South Plains Financial Statistics
Share Statistics
South Plains Financial has 16.39M shares outstanding. The number of shares has increased by -0.56% in one year.
| Shares Outstanding | 16.39M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.02% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 12.07M |
| Failed to Deliver (FTD) Shares | 8 |
| FTD / Avg. Volume | 0.02% |
Short Selling Information
The latest short interest is 51.89K, so 0.32% of the outstanding shares have been sold short.
| Short Interest | 51.89K |
| Short % of Shares Out | 0.32% |
| Short % of Float | 0.43% |
| Short Ratio (days to cover) | 1.86 |
Valuation Ratios
The PE ratio is 8 and the forward PE ratio is 14.59.
| PE Ratio | 8 |
| Forward PE | 14.59 |
| PS Ratio | 2.38 |
| Forward PS | 2.5 |
| PB Ratio | 1.23 |
| P/FCF Ratio | 9.32 |
| PEG Ratio | n/a |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for South Plains Financial Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 25.83, with a Debt / Equity ratio of 0.27.
| Current Ratio | 25.83 |
| Quick Ratio | 25.83 |
| Debt / Equity | 0.27 |
| Total Debt / Capitalization | 21.3 |
| Cash Flow / Debt | 0.53 |
| Interest Coverage | 1.1 |
Financial Efficiency
Return on equity (ROE) is 0.15% and return on capital (ROIC) is 12.13%.
| Return on Equity (ROE) | 0.15% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 12.13% |
| Revenue Per Employee | 385.66K |
| Profits Per Employee | 114.71K |
| Employee Count | 547 |
| Asset Turnover | 0.05 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 16.67M |
| Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by 24.42% in the last 52 weeks. The beta is 0.58, so South Plains Financial 's price volatility has been higher than the market average.
| Beta | 0.58 |
| 52-Week Price Change | 24.42% |
| 50-Day Moving Average | 36.99 |
| 200-Day Moving Average | 31.59 |
| Relative Strength Index (RSI) | 41.54 |
| Average Volume (20 Days) | 35.66K |
Income Statement
In the last 12 months, South Plains Financial had revenue of 210.95M and earned 62.74M in profits. Earnings per share was 3.62.
| Revenue | 210.95M |
| Gross Profit | 210.95M |
| Operating Income | 79.42M |
| Net Income | 62.74M |
| EBITDA | 0 |
| EBIT | 79.42M |
| Earnings Per Share (EPS) | 3.62 |
Balance Sheet
The company has 330.16M in cash and 110.17M in debt, giving a net cash position of 219.99M.
| Cash & Cash Equivalents | 330.16M |
| Total Debt | 110.17M |
| Net Cash | 219.99M |
| Retained Earnings | 345.26M |
| Total Assets | 4.34B |
| Working Capital | -807.75M |
Cash Flow
In the last 12 months, operating cash flow was 58.54M and capital expenditures -4.68M, giving a free cash flow of 53.86M.
| Operating Cash Flow | 58.54M |
| Capital Expenditures | -4.68M |
| Free Cash Flow | 53.86M |
| FCF Per Share | 3.11 |
Margins
Gross margin is 100%, with operating and profit margins of 37.65% and 29.74%.
| Gross Margin | 100% |
| Operating Margin | 37.65% |
| Pretax Margin | 37.65% |
| Profit Margin | 29.74% |
| EBITDA Margin | n/a |
| EBIT Margin | 37.65% |
| FCF Margin | 25.53% |
Dividends & Yields
SPFI pays an annual dividend of $0.6, which amounts to a dividend yield of 1.8%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 1.8% |
| Dividend Growth (YoY) | 15.38% |
| Payout Ratio | 23.35% |
| Earnings Yield | 10.62% |
| FCF Yield | 9.64% |
Analyst Forecast
The average price target for SPFI is $33.5, which is -1.7% lower than the current price. The consensus rating is "Buy".
| Price Target | $33.5 |
| Price Target Difference | -1.7% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
Scores
| Altman Z-Score | 0.07 |
| Piotroski F-Score | 7 |