Price Alert

Qfin Inc. (QFIN)

NASDAQ: QFIN · Real-Time Price · USD

28.37

0.26 (0.92%)

At close: Sep 09, 2025, 3:59 PM

28.53

0.56%

Pre-market: Sep 10, 2025, 04:10 AM EDT

Qfin Statistics

Share Statistics

Qfin has 66.33M shares outstanding. The number of shares has increased by -14.55% in one year.

Shares Outstanding	66.33M
Shares Change (YoY)	-14.55%
Shares Change (QoQ)	-6.47%
Owned by Institutions (%)	72%
Shares Floating	58.99M
Failed to Deliver (FTD) Shares	3
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 5.25M, so 3.74% of the outstanding shares have been sold short.

Short Interest	5.25M
Short % of Shares Out	3.74%
Short % of Float	4.52%
Short Ratio (days to cover)	2.74

Valuation Ratios

The PE ratio is 6.66 and the forward PE ratio is 0.48. Qfin's PEG ratio is 0.12.

PE Ratio	6.66
Forward PE	0.48
PS Ratio	2.43
Forward PS	0.1
PB Ratio	1.73
P/FCF Ratio	4.54
PEG Ratio	0.12

Financial Ratio History

Enterprise Valuation

Qfin has an Enterprise Value (EV) of 80.43B.

EV / Sales	4.69
EV / EBITDA	9.95
EV / EBIT	8.61
EV / FCF	8.75

Financial Position

The company has a current ratio of 2.45, with a Debt / Equity ratio of 0.06.

Current Ratio	2.45
Quick Ratio	2.45
Debt / Equity	0.06
Debt / EBITDA	0.17
Debt / FCF	0.15
Interest Coverage	0

Financial Efficiency

Return on Equity is 25.9% and Return on Invested Capital is 18.59%.

Return on Equity	25.9%
Return on Assets	13.01%
Return on Invested Capital	18.59%
Revenue Per Employee	$4.87M
Profits Per Employee	$1.78M
Employee Count	3,527
Asset Turnover	0.36
Inventory Turnover	n/a

Taxes

Income Tax	1.64B
Effective Tax Rate	20.83%

Stock Price Statistics

The stock price has increased by 14.35% in the last 52 weeks. The beta is 0.51, so Qfin's price volatility has been higher than the market average.

Beta	0.51
52-Week Price Change	14.35%
50-Day Moving Average	35.45
200-Day Moving Average	39.37
Relative Strength Index (RSI)	30.68
Average Volume (20 Days)	1,797,183

Income Statement

In the last 12 months, Qfin had revenue of 17.17B and earned 6.26B in profits. Earnings per share was 84.08.

Revenue	17.17B
Gross Profit	10.6B
Operating Income	7.53B
Net Income	6.26B
EBITDA	8.08B
EBIT	8.01B
Earnings Per Share (EPS)	84.08

Full Income Statement

Balance Sheet

The company has 4.45B in cash and 1.4B in debt, giving a net cash position of 3.06B.

Cash & Cash Equivalents	4.45B
Total Debt	1.4B
Net Cash	3.06B
Retained Earnings	20.95B
Total Assets	59.75B
Working Capital	13.49B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 9.34B and capital expenditures -153.15M, giving a free cash flow of 9.19B.

Operating Cash Flow	9.34B
Capital Expenditures	-153.15M
Free Cash Flow	9.19B
FCF Per Share	61.68

Full Cash Flow Statement

Margins

Gross margin is 61.77%, with operating and profit margins of 43.86% and 36.49%.

Gross Margin	61.77%
Operating Margin	43.86%
Pretax Margin	45.98%
Profit Margin	36.49%
EBITDA Margin	47.08%
EBIT Margin	43.86%
FCF Margin	53.54%

Dividends & Yields

QFIN pays an annual dividend of $2.8, which amounts to a dividend yield of 5.41%.

Dividend Per Share	$2.80
Dividend Yield	5.41%
Dividend Growth (YoY)	18.97%
Payout Ratio	39.77%
Earnings Yield	15.01%
FCF Yield	11.01%

Dividend Details

Analyst Forecast

The average price target for QFIN is $45.1, which is 59% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$45.1
Price Target Difference	59%
Analyst Consensus	Strong Buy
Analyst Count	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$2102
Lynch Upside	7309.24%
Graham Number	195.94
Graham Upside	590.66%

Scores

Altman Z-Score	1.07
Piotroski F-Score	7