SLM Corporation

70.45
0.74 (1.06%)
At close: Apr 21, 2025, 3:29 PM
70.45
0.00%
After-hours: Apr 21, 2025, 04:00 PM EDT

SLM Statistics

Share Statistics

SLM has 79.06M shares outstanding. The number of shares has increased by -81.06% in one year.

Shares Outstanding 79.06M
Shares Change (YoY) -81.06%
Shares Change (QoQ) 36.89%
Owned by Institutions (%) 0.08%
Shares Floating 77.91M
Failed to Deliver (FTD) Shares 315
FTD / Avg. Volume 7.07%

Short Selling Information

Short Interest n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Valuation Ratios

The PE ratio is 10.11 and the forward PE ratio is null. SLM's PEG ratio is 0.85.

PE Ratio 10.11
Forward PE n/a
PS Ratio 2.28
Forward PS 3.3
PB Ratio 2.76
P/FCF Ratio 11.49
PEG Ratio 0.85
Financial Ratio History

Enterprise Valuation

SLM has an Enterprise Value (EV) of 7.7B.

EV / Sales 2.94
EV / EBITDA 4.72
EV / EBIT 14.84
EV / FCF 14.84

Financial Position

The company has a current ratio of 0, with a Debt / Equity ratio of 2.98.

Current Ratio 0
Quick Ratio 0
Debt / Equity 2.98
Debt / EBITDA 3.94
Debt / FCF 12.41
Interest Coverage 1.43

Financial Efficiency

Return on Equity is 27.32% and Return on Invested Capital is 18.15%.

Return on Equity 27.32%
Return on Assets 1.96%
Return on Invested Capital 18.15%
Revenue Per Employee $1.53M
Profits Per Employee $345.05K
Employee Count 1,710
Asset Turnover 0.09
Inventory Turnover n/a

Taxes

Income Tax 190.31M
Effective Tax Rate 23.83%

Stock Price Statistics

The stock price has increased by -7.28% in the last 52 weeks. The beta is 1.07, so SLM's price volatility has been higher than the market average.

Beta 1.07
52-Week Price Change -7.28%
50-Day Moving Average 74.05
200-Day Moving Average 74.86
Relative Strength Index (RSI) 38.17
Average Volume (20 Days) 4.46K

Income Statement

In the last 12 months, SLM had revenue of 2.62B and earned 590.03M in profits. Earnings per share was 2.73.

Revenue 2.62B
Gross Profit 2.27B
Operating Income 1.63B
Net Income 590.03M
EBITDA 1.63B
EBIT 812.45M
Earnings Per Share (EPS) 2.73
Full Income Statement

Balance Sheet

The company has 4.7B in cash and 6.44B in debt, giving a net cash position of -1.74B.

Cash & Cash Equivalents 4.7B
Total Debt 6.44B
Net Cash -1.74B
Retained Earnings 4.11B
Total Assets 30.07B
Working Capital 4.7B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 519.06M and capital expenditures 0, giving a free cash flow of 519.06M.

Operating Cash Flow 519.06M
Capital Expenditures 0
Free Cash Flow 519.06M
FCF Per Share 2.4
Full Cash Flow Statement

Margins

Gross margin is 86.66%, with operating and profit margins of 62.35% and 22.53%.

Gross Margin 86.66%
Operating Margin 62.35%
Pretax Margin 30.49%
Profit Margin 22.53%
EBITDA Margin 62.35%
EBIT Margin 62.35%
FCF Margin 19.82%

Dividends & Yields

SLMBP pays an annual dividend of $7.09, which amounts to a dividend yield of 9.51%.

Dividend Per Share $7.09
Dividend Yield 9.51%
Dividend Growth (YoY) -14.02%
Payout Ratio 330.56%
Earnings Yield 9.89%
FCF Yield 8.7%
Dividend Details

Analyst Forecast

Currently there are no analyst rating for SLMBP.

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Stock Forecasts

Scores

Altman Z-Score 0.66
Piotroski F-Score 5