EV / Sales | 1.27 |
| EV / EBITDA | 0 |
| EV / EBIT | 5.88 |
| EV / FCF | 6.07 |
Financial Position
The company has a current ratio of 0.14,
with a Debt / Equity ratio of 0.21.
| Current Ratio | 0.14 |
| Quick Ratio | 0.14 |
| Debt / Equity | 0.21 |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.2 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 3.15% and Return on Invested Capital is 2.95%.
| Return on Equity | 3.15% |
| Return on Assets | 0.46% |
| Return on Invested Capital | 2.95% |
| Revenue Per Employee | $312,282.49 |
| Profits Per Employee | $41,079.1 |
| Employee Count | 177 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 2.11M |
| Effective Tax Rate | 22.49% |
Stock Price Statistics
The stock price has increased by 21.37% in the
last 52 weeks. The beta is 0.25, so Provident Bancorp's
price volatility has been higher than the market average.
| Beta | 0.25 |
| 52-Week Price Change | 21.37% |
| 50-Day Moving Average | 11.25 |
| 200-Day Moving Average | 11.13 |
| Relative Strength Index (RSI) | 53.72 |
| Average Volume (20 Days) | 25,239 |
Income Statement
In the last 12 months, Provident Bancorp had revenue of 55.27M
and earned 7.27M
in profits. Earnings per share was 0.43.
| Revenue | 55.27M |
| Gross Profit | 55.27M |
| Operating Income | 15.95M |
| Net Income | 7.27M |
| EBITDA | n/a |
| EBIT | -1.07M |
| Earnings Per Share (EPS) | 0.43 |
Full Income StatementBalance Sheet
The company has 169.14M in cash and 48.42M in
debt, giving a net cash position of 120.72M.
| Cash & Cash Equivalents | 169.14M |
| Total Debt | 48.42M |
| Net Cash | 120.72M |
| Retained Earnings | 113.56M |
| Total Assets | 1.55B |
| Working Capital | 11.95M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was 11.9M
and capital expenditures 0, giving a free cash flow of 11.53M.
| Operating Cash Flow | 11.9M |
| Capital Expenditures | n/a |
| Free Cash Flow | 11.53M |
| FCF Per Share | 0.69 |
Full Cash Flow StatementMargins
Gross margin is 100%, with operating and profit margins of 28.86% and 13.15%.
| Gross Margin | 100% |
| Operating Margin | 28.86% |
| Pretax Margin | 16.97% |
| Profit Margin | 13.15% |
| EBITDA Margin | n/a |
| EBIT Margin | 28.86% |
| FCF Margin | 20.85% |
Dividends & Yields
PVBC pays an annual dividend of $0.2,
which amounts to a dividend yield of 1.07%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 1.07% |
| Dividend Growth (YoY) | 33.33% |
| Payout Ratio | 48.78% |
| Earnings Yield | 3.81% |
| FCF Yield | 6.04% |
Dividend DetailsAnalyst Forecast
The average price target for PVBC is $12.5,
which is 10% higher than the current price. The consensus rating is "Hold".
| Price Target | $12.5 |
| Price Target Difference | 10% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
Stock ForecastsStock Splits
The last stock split was on Oct 17, 2019. It was a
forward
split with a ratio of 2021:1000.
| Last Split Date | Oct 17, 2019 |
| Split Type | forward |
| Split Ratio | 2021:1000 |
Scores
| Altman Z-Score | 0.25 |
| Piotroski F-Score | 6 |
