Price Alert

SLM Corporation (SLM)

NASDAQ: SLM · Real-Time Price · USD

31.11

-0.66 (-2.08%)

At close: Sep 05, 2025, 3:59 PM

31.23

0.39%

After-hours: Sep 05, 2025, 06:37 PM EDT

SLM Statistics

Share Statistics

SLM has 208.48M shares outstanding. The number of shares has increased by -3.5% in one year.

Shares Outstanding	208.48M
Shares Change (YoY)	-3.5%
Shares Change (QoQ)	-0.27%
Owned by Institutions (%)	99.99%
Shares Floating	205.77M
Failed to Deliver (FTD) Shares	2,939
FTD / Avg. Volume	0.14%

Short Selling Information

The latest short interest is 9.12M, so 4.37% of the outstanding shares have been sold short.

Short Interest	9.12M
Short % of Shares Out	4.37%
Short % of Float	5.14%
Short Ratio (days to cover)	4.63

Valuation Ratios

The PE ratio is 9.8 and the forward PE ratio is 8.87. SLM's PEG ratio is 0.82.

PE Ratio	9.8
Forward PE	8.87
PS Ratio	2.28
Forward PS	3.2
PB Ratio	2.76
P/FCF Ratio	-18.1
PEG Ratio	0.82

Financial Ratio History

Enterprise Valuation

SLM has an Enterprise Value (EV) of 7.7B.

EV / Sales	2.94
EV / EBITDA	9.44
EV / EBIT	-23.39
EV / FCF	-23.39

Financial Position

Current Ratio	0
Quick Ratio	0
Debt / Equity	2.98
Debt / EBITDA	7.89
Debt / FCF	-19.55
Interest Coverage	1.43

Financial Efficiency

Return on Equity is 28.16% and Return on Invested Capital is 18.15%.

Return on Equity	28.16%
Return on Assets	2.02%
Return on Invested Capital	18.15%
Revenue Per Employee	$1.53M
Profits Per Employee	$355.75K
Employee Count	1,710
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

Income Tax	190.31M
Effective Tax Rate	23.83%

Stock Price Statistics

The stock price has increased by 51.79% in the last 52 weeks. The beta is 1.12, so SLM's price volatility has been higher than the market average.

Beta	1.12
52-Week Price Change	51.79%
50-Day Moving Average	32.27
200-Day Moving Average	29.93
Relative Strength Index (RSI)	51.37
Average Volume (20 Days)	2,046,974

Income Statement

In the last 12 months, SLM had revenue of 2.62B and earned 608.33M in profits. Earnings per share was 2.73.

Revenue	2.62B
Gross Profit	1.44B
Operating Income	1.63B
Net Income	608.33M
EBITDA	816.29M
EBIT	798.64M
Earnings Per Share (EPS)	2.73

Full Income Statement

Balance Sheet

The company has 4.7B in cash and 6.44B in debt, giving a net cash position of -1.74B.

Cash & Cash Equivalents	4.7B
Total Debt	6.44B
Net Cash	-1.74B
Retained Earnings	4.11B
Total Assets	29.6B
Working Capital	-14.24B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -329.39M and capital expenditures 0, giving a free cash flow of -329.39M.

Operating Cash Flow	-329.39M
Capital Expenditures	n/a
Free Cash Flow	-329.39M
FCF Per Share	-1.52

Full Cash Flow Statement

Margins

Gross margin is 55%, with operating and profit margins of 62.35% and 23.23%.

Gross Margin	55%
Operating Margin	62.35%
Pretax Margin	30.49%
Profit Margin	23.23%
EBITDA Margin	31.17%
EBIT Margin	62.35%
FCF Margin	-12.58%

Dividends & Yields

SLM pays an annual dividend of $0.63, which amounts to a dividend yield of 1.68%.

Dividend Per Share	$0.63
Dividend Yield	1.68%
Dividend Growth (YoY)	18.18%
Payout Ratio	30.58%
Earnings Yield	10.2%
FCF Yield	-5.52%

Dividend Details

Analyst Forecast

The average price target for SLM is $36, which is 13.3% higher than the current price. The consensus rating is "Buy".

Price Target	$36
Price Target Difference	13.3%
Analyst Consensus	Buy
Analyst Count	10

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$13.65
Lynch Upside	-57.03%
Graham Number	25.15
Graham Upside	-20.84%

Stock Splits

The last stock split was on May 1, 2014. It was a forward split with a ratio of 1399:500.

Last Split Date	May 1, 2014
Split Type	forward
Split Ratio	1399:500

Scores

Altman Z-Score	-0.05
Piotroski F-Score	5