SLM Corporation (SLM)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
28.17
0.54 (1.95%)
At close: Jan 15, 2025, 1:38 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 | FY91 | FY90 | FY89 | FY88 | FY87 | FY86 | FY85 |
PE Ratio | 7.61 | 9.15 | 5.34 | 5.40 | 6.58 | 7.42 | 16.86 | 18.84 | 10.12 | 22.24 | 2.91 | 3.10 | 3.90 | 4.12 | 5.84 | -6.98 | -3.31 | 6.18 | 5.95 | 4.34 | 3.96 | 7.21 | 12.43 | 8.32 | 4.84 | 5.73 | 5.07 | 3.31 | 3.17 | 2.30 | 3.25 | 5.74 | 7.19 | 5.35 | 6.59 | 5.38 | 5.74 | 7.04 | 4.66 |
PS Ratio | 3.02 | 2.35 | 3.06 | 2.62 | 2.28 | 2.66 | 4.33 | 4.91 | 3.13 | 5.87 | 1.02 | 0.82 | 0.74 | 0.49 | 0.61 | 0.83 | 1.42 | 1.97 | 2.38 | 2.20 | 1.94 | 2.56 | 2.59 | 2.91 | 2.12 | 2.52 | 2.05 | 1.37 | 2.34 | 1.30 | 1.49 | 2.82 | 4.44 | 3.36 | 4.07 | n/a | n/a | n/a | n/a |
PB Ratio | 2.35 | 2.48 | 2.88 | 1.86 | 1.15 | 1.22 | 1.97 | 2.01 | 1.32 | 2.36 | 0.73 | 0.58 | 0.47 | 0.44 | 0.36 | 0.30 | 0.57 | 1.64 | 2.17 | 2.68 | 2.31 | 2.86 | 2.85 | 2.73 | 2.88 | 4.39 | 3.82 | 1.33 | 1.45 | 0.63 | 1.09 | 1.85 | 2.16 | 1.47 | 1.64 | n/a | n/a | n/a | n/a |
P/FCF Ratio | -30.59 | 859.39 | -125.11 | 2.21 | -243.41 | -35.19 | -29.19 | -23.47 | -30.42 | -9.89 | 2.06 | 1.11 | 0.80 | -0.33 | -0.12 | -0.08 | -57.78 | -0.55 | -11.78 | -26.21 | 9.01 | 8.01 | 5.69 | 13.08 | 118.20 | 23.16 | 46.76 | 2.42 | 8.46 | 1.98 | 5.84 | 6.09 | 6.92 | 4.60 | 12.06 | n/a | n/a | n/a | n/a |
P/OCF Ratio | -30.59 | 859.39 | -125.11 | -26.03 | -243.41 | -35.19 | -29.19 | -23.47 | -30.42 | -9.89 | 2.06 | 1.11 | 0.80 | -0.33 | -0.12 | -0.26 | -57.78 | 8.85 | -11.78 | -26.21 | 9.01 | 7.48 | 5.69 | 5.20 | 7.16 | 23.16 | 46.76 | 2.42 | 8.46 | 1.98 | 5.84 | 6.09 | 6.92 | 4.60 | 12.06 | n/a | n/a | n/a | n/a |
OCF/S Ratio | -0.1 | 0.00 | -0.02 | -0.1 | -0.01 | -0.08 | -0.15 | -0.21 | -0.1 | -0.59 | 0.49 | 0.74 | 0.92 | -1.49 | -5.12 | -3.19 | -0.02 | 0.22 | -0.2 | -0.08 | 0.21 | 0.34 | 0.46 | 0.56 | 0.30 | 0.11 | 0.04 | 0.57 | 0.28 | 0.66 | 0.26 | 0.46 | 0.64 | 0.73 | 0.34 | n/a | n/a | n/a | n/a |
Debt / Equity Ratio | 2.78 | 3.03 | 2.76 | 2.02 | 1.40 | 1.44 | 1.32 | 0.92 | 0.51 | 5.76 | 24.73 | 32.65 | 35.09 | 39.34 | 30.58 | 30.33 | 28.10 | 24.79 | 24.25 | 25.18 | 22.26 | 23.96 | 28.91 | 32.06 | 49.93 | 54.16 | 55.91 | 42.72 | 43.96 | 34.21 | 34.80 | 36.42 | 37.52 | 35.71 | 32.37 | n/a | n/a | n/a | n/a |
Quick Ratio | n/a | -0.00 | 0.07 | 0.05 | 0.96 | 0.13 | 0.01 | 0.00 | 0.00 | 12.32 | 0.21 | 0.21 | 0.17 | 170.19 | 0.10 | 4.76 | 0.04 | 0.94 | 0.44 | 0.44 | 186.19 | 100.36 | 0.02 | 0.02 | 0.02 | 0.08 | 0.08 | 0.09 | 0.15 | 0.21 | 0.15 | 0.54 | 0.55 | 0.52 | 0.53 | n/a | n/a | n/a | n/a |
Current Ratio | n/a | 0.19 | 0.25 | 0.25 | 26.14 | 0.13 | 0.01 | 0.00 | 0.00 | 12.32 | 0.21 | 0.21 | 0.17 | 170.19 | 0.15 | 4.97 | 0.12 | 0.47 | 0.44 | 0.44 | 186.19 | 100.36 | 0.02 | 0.02 | 0.02 | 0.08 | 0.08 | 0.09 | 0.15 | 0.21 | 0.15 | 0.54 | 0.55 | 0.52 | 0.53 | n/a | n/a | n/a | n/a |
Asset Turnover | 0.05 | 0.06 | 0.07 | 0.06 | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 | 0.06 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.03 | 0.03 | 0.04 | 0.05 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | n/a | n/a | n/a | n/a |
Interest Coverage | 1.06 | 1.17 | 4.03 | 2.13 | 1.05 | 2.07 | 2.54 | 2.74 | 1.03 | 1.30 | 0.59 | 0.37 | 0.25 | 262.68 | 0.16 | 0.94 | 0.90 | 0.88 | 0.90 | 0.78 | 3.26 | 952.59 | 1.29 | 1.25 | 1.35 | 1.38 | 1.30 | 1.23 | 1.21 | 1.27 | 1.47 | 1.34 | 1.18 | 1.13 | 1.13 | n/a | n/a | n/a | n/a |
Return on Equity (ROE) | 0.31 | 0.27 | 0.54 | 0.34 | 0.17 | 0.16 | 0.12 | 0.11 | 0.13 | 0.11 | 0.25 | 0.19 | 0.12 | 0.11 | 0.06 | -0.04 | -0.17 | 0.27 | 0.36 | 0.62 | 0.58 | 0.40 | 0.23 | 0.33 | 0.60 | 0.77 | 0.75 | 0.40 | 0.46 | 0.27 | 0.34 | 0.32 | 0.30 | 0.28 | 0.25 | n/a | n/a | n/a | n/a |
Return on Assets (ROA) | 0.02 | 0.02 | 0.04 | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | -0.00 | -0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | n/a | n/a | n/a | n/a |
Return on Capital (ROIC) | 0.04 | -0.18 | -0.41 | -0.44 | 0.02 | 0.15 | 0.14 | 0.11 | 0.05 | 0.01 | 0.01 | 0.01 | 0.00 | 3.54 | 0.00 | 0.04 | 0.05 | 0.04 | 0.03 | 0.01 | 0.08 | 47.26 | 0.14 | 0.22 | 0.54 | 0.28 | 0.22 | 0.13 | 0.12 | 0.08 | 0.07 | 0.08 | 0.09 | 0.14 | 0.16 | n/a | n/a | n/a | n/a |
Dividend Yield | 0.03 | 0.03 | 0.01 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.07 | 0.09 | 0.07 | 0.03 | 0.06 | 0.07 | 0.05 | 0.06 | 0.05 | 0.04 | 0.05 | 0.02 | 0.03 | 0.03 | 0.04 | 0.03 | 0.04 | 0.07 | 0.07 | 0.13 | 0.09 | 0.05 | 0.04 | 0.04 | 0.03 | n/a | n/a | n/a | n/a |
Payout Ratio | 0.20 | 0.26 | 0.06 | 0.06 | 0.12 | 0.03 | 0.05 | 0.08 | 0.07 | 0.07 | 0.20 | 0.27 | 0.27 | 0.14 | 0.36 | -0.52 | -0.16 | 0.37 | 0.27 | 0.17 | 0.18 | 0.18 | 0.33 | 0.25 | 0.20 | 0.19 | 0.18 | 0.24 | 0.22 | 0.31 | 0.28 | 0.27 | 0.26 | 0.22 | 0.19 | n/a | n/a | n/a | n/a |
Gross Profit Margin | 60.83% | 70.91% | 75.57% | 87.10% | 84.26% | 80.03% | 81.68% | 81.02% | 60.56% | 62.64% | 74.29% | 71.94% | 67.21% | -26.73K% | 59.62% | 100.00% | 62.89% | 80.62% | 81.93% | 86.86% | 100.00% | -16.75K% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | n/a | n/a | n/a | n/a |
Net Profit Margin | 39.72% | 25.72% | 57.25% | 48.62% | 34.58% | 35.81% | 25.65% | 26.07% | 30.99% | 26.40% | 34.99% | 26.46% | 18.87% | 11.78% | 10.43% | -11.92% | -42.99% | 31.89% | 39.96% | 50.56% | 48.87% | 35.46% | 20.83% | 34.98% | 43.75% | 44.00% | 40.35% | 41.39% | 73.76% | 56.80% | 45.91% | 49.07% | 61.71% | 62.83% | 61.69% | n/a | n/a | n/a | n/a |
Pretax Profit Margin | 53.17% | 34.59% | 75.98% | 63.71% | 44.48% | 41.09% | 43.63% | 43.16% | 49.61% | 45.36% | 51.49% | 40.38% | 27.63% | 24.22% | 23.19% | -21.09% | -23.1% | 54.99% | 61.03% | 67.55% | 69.56% | 54.77% | 32.94% | 52.72% | 64.73% | 64.89% | 59.65% | 59.50% | 75.42% | 80.28% | 73.67% | 75.77% | 83.94% | 83.55% | 83.29% | n/a | n/a | n/a | n/a |
Operating Profit Margin | 74.57% | 34.96% | 75.98% | 63.71% | 44.48% | 79.46% | 69.46% | 53.08% | 15.02% | 16.93% | 32.35% | 26.37% | 17.85% | 13.27K% | 15.52% | 309.71% | 304.42% | 124.78% | 79.42% | 29.60% | 106.26% | 51.29K% | 148.17% | 266.11% | 249.49% | 233.79% | 260.37% | 313.80% | 543.60% | 382.43% | 231.73% | 301.53% | 542.19% | 715.01% | 742.07% | n/a | n/a | n/a | n/a |
FCF Margin | -9.88% | 0.27% | -2.44% | 118.57% | -0.94% | -7.55% | -14.82% | -20.93% | -10.3% | -59.36% | 49.35% | 74.27% | 91.83% | -148.67% | -511.85% | -1.07K% | -2.46% | -358.48% | -20.2% | -8.38% | 21.49% | 31.91% | 45.53% | 22.26% | 1.79% | 10.88% | 4.38% | 56.61% | 27.62% | 65.89% | 25.54% | 46.19% | 64.09% | 73.11% | 33.72% | n/a | n/a | n/a | n/a |
EBITDA Margin | 77.36% | n/a | 37.63% | 69.00% | 45.35% | n/a | 44.67% | 44.26% | 15.02% | 16.93% | n/a | 109.16% | 27.39% | 14.66% | n/a | 318.32% | 389.03% | 124.78% | 79.42% | 105.44% | 106.26% | 108.61% | 148.17% | 266.11% | 249.49% | 233.79% | 260.37% | n/a | n/a | 382.43% | 231.73% | 301.53% | 542.19% | 715.01% | 742.07% | n/a | n/a | n/a | n/a |