Penns Woods Bancorp Inc. (PWOD)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
30.20
0.27 (0.90%)
At close: Jan 15, 2025, 12:59 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 |
PE Ratio | 9.64 | 10.79 | 10.42 | 12.05 | 15.97 | 12.84 | 22.43 | 19.17 | 14.58 | 16.24 | 15.97 | 10.37 | 12.03 | 13.96 | 20.41 | 11.10 | 14.23 | 15.42 | 14.16 | 17.33 | 13.88 | 12.39 | 13.90 | 15.59 | 17.39 | 27.89 | 20.95 | 10.00 | 11.81 |
PS Ratio | 2.48 | 2.83 | 2.72 | 3.03 | 4.09 | 3.30 | 4.04 | 4.48 | 3.78 | 4.30 | 4.49 | 3.50 | 4.03 | 4.49 | 4.77 | 3.32 | 4.68 | 5.20 | 5.15 | 6.38 | 5.46 | 4.64 | 5.24 | 5.68 | 6.59 | 49.20 | 26.80 | 20.82 | 18.13 |
PB Ratio | 0.84 | 1.12 | 0.97 | 1.12 | 1.62 | 1.32 | 1.59 | 1.73 | 1.49 | 1.74 | 1.76 | 1.53 | 1.85 | 2.29 | 1.86 | 1.46 | 1.79 | 1.99 | 2.09 | 2.63 | 2.22 | 1.74 | 1.95 | 2.03 | 2.72 | 3.92 | 3.78 | 1.59 | 1.54 |
P/FCF Ratio | 8.89 | 7.99 | 9.95 | 9.48 | 22.06 | 12.37 | 17.27 | 19.84 | 15.07 | 14.88 | 18.13 | 11.43 | 9.44 | 16.13 | 22.73 | 16.94 | 18.28 | 22.32 | 18.79 | 20.55 | 25.69 | 14.52 | 18.83 | 18.76 | 30.54 | 53.97 | 57.83 | 17.66 | 15.36 |
P/OCF Ratio | 8.51 | 7.87 | 9.32 | 8.33 | 17.81 | 10.93 | 12.39 | 14.84 | 12.88 | 12.66 | 12.98 | 10.28 | 9.02 | 15.47 | 19.68 | 12.69 | 16.56 | 19.23 | 15.00 | 18.85 | 24.09 | 12.84 | 17.82 | 17.51 | 26.08 | 45.00 | 50.95 | 15.64 | 12.74 |
OCF/S Ratio | 0.29 | 0.36 | 0.29 | 0.36 | 0.23 | 0.30 | 0.33 | 0.30 | 0.29 | 0.34 | 0.35 | 0.34 | 0.45 | 0.29 | 0.24 | 0.26 | 0.28 | 0.27 | 0.34 | 0.34 | 0.23 | 0.36 | 0.29 | 0.32 | 0.25 | 1.09 | 0.53 | 1.33 | 1.42 |
Debt / Equity Ratio | 2.07 | 1.54 | 0.78 | 0.99 | 1.10 | 2.14 | 1.24 | 0.72 | 1.01 | 0.82 | 0.77 | 1.17 | 1.13 | 1.49 | 1.57 | 2.63 | 2.29 | 1.58 | 1.87 | 1.54 | 1.69 | 1.03 | 1.10 | 1.24 | 1.49 | 0.44 | 0.16 | 0.43 | n/a |
Quick Ratio | 0.33 | 1.88 | 103.20 | 95.31 | 38.89 | 8.89 | 1.85 | 16.66 | 4.31 | 6.21 | 11.72 | 9.19 | 0.59 | 0.47 | 0.89 | 0.27 | 0.33 | 0.51 | 0.31 | 0.40 | 0.26 | 0.97 | 0.86 | 0.55 | 0.35 | n/a | n/a | n/a | n/a |
Current Ratio | 0.33 | 1.56 | 60.69 | 60.42 | 30.72 | 8.89 | 1.54 | 13.20 | 4.31 | 6.21 | 11.72 | 9.19 | 0.59 | 0.47 | 0.89 | 0.27 | 0.33 | 0.51 | 0.31 | 0.40 | 0.26 | 0.97 | 0.86 | 0.55 | 0.35 | n/a | n/a | n/a | n/a |
Asset Turnover | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.06 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.01 | 0.02 | 0.01 | 0.01 |
Interest Coverage | n/a | 4.02 | 2.28 | 1.30 | 1.18 | 2.60 | 4.20 | 4.63 | 5.02 | 5.33 | 4.53 | 3.65 | 2.86 | 2.25 | 1.43 | 1.57 | 1.58 | 1.82 | 2.36 | 2.75 | 0.11 | 2.03 | 1.78 | 1.64 | 1.90 | 1.90 | 2.29 | 1.90 | 1.68 |
Return on Equity (ROE) | 0.09 | 0.10 | 0.09 | 0.09 | 0.10 | 0.10 | 0.07 | 0.09 | 0.10 | 0.11 | 0.11 | 0.15 | 0.15 | 0.16 | 0.09 | 0.13 | 0.13 | 0.13 | 0.15 | 0.15 | 0.16 | 0.14 | 0.14 | 0.13 | 0.16 | 0.14 | 0.18 | 0.16 | 0.13 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 |
Return on Capital (ROIC) | n/a | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.00 | 0.05 | 0.05 | 0.06 | 0.06 | 0.06 | 0.07 | 0.06 | 0.05 |
Dividend Yield | 0.06 | 0.05 | 0.05 | 0.05 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.06 | 0.08 | 0.06 | 0.05 | 0.04 | 0.03 | 0.03 | 0.04 | 0.03 | 0.03 | 0.03 | 0.01 | 0.01 | 0.03 | 0.03 |
Payout Ratio | 0.55 | 0.52 | 0.56 | 0.59 | 0.57 | 0.60 | 0.90 | 0.71 | 0.65 | 0.62 | 0.68 | 0.52 | 0.57 | 0.65 | 1.16 | 0.89 | 0.78 | 0.71 | 0.57 | 0.53 | 0.45 | 0.46 | 0.48 | 0.52 | 0.44 | 0.40 | 0.28 | 0.29 | 0.32 |
Gross Profit Margin | 98.30% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 88.36% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 25.77% | 26.20% | 26.12% | 25.18% | 25.58% | 25.67% | 18.02% | 23.38% | 25.90% | 26.49% | 28.12% | 33.78% | 33.47% | 32.19% | 23.36% | 29.94% | 32.90% | 33.76% | 36.39% | 36.79% | 39.32% | 37.48% | 37.69% | 36.41% | 37.89% | 176.42% | 127.90% | 208.18% | 153.56% |
Pretax Profit Margin | 31.54% | 32.46% | 32.32% | 30.96% | 30.72% | 30.61% | 31.78% | 31.99% | 32.86% | 33.38% | 35.02% | 40.12% | 38.64% | 36.26% | 20.52% | 31.45% | 35.26% | 40.63% | 47.16% | 50.94% | 52.35% | 46.95% | 47.32% | 45.39% | 49.47% | 232.83% | 177.26% | 284.76% | 210.07% |
Operating Profit Margin | n/a | 43.21% | 32.30% | 30.93% | 30.70% | 49.69% | 45.71% | 48.32% | 48.85% | 47.96% | 47.63% | 55.27% | 59.37% | 65.32% | 68.06% | 86.94% | 96.22% | 90.36% | 81.81% | 80.04% | 3.72% | 92.70% | 108.09% | 116.24% | 104.74% | 492.79% | 314.50% | 599.61% | 519.91% |
FCF Margin | 27.96% | 35.37% | 27.34% | 32.01% | 18.52% | 26.65% | 23.41% | 22.59% | 25.06% | 28.91% | 24.78% | 30.64% | 42.64% | 27.86% | 20.98% | 19.63% | 25.62% | 23.32% | 27.43% | 31.03% | 21.24% | 31.97% | 27.82% | 30.26% | 21.58% | 91.17% | 46.34% | 117.89% | 118.02% |
EBITDA Margin | n/a | 37.91% | 38.68% | 36.43% | 37.52% | 35.52% | 32.23% | 38.58% | 39.71% | 39.59% | 38.33% | 42.75% | 40.54% | 38.41% | 37.55% | 48.83% | 52.08% | 56.53% | 61.26% | 63.90% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |