South Plains Financial In... (SPFI)
South Plains Financial Statistics
Share Statistics
South Plains Financial has 16.39M shares outstanding. The number of shares has increased by -0.56% in one year.
| Shares Outstanding | 16.39M |
| Shares Change (YoY) | -0.56% |
| Shares Change (QoQ) | 0.02% |
| Owned by Institutions (%) | 36.94% |
| Shares Floating | 12.12M |
| Failed to Deliver (FTD) Shares | 118 |
| FTD / Avg. Volume | 0.38% |
Short Selling Information
The latest short interest is 36.14K, so 0.22% of the outstanding shares have been sold short.
| Short Interest | 36.14K |
| Short % of Shares Out | 0.22% |
| Short % of Float | 0.3% |
| Short Ratio (days to cover) | 1.06 |
Valuation Ratios
The PE ratio is 11.47 and the forward PE ratio is 11.15. South Plains Financial's PEG ratio is -0.7.
| PE Ratio | 11.47 |
| Forward PE | 11.15 |
| PS Ratio | 2.37 |
| Forward PS | 2.6 |
| PB Ratio | 0 |
| P/FCF Ratio | 0 |
| PEG Ratio | -0.7 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for South Plains Financial Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0 |
| Total Debt / Capitalization | 0 |
| Cash Flow / Debt | 0 |
| Interest Coverage | 2.53 |
Financial Efficiency
Return on equity (ROE) is 0% and return on capital (ROIC) is 36.01%.
| Return on Equity (ROE) | 0% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 36.01% |
| Revenue Per Employee | 440.4K |
| Profits Per Employee | 90.89K |
| Employee Count | 547 |
| Asset Turnover | 0 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 13.57M |
| Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by 36.6% in the last 52 weeks. The beta is 0.62, so South Plains Financial's price volatility has been higher than the market average.
| Beta | 0.62 |
| 52-Week Price Change | 36.6% |
| 50-Day Moving Average | 35.26 |
| 200-Day Moving Average | 33.04 |
| Relative Strength Index (RSI) | 50.32 |
| Average Volume (20 Days) | 31.36K |
Income Statement
In the last 12 months, South Plains Financial had revenue of 240.9M and earned 49.72M in profits. Earnings per share was 3.03.
| Revenue | 240.9M |
| Gross Profit | 240.9M |
| Operating Income | 237.12M |
| Net Income | 49.72M |
| EBITDA | 0 |
| EBIT | 237.12M |
| Earnings Per Share (EPS) | 3.03 |
Balance Sheet
The company has 330.16M in cash and 110.17M in debt, giving a net cash position of 219.99M.
| Cash & Cash Equivalents | 330.16M |
| Total Debt | 110.17M |
| Net Cash | 219.99M |
| Retained Earnings | 345.26M |
| Total Assets | 4.23B |
| Working Capital | 631.35M |
Cash Flow
In the last 12 months, operating cash flow was 58.54M and capital expenditures -4.68M, giving a free cash flow of 53.86M.
| Operating Cash Flow | 58.54M |
| Capital Expenditures | -4.68M |
| Free Cash Flow | 53.86M |
| FCF Per Share | null |
Margins
Gross margin is 100%, with operating and profit margins of 98.43% and 20.64%.
| Gross Margin | 100% |
| Operating Margin | 98.43% |
| Pretax Margin | 26.27% |
| Profit Margin | 20.64% |
| EBITDA Margin | n/a |
| EBIT Margin | 98.43% |
| FCF Margin | 22.36% |
Dividends & Yields
SPFI pays an annual dividend of $0.58, which amounts to a dividend yield of 1.64%.
| Dividend Per Share | $0.58 |
| Dividend Yield | 1.64% |
| Dividend Growth (YoY) | 15.38% |
| Payout Ratio | 19.21% |
| Earnings Yield | 8.6% |
| FCF Yield | 9.33% |
Analyst Forecast
The average price target for SPFI is $40.5, which is 15% higher than the current price. The consensus rating is "Buy".
| Price Target | $40.5 |
| Price Target Difference | 15% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
Scores
| Altman Z-Score | 0.46 |
| Piotroski F-Score | 6 |