SLM Corporation (SLM)
SLM Statistics
Share Statistics
SLM has 210.42M shares outstanding. The number of shares has increased by -3.64% in one year.
| Shares Outstanding | 210.42M |
| Shares Change (YoY) | -3.64% |
| Shares Change (QoQ) | -2.36% |
| Owned by Institutions (%) | 99.99% |
| Shares Floating | 207.38M |
| Failed to Deliver (FTD) Shares | 745 |
| FTD / Avg. Volume | 0.02% |
Short Selling Information
The latest short interest is 8.76M, so 4.13% of the outstanding shares have been sold short.
| Short Interest | 8.76M |
| Short % of Shares Out | 4.13% |
| Short % of Float | 4.18% |
| Short Ratio (days to cover) | 3.14 |
Valuation Ratios
The PE ratio is 10.11 and the forward PE ratio is 8.5. SLM's PEG ratio is 0.85.
| PE Ratio | 10.11 |
| Forward PE | 8.5 |
| PS Ratio | 2.28 |
| Forward PS | 1.4 |
| PB Ratio | 2.76 |
| P/FCF Ratio | 11.49 |
| PEG Ratio | 0.85 |
Enterprise Valuation
SLM Corporation has an Enterprise Value (EV) of 9.65B.
| EV / Earnings | 16.36 |
| EV / Sales | 3.69 |
| EV / EBITDA | 5.91 |
| EV / EBIT | 5.91 |
| EV / FCF | 18.6 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 2.98.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 2.98 |
| Total Debt / Capitalization | 74.89 |
| Cash Flow / Debt | 0.08 |
| Interest Coverage | 1.43 |
Financial Efficiency
Return on equity (ROE) is 0.27% and return on capital (ROIC) is 14.46%.
| Return on Equity (ROE) | 0.27% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 14.46% |
| Revenue Per Employee | $1,531,605.85 |
| Profits Per Employee | $345,046.2 |
| Employee Count | 1,710 |
| Asset Turnover | 0.09 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 190.31M |
| Effective Tax Rate | 0.24 |
Stock Price Statistics
The stock price has increased by 36.44% in the last 52 weeks. The beta is 1.25, so SLM's price volatility has been higher than the market average.
| Beta | 1.25 |
| 52-Week Price Change | 36.44% |
| 50-Day Moving Average | 29.51 |
| 200-Day Moving Average | 24.73 |
| Relative Strength Index (RSI) | 51.36 |
| Average Volume (20 Days) | 3.15M |
Income Statement
In the last 12 months, SLM had revenue of 2.62B and earned 590.03M in profits. Earnings per share was 2.73.
| Revenue | 2.62B |
| Gross Profit | 2.27B |
| Operating Income | 1.63B |
| Net Income | 590.03M |
| EBITDA | 1.63B |
| EBIT | 1.63B |
| Earnings Per Share (EPS) | 2.73 |
Balance Sheet
The company has 4.7B in cash and 6.44B in debt, giving a net cash position of -1.74B.
| Cash & Cash Equivalents | 4.7B |
| Total Debt | 6.44B |
| Net Cash | -1.74B |
| Retained Earnings | 4.11B |
| Total Assets | 30.07B |
| Working Capital | 4.7B |
Cash Flow
In the last 12 months, operating cash flow was 519.06M and capital expenditures 0, giving a free cash flow of 519.06M.
| Operating Cash Flow | 519.06M |
| Capital Expenditures | 0 |
| Free Cash Flow | 519.06M |
| FCF Per Share | 2.4 |
Margins
Gross margin is 86.66%, with operating and profit margins of 62.35% and 22.53%.
| Gross Margin | 86.66% |
| Operating Margin | 62.35% |
| Pretax Margin | 30.49% |
| Profit Margin | 22.53% |
| EBITDA Margin | 62.35% |
| EBIT Margin | 62.35% |
| FCF Margin | 19.82% |
Dividends & Yields
SLM pays an annual dividend of $0.48, which amounts to a dividend yield of 1.64%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 1.64% |
| Dividend Growth (YoY) | 18.18% |
| Payout Ratio | 17.58% |
| Earnings Yield | 9.18% |
| FCF Yield | 8.3% |
Analyst Forecast
The average price target for SLM is $32, which is 7.6% higher than the current price. The consensus rating is "Buy".
| Price Target | $32 |
| Price Target Difference | 7.6% |
| Analyst Consensus | Buy |
| Analyst Count | 11 |
Stock Splits
The last stock split was on May 1, 2014. It was a forward split with a ratio of 1399:500.
| Last Split Date | May 1, 2014 |
| Split Type | forward |
| Split Ratio | 1399:500 |
Scores
| Altman Z-Score | 0.68 |
| Piotroski F-Score | 5 |