AI Score

Unlock

AI Score

Our AI model analyzes fundamental, technical, and statistical indicators to predict the probability of a bullish trend over the next three months.

We regularly update and refine our models to deliver the most reliable forecasts for you.

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

Stellar Bancorp Inc. (STEL)

AI Score

Unlock

AI Score

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

28.64

-0.05 (-0.17%)

At close: Jan 28, 2025, 1:41 PM

Income Statement (Annual)

Get detailed income statement breakdowns, uncovering revenue, expenses, and much more.

Boring Mode

Year	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15
Revenue	461.32M	309.31M	140.64M	141.94M	152.88M	137.37M	120.34M	115.26M	109.87M
Cost of Revenue	-129.50M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	590.82M	309.31M	140.64M	141.94M	152.88M	137.37M	120.34M	115.26M	109.87M
Operating Income	177.44M	96.56M	45.52M	32.40M	62.09M	69.75M	56.26M	47.62M	42.58M
Interest Income	590.82M	322.99M	132.09M	138.69M	153.40M	135.76M	116.66M	109.95M	105.53M
Pretax Income	161.88M	62.52M	45.52M	32.40M	62.09M	58.65M	44.02M	39.22M	34.93M
Net Income	130.50M	51.43M	35.60M	26.36M	50.52M	47.29M	27.57M	27.21M	24.14M
Selling & General & Admin	171.69M	114.93M	80.56M	65.83M	66.70M	62.34M	57.63M	52.79M	50.11M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	289.63M	-48.73M	-175.69M	-175.38M	-157.50M	-129.97M	-121.71M	-120.43M	-117.39M
Operating Expenses	461.32M	6.04M	-95.12M	-109.55M	-90.80M	-67.62M	-64.08M	-67.63M	-67.29M
Interest Expense	154.06M	34.04M	5.93M	10.09M	17.41M	11.10M	8.88M	8.40M	7.65M
Selling & Marketing Expenses	3.63M	2.46M	1.55M	1.50M	1.83M	1.82M	1.46M	789.40K	925.00K
Cost & Expenses	461.32M	6.04M	-95.12M	-109.55M	-90.80M	-67.62M	-64.08M	-67.63M	-67.29M
Income Tax	31.39M	11.09M	9.92M	6.03M	11.57M	11.36M	16.45M	12.01M	10.79M
Shares Outstanding (Basic)	53.23M	34.74M	28.66M	28.96M	24.93M	24.86M	22.46M	21.84M	21.84M
Shares Outstanding (Diluted)	53.31M	35.01M	28.87M	29.14M	25.05M	25.02M	22.57M	22.33M	22.33M
EPS (Basic)	2.45	1.48	1.24	0.91	2.03	1.90	1.23	1.25	1.11
EPS (Diluted)	2.45	1.47	1.23	0.90	2.02	1.89	1.22	1.22	1.08
EBITDA	196.35M	n/a	n/a	38.00M	67.53M	62.95M	48.46M	43.65M	39.87M
Depreciation & Amortization	34.47M	14.25M	7.55M	5.60M	5.44M	4.29M	4.43M	4.43M	4.95M