SLM Corporation Statistics
Share Statistics
SLM Corporation has 212.33M shares outstanding. The number of shares has increased by -3.89% in one year.
| Shares Outstanding | 212.33M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -1.03% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 208.98M |
| Failed to Deliver (FTD) Shares | 89 |
| FTD / Avg. Volume | 0% |
Short Selling Information
The latest short interest is 6.95M, so 3.27% of the outstanding shares have been sold short.
| Short Interest | 6.95M |
| Short % of Shares Out | 3.27% |
| Short % of Float | 3.32% |
| Short Ratio (days to cover) | 4.46 |
Valuation Ratios
The PE ratio is 7.61 and the forward PE ratio is 8.1. SLM Corporation's PEG ratio is 0.26.
| PE Ratio | 7.61 |
| Forward PE | 8.1 |
| PS Ratio | 3.02 |
| Forward PS | 3.7 |
| PB Ratio | 2.35 |
| P/FCF Ratio | -30.59 |
| PEG Ratio | 0.26 |
Enterprise Valuation
SLM Corporation has an Enterprise Value (EV) of 9.65B.
| EV / Earnings | 16.6 |
| EV / Sales | 6.59 |
| EV / EBITDA | 8.52 |
| EV / EBIT | 8.84 |
| EV / FCF | -66.73 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 2.78.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 2.78 |
| Total Debt / Capitalization | 73.54 |
| Cash Flow / Debt | -0.03 |
| Interest Coverage | 1.06 |
Financial Efficiency
Return on equity (ROE) is 0.31% and return on capital (ROIC) is 11.47%.
| Return on Equity (ROE) | 0.31% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 11.47% |
| Revenue Per Employee | 841.30K |
| Profits Per Employee | 334.13K |
| Employee Count | 1.74K |
| Asset Turnover | 0.05 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 196.91M |
| Effective Tax Rate | 0.25 |
Stock Price Statistics
The stock price has increased by 48.93% in the last 52 weeks. The beta is 1.17, so SLM Corporation's price volatility has been higher than the market average.
| Beta | 1.17 |
| 52-Week Price Change | 48.93% |
| 50-Day Moving Average | 24.15 |
| 200-Day Moving Average | 21.99 |
| Relative Strength Index (RSI) | 63.86 |
| Average Volume (20 Days) | 1.92M |
Income Statement
In the last 12 months, SLM Corporation had revenue of $1.46B and earned $581.39M in profits. Earnings per share was $2.44.
| Revenue | 1.46B |
| Gross Profit | 890.43M |
| Operating Income | 1.09B |
| Net Income | 581.39M |
| EBITDA | 1.13B |
| EBIT | 1.09B |
| Earnings Per Share (EPS) | 2.44 |
Balance Sheet
The company has $4.15B in cash and $5.23B in debt, giving a net cash position of -$1.08B.
| Cash & Cash Equivalents | 4.15B |
| Total Debt | 5.23B |
| Net Cash | -1.08B |
| Retained Earnings | 3.62B |
| Total Assets | 30.01B |
| Working Capital | 6.46B |
Cash Flow
In the last 12 months, operating cash flow was -$144.64M and capital expenditures $0, giving a free cash flow of -$144.64M.
| Operating Cash Flow | -144.64M |
| Capital Expenditures | 0 |
| Free Cash Flow | -144.64M |
| FCF Per Share | -0.63 |
Margins
Gross margin is 60.83%, with operating and profit margins of 74.57% and 39.72%.
| Gross Margin | 60.83% |
| Operating Margin | 74.57% |
| Pretax Margin | 53.17% |
| Profit Margin | 39.72% |
| EBITDA Margin | 77.36% |
| EBIT Margin | 74.57% |
| FCF Margin | -9.88% |
Dividends & Yields
SLM pays an annual dividend of $0.52, which amounts to a dividend yield of 1.91%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 1.91% |
| Dividend Growth (YoY) | 18.18% |
| Payout Ratio | 17.93% |
| Earnings Yield | 8.98% |
| FCF Yield | -2.51% |
Analyst Forecast
The average price target for SLM is $27, which is -0.7% lower than the current price. The consensus rating is "Buy".
| Price Target | $27 |
| Price Target Difference | -0.7% |
| Analyst Consensus | Buy |
| Analyst Count | 10 |
Stock Splits
The last stock split was on May 1, 2014. It was a forward split with a ratio of 1399:500.
| Last Split Date | May 1, 2014 |
| Split Type | forward |
| Split Ratio | 1399:500 |
Scores
| Altman Z-Score | 0.78 |
| Piotroski F-Score | 4 |