Penns Woods Bancorp Inc. (PWOD)
Penns Woods Bancorp Statistics
Share Statistics
Penns Woods Bancorp has 7.61M shares outstanding. The number of shares has increased by 1.11% in one year.
| Shares Outstanding | 7.61M |
| Shares Change (YoY) | 1.11% |
| Shares Change (QoQ) | 0.77% |
| Owned by Institutions (%) | 29.8% |
| Shares Floating | 7.12M |
| Failed to Deliver (FTD) Shares | 925 |
| FTD / Avg. Volume | 5.58% |
Short Selling Information
The latest short interest is 28.25K, so 0.37% of the outstanding shares have been sold short.
| Short Interest | 28.25K |
| Short % of Shares Out | 0.37% |
| Short % of Float | 0.4% |
| Short Ratio (days to cover) | 1.07 |
Valuation Ratios
The PE ratio is 12.91 and the forward PE ratio is null. Penns Woods Bancorp's PEG ratio is 30.21.
| PE Ratio | 12.91 |
| Forward PE | n/a |
| PS Ratio | 2.09 |
| Forward PS | null |
| PB Ratio | 1.12 |
| P/FCF Ratio | 11.83 |
| PEG Ratio | 30.21 |
Enterprise Valuation
Penns Woods Bancorp has an Enterprise Value (EV) of 251.21M.
| EV / Sales | 2.29 |
| EV / EBITDA | 0 |
| EV / EBIT | 12.97 |
| EV / FCF | 12.97 |
Financial Position
The company has a current ratio of 4.8, with a Debt / Equity ratio of 0.21.
| Current Ratio | 4.8 |
| Quick Ratio | 4.8 |
| Debt / Equity | 0.21 |
| Debt / EBITDA | - |
| Debt / FCF | 2.18 |
| Interest Coverage | 2.11 |
Financial Efficiency
Return on Equity is 8.64% and Return on Invested Capital is 32.85%.
| Return on Equity | 8.64% |
| Return on Assets | 0.79% |
| Return on Invested Capital | 32.85% |
| Revenue Per Employee | $352.73K |
| Profits Per Employee | $57.04K |
| Employee Count | 311 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 4.15M |
| Effective Tax Rate | 18.97% |
Stock Price Statistics
The stock price has increased by 37.65% in the last 52 weeks. The beta is 0.39, so Penns Woods Bancorp's price volatility has been higher than the market average.
| Beta | 0.39 |
| 52-Week Price Change | 37.65% |
| 50-Day Moving Average | 29.52 |
| 200-Day Moving Average | 26.61 |
| Relative Strength Index (RSI) | 28.99 |
| Average Volume (20 Days) | 16.58K |
Income Statement
In the last 12 months, Penns Woods Bancorp had revenue of 109.7M and earned 17.74M in profits. Earnings per share was 2.35.
| Revenue | 109.7M |
| Gross Profit | 109.7M |
| Operating Income | 107.24M |
| Net Income | 17.74M |
| EBITDA | 0 |
| EBIT | 72.71M |
| Earnings Per Share (EPS) | 2.35 |
Balance Sheet
The company has 19.99M in cash and 42.2M in debt, giving a net cash position of -22.21M.
| Cash & Cash Equivalents | 19.99M |
| Total Debt | 42.2M |
| Net Cash | -22.21M |
| Retained Earnings | 115.33M |
| Total Assets | 2.23B |
| Working Capital | 213.51M |
Cash Flow
In the last 12 months, operating cash flow was 19.36M and capital expenditures 0, giving a free cash flow of 19.36M.
| Operating Cash Flow | 19.36M |
| Capital Expenditures | 0 |
| Free Cash Flow | 19.36M |
| FCF Per Share | 2.57 |
Margins
Gross margin is 100%, with operating and profit margins of 97.76% and 16.17%.
| Gross Margin | 100% |
| Operating Margin | 97.76% |
| Pretax Margin | 19.96% |
| Profit Margin | 16.17% |
| EBITDA Margin | n/a |
| EBIT Margin | 97.76% |
| FCF Margin | 17.65% |
Dividends & Yields
PWOD pays an annual dividend of $1.6, which amounts to a dividend yield of 4.64%.
| Dividend Per Share | $1.60 |
| Dividend Yield | 4.64% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 68.09% |
| Earnings Yield | 7.75% |
| FCF Yield | 8.46% |
Analyst Forecast
Currently there are no analyst rating for PWOD.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Oct 1, 2019. It was a forward split with a ratio of 3:2.
| Last Split Date | Oct 1, 2019 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | 0.29 |
| Piotroski F-Score | 5 |