Synchrony Financial (SYF)
Synchrony Financial Statistics
Share Statistics
Synchrony Financial has 388.75M shares outstanding. The number of shares has increased by -4.3% in one year.
| Shares Outstanding | 388.75M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -1.49% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 386.26M |
| Failed to Deliver (FTD) Shares | 523 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 10.55M, so 2.71% of the outstanding shares have been sold short.
| Short Interest | 10.55M |
| Short % of Shares Out | 2.71% |
| Short % of Float | 2.73% |
| Short Ratio (days to cover) | 3.49 |
Valuation Ratios
The PE ratio is 7.37 and the forward PE ratio is 8.03. Synchrony Financial's PEG ratio is 0.1.
| PE Ratio | 7.37 |
| Forward PE | 8.03 |
| PS Ratio | 1.14 |
| Forward PS | 1.4 |
| PB Ratio | 1.55 |
| P/FCF Ratio | 2.62 |
| PEG Ratio | 0.1 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Synchrony Financial.
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.93.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.93 |
| Total Debt / Capitalization | 48.26 |
| Cash Flow / Debt | 0.64 |
| Interest Coverage | 4.57 |
Financial Efficiency
Return on equity (ROE) is 0.21% and return on capital (ROIC) is 50.81%.
| Return on Equity (ROE) | 0.21% |
| Return on Assets (ROA) | 0.03% |
| Return on Capital (ROIC) | 50.81% |
| Revenue Per Employee | 1.13M |
| Profits Per Employee | 174.95K |
| Employee Count | 20.00K |
| Asset Turnover | 0.19 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 1.05B |
| Effective Tax Rate | 0.23 |
Stock Price Statistics
The stock price has increased by 61.07% in the last 52 weeks. The beta is 1.63, so Synchrony Financial's price volatility has been higher than the market average.
| Beta | 1.63 |
| 52-Week Price Change | 61.07% |
| 50-Day Moving Average | 66.96 |
| 200-Day Moving Average | 54.53 |
| Relative Strength Index (RSI) | 44.59 |
| Average Volume (20 Days) | 3.51M |
Income Statement
In the last 12 months, Synchrony Financial had revenue of 22.64B and earned 3.50B in profits. Earnings per share was 9.01.
| Revenue | 22.64B |
| Gross Profit | 22.64B |
| Operating Income | 21.18B |
| Net Income | 3.50B |
| EBITDA | 0 |
| EBIT | 21.18B |
| Earnings Per Share (EPS) | 9.01 |
Balance Sheet
The company has 14.71B in cash and 15.46B in debt, giving a net cash position of -751.00M.
| Cash & Cash Equivalents | 14.71B |
| Total Debt | 15.46B |
| Net Cash | -751.00M |
| Retained Earnings | 21.64B |
| Total Assets | 119.46B |
| Working Capital | 17.79B |
Cash Flow
In the last 12 months, operating cash flow was 9.85B and capital expenditures 0, giving a free cash flow of 9.85B.
| Operating Cash Flow | 9.85B |
| Capital Expenditures | 0 |
| Free Cash Flow | 9.85B |
| FCF Per Share | 24.84 |
Margins
Gross margin is 100%, with operating and profit margins of 93.55% and 15.45%.
| Gross Margin | 100% |
| Operating Margin | 93.55% |
| Pretax Margin | 20.11% |
| Profit Margin | 15.45% |
| EBITDA Margin | n/a |
| EBIT Margin | 93.55% |
| FCF Margin | 43.49% |
Dividends & Yields
SYF pays an annual dividend of $1, which amounts to a dividend yield of 1.53%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 1.53% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 11.7% |
| Earnings Yield | 13.82% |
| FCF Yield | 38.85% |
Analyst Forecast
The average price target for SYF is $70, which is 7.4% higher than the current price. The consensus rating is "Buy".
| Price Target | $70 |
| Price Target Difference | 7.4% |
| Analyst Consensus | Buy |
| Analyst Count | 21 |
Scores
| Altman Z-Score | 0.76 |
| Piotroski F-Score | 8 |