Riverview Bancorp Inc. (RVSB)
Riverview Bancorp Statistics
Share Statistics
Riverview Bancorp has 20.98M shares outstanding. The number of shares has increased by -0.64% in one year.
| Shares Outstanding | 20.98M |
| Shares Change (YoY) | -0.64% |
| Shares Change (QoQ) | -0.44% |
| Owned by Institutions (%) | 65.92% |
| Shares Floating | 19.96M |
| Failed to Deliver (FTD) Shares | 64 |
| FTD / Avg. Volume | 0.11% |
Short Selling Information
The latest short interest is 88.67K, so 0.42% of the outstanding shares have been sold short.
| Short Interest | 88.67K |
| Short % of Shares Out | 0.42% |
| Short % of Float | 0.49% |
| Short Ratio (days to cover) | 1.8 |
Valuation Ratios
The PE ratio is 26.1 and the forward PE ratio is 23.96. Riverview Bancorp's PEG ratio is -0.33.
| PE Ratio | 26.1 |
| Forward PE | 23.96 |
| PS Ratio | 2.05 |
| Forward PS | 2 |
| PB Ratio | 0.64 |
| P/FCF Ratio | 13.88 |
| PEG Ratio | -0.33 |
Enterprise Valuation
Riverview Bancorp has an Enterprise Value (EV) of 192.97M.
| EV / Sales | 3.99 |
| EV / EBITDA | 26.21 |
| EV / EBIT | 15.13 |
| EV / FCF | 27.02 |
Financial Position
The company has a current ratio of 2.28, with a Debt / Equity ratio of 0.76.
| Current Ratio | 2.28 |
| Quick Ratio | 2.28 |
| Debt / Equity | 0.76 |
| Debt / EBITDA | 15.96 |
| Debt / FCF | 16.45 |
| Interest Coverage | 0.25 |
Financial Efficiency
Return on Equity is 2.44% and Return on Invested Capital is 0.25%.
| Return on Equity | 2.44% |
| Return on Assets | 0.25% |
| Return on Invested Capital | 0.25% |
| Revenue Per Employee | $213.84K |
| Profits Per Employee | $16.81K |
| Employee Count | 226 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 802K |
| Effective Tax Rate | 17.43% |
Stock Price Statistics
The stock price has increased by 34.98% in the last 52 weeks. The beta is 0.55, so Riverview Bancorp's price volatility has been higher than the market average.
| Beta | 0.55 |
| 52-Week Price Change | 34.98% |
| 50-Day Moving Average | 5.43 |
| 200-Day Moving Average | 5.05 |
| Relative Strength Index (RSI) | 55.86 |
| Average Volume (20 Days) | 58.34K |
Income Statement
In the last 12 months, Riverview Bancorp had revenue of 48.33M and earned 3.8M in profits. Earnings per share was 0.18.
| Revenue | 48.33M |
| Gross Profit | 48.33M |
| Operating Income | 4.6M |
| Net Income | 3.8M |
| EBITDA | 7.36M |
| EBIT | 4.6M |
| Earnings Per Share (EPS) | 0.18 |
Balance Sheet
The company has 23.64M in cash and 117.48M in debt, giving a net cash position of -93.83M.
| Cash & Cash Equivalents | 23.64M |
| Total Debt | 117.48M |
| Net Cash | -93.83M |
| Retained Earnings | 116.5M |
| Total Assets | 1.51B |
| Working Capital | 29.99M |
Cash Flow
In the last 12 months, operating cash flow was 12.75M and capital expenditures -5.61M, giving a free cash flow of 7.14M.
| Operating Cash Flow | 12.75M |
| Capital Expenditures | -5.61M |
| Free Cash Flow | 7.14M |
| FCF Per Share | 0.34 |
Margins
Gross margin is 100%, with operating and profit margins of 9.52% and 7.86%.
| Gross Margin | 100% |
| Operating Margin | 9.52% |
| Pretax Margin | 9.52% |
| Profit Margin | 7.86% |
| EBITDA Margin | 15.23% |
| EBIT Margin | 9.52% |
| FCF Margin | 14.78% |
Dividends & Yields
RVSB pays an annual dividend of $0.08, which amounts to a dividend yield of 1.4%.
| Dividend Per Share | $0.08 |
| Dividend Yield | 1.4% |
| Dividend Growth (YoY) | -66.67% |
| Payout Ratio | 200% |
| Earnings Yield | 3.83% |
| FCF Yield | 7.2% |
Analyst Forecast
Currently there are no analyst rating for RVSB.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Aug 25, 2006. It was a forward split with a ratio of 2:1.
| Last Split Date | Aug 25, 2006 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.23 |
| Piotroski F-Score | 6 |