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Our AI model analyzes fundamental, technical, and statistical indicators to predict the probability of a bullish trend over the next three months.

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Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

Stellar Bancorp Inc. (STEL)

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AI Score

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

28.67

0.00 (0.00%)

At close: Jan 29, 2025, 3:59 PM

28.62

-0.17%

After-hours Jan 29, 2025, 07:00 PM EST

Ratios (Annual)

Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.

Boring Mode

Year	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15
PE Ratio	11.36	19.90	23.35	28.02	15.36	15.46	24.10	23.05	25.98
PS Ratio	3.21	3.31	5.91	5.20	5.07	5.32	5.52	5.44	5.71
PB Ratio	0.97	0.74	1.48	1.35	1.45	1.50	1.49	1.75	1.82
P/FCF Ratio	9.18	9.72	24.41	27.57	14.47	15.22	19.21	18.36	20.87
P/OCF Ratio	8.81	9.38	23.88	18.30	13.83	14.82	18.67	17.40	19.10
OCF/S Ratio	0.36	0.35	0.25	0.28	0.37	0.36	0.30	0.31	0.30
Debt / Equity Ratio	0.11	0.13	0.11	0.12	0.12	0.00	0.02	0.10	0.11
Quick Ratio	138.28	1.26K	1.22K	0.17	0.16	0.15	0.14	0.16	n/a
Current Ratio	138.28	1.06K	746.53	0.17	0.16	0.15	0.14	0.16	n/a
Asset Turnover	0.04	0.03	0.03	0.04	0.04	0.04	0.04	0.04	0.04
Interest Coverage	1.15	2.84	7.68	3.21	3.57	6.29	6.33	5.67	5.56
Return on Equity (ROE)	0.09	0.04	0.06	0.05	0.09	0.10	0.06	0.08	0.07
Return on Assets (ROA)	0.01	0.00	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Return on Capital (ROIC)	0.02	0.01	0.01	0.04	0.08	0.10	0.08	0.08	0.01
Dividend Yield	0.02	0.02	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Payout Ratio	0.21	0.30	0.27	0.38	0.17	0.11	0.16	0.16	0.19
Gross Profit Margin	128.07%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Net Profit Margin	28.29%	16.63%	25.31%	18.57%	33.04%	34.42%	22.91%	23.61%	21.97%
Pretax Profit Margin	35.09%	20.21%	32.36%	22.82%	40.61%	42.70%	36.58%	34.03%	31.79%
Operating Profit Margin	38.46%	31.22%	32.36%	22.82%	40.61%	50.78%	46.75%	41.32%	38.76%
FCF Margin	34.98%	34.03%	24.21%	18.88%	35.06%	34.96%	28.75%	29.64%	27.35%
EBITDA Margin	42.56%	n/a	n/a	26.77%	44.17%	45.82%	40.27%	37.87%	36.29%