Sezzle Statistics

Share Statistics

Sezzle has 34.02M shares outstanding. The number of shares has increased by -0.93% in one year.

Shares Outstanding	34.02M
Shares Change (YoY)	-0.93%
Shares Change (QoQ)	-1.68%
Owned by Institutions (%)	99.99%
Shares Floating	16.67M
Failed to Deliver (FTD) Shares	4,748
FTD / Avg. Volume	0.42%

Short Selling Information

The latest short interest is 3.15M, so 9.27% of the outstanding shares have been sold short.

Short Interest	3.15M
Short % of Shares Out	9.27%
Short % of Float	17.7%
Short Ratio (days to cover)	1.87

Valuation Ratios

The PE ratio is 19.48 and the forward PE ratio is 20.37. Sezzle's PEG ratio is 0.02.

PE Ratio	19.48
Forward PE	20.37
PS Ratio	5.64
Forward PS	5.6
PB Ratio	17.42
P/FCF Ratio	38.79
PEG Ratio	0.02

Financial Ratio History

Enterprise Valuation

Sezzle has an Enterprise Value (EV) of 1.56B.

EV / Sales	5.76
EV / EBITDA	19.03
EV / EBIT	38.18
EV / FCF	39.59

Financial Position

The company has a current ratio of 2.44, with a Debt / Equity ratio of 1.19.

Current Ratio	2.44
Quick Ratio	2.44
Debt / Equity	1.19
Debt / EBITDA	1.28
Debt / FCF	2.66
Interest Coverage	5.98

Financial Efficiency

Return on Equity is 89.4% and Return on Invested Capital is 49.74%.

Return on Equity	89.4%
Return on Assets	26.32%
Return on Invested Capital	49.74%
Revenue Per Employee	$674.45K
Profits Per Employee	$195.33K
Employee Count	402
Asset Turnover	0.91
Inventory Turnover	n/a

Taxes

Income Tax	-11.21M
Effective Tax Rate	-16.65%

Stock Price Statistics

The stock price has increased by 317.42% in the last 52 weeks. The beta is 9.09, so Sezzle's price volatility has been higher than the market average.

Beta	9.09
52-Week Price Change	317.42%
50-Day Moving Average	124.35
200-Day Moving Average	78.58
Relative Strength Index (RSI)	41.7
Average Volume (20 Days)	1,122,703

Income Statement

In the last 12 months, Sezzle had revenue of 271.13M and earned 78.52M in profits. Earnings per share was 2.33.

Revenue	271.13M
Gross Profit	168M
Operating Income	82.25M
Net Income	78.52M
EBITDA	82.04M
EBIT	81.08M
Earnings Per Share (EPS)	2.33

Full Income Statement

Balance Sheet

The company has 73.19M in cash and 104.91M in debt, giving a net cash position of -31.73M.

Cash & Cash Equivalents	73.19M
Total Debt	104.91M
Net Cash	-31.73M
Retained Earnings	-89.77M
Total Assets	350.55M
Working Capital	222.66M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 40.9M and capital expenditures -1.46M, giving a free cash flow of 39.44M.

Operating Cash Flow	40.9M
Capital Expenditures	-1.46M
Free Cash Flow	39.44M
FCF Per Share	1.1

Full Cash Flow Statement

Margins

Gross margin is 61.96%, with operating and profit margins of 30.33% and 28.96%.

Gross Margin	61.96%
Operating Margin	30.33%
Pretax Margin	24.83%
Profit Margin	28.96%
EBITDA Margin	30.26%
EBIT Margin	30.33%
FCF Margin	14.55%

Dividends & Yields

SEZL does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	5.13%
FCF Yield	2.58%

Dividend Details

Analyst Forecast

The average price target for SEZL is $111, which is 19.7% higher than the current price. The consensus rating is "Buy".

Price Target	$111
Price Target Difference	19.7%
Analyst Consensus	Buy
Analyst Count	3

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	10.98
Graham Upside	-88.16%

Stock Splits

The last stock split was on Mar 31, 2025. It was a forward split with a ratio of 6:1.

Last Split Date	Mar 31, 2025
Split Type	forward
Split Ratio	6:1

Scores

Altman Z-Score	11.35
Piotroski F-Score	6

Sezzle Inc. (SEZL)