Synchrony Financial

AI Score

XX

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53.23
0.29 (0.55%)
At close: Apr 01, 2025, 3:59 PM
53.31
0.15%
Pre-market: Apr 02, 2025, 04:30 AM EDT

Synchrony Financial Statistics

Share Statistics

Synchrony Financial has 388.75M shares outstanding. The number of shares has increased by -3.19% in one year.

Shares Outstanding 388.75M
Shares Change (YoY) -3.19%
Shares Change (QoQ) -0.15%
Owned by Institutions (%) 95.26%
Shares Floating 386.96M
Failed to Deliver (FTD) Shares 191
FTD / Avg. Volume < 0.01%

Short Selling Information

The latest short interest is 10.55M, so 2.71% of the outstanding shares have been sold short.

Short Interest 10.55M
Short % of Shares Out 2.71%
Short % of Float 2.73%
Short Ratio (days to cover) 3.49

Valuation Ratios

The PE ratio is undefined and the forward PE ratio is 8.03. Synchrony Financial's PEG ratio is undefined.

PE Ratio undefined
Forward PE 8.03
PS Ratio 2.74
Forward PS 1.2
PB Ratio 1.55
P/FCF Ratio undefined
PEG Ratio undefined
Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Synchrony Financial.

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 0.22, with a Debt / Equity ratio of undefined.

Current Ratio 0.22
Quick Ratio 0.22
Debt / Equity undefined
Total Debt / Capitalization -
Cash Flow / Debt null
Interest Coverage undefined

Financial Efficiency

Return on equity (ROE) is null% and return on capital (ROIC) is 12.61%.

Return on Equity (ROE) null%
Return on Assets (ROA) null%
Return on Capital (ROIC) 12.61%
Revenue Per Employee $469,600
Profits Per Employee $174,950
Employee Count 20,000
Asset Turnover 0.08
Inventory Turnover n/a

Taxes

Income Tax 1.05B
Effective Tax Rate 0.23

Stock Price Statistics

The stock price has increased by 29.83% in the last 52 weeks. The beta is 1.67, so Synchrony Financial's price volatility has been higher than the market average.

Beta 1.67
52-Week Price Change 29.83%
50-Day Moving Average 60.64
200-Day Moving Average 56.33
Relative Strength Index (RSI) 39.08
Average Volume (20 Days) 4.24M

Income Statement

In the last 12 months, Synchrony Financial had revenue of 9.39B and earned 3.5B in profits. Earnings per share was 8.64.

Revenue 9.39B
Gross Profit 9.39B
Operating Income 5.26B
Net Income 3.5B
EBITDA 0
EBIT 5.26B
Earnings Per Share (EPS) 8.64
Full Income Statement

Balance Sheet

The company has 14.71B in cash and 15.46B in debt, giving a net cash position of -751M.

Cash & Cash Equivalents 14.71B
Total Debt 15.46B
Net Cash -751M
Retained Earnings 21.64B
Total Assets 119.46B
Working Capital -64.27B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 9.85B and capital expenditures 0, giving a free cash flow of 9.85B.

Operating Cash Flow 9.85B
Capital Expenditures 0
Free Cash Flow 9.85B
FCF Per Share 24.84
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 55.97% and 37.26%.

Gross Margin 100%
Operating Margin 55.97%
Pretax Margin 48.48%
Profit Margin 37.26%
EBITDA Margin n/a
EBIT Margin 55.97%
FCF Margin 104.86%

Dividends & Yields

SYF pays an annual dividend of $1.25, which amounts to a dividend yield of 1.48%.

Dividend Per Share $1.25
Dividend Yield 1.48%
Dividend Growth (YoY) 0%
Payout Ratio 14.62%
Earnings Yield 16.23%
FCF Yield 47.59%
Dividend Details

Analyst Forecast

The average price target for SYF is $70, which is 31.5% higher than the current price. The consensus rating is "Buy".

Price Target $70
Price Target Difference 31.5%
Analyst Consensus Buy
Analyst Count 22
Stock Forecasts

Scores

Altman Z-Score -0.06
Piotroski F-Score 8