Territorial Bancorp Inc. (TBNK)
Territorial Bancorp Statistics
Share Statistics
Territorial Bancorp has 8.83M shares outstanding. The number of shares has increased by 0.06% in one year.
| Shares Outstanding | 8.83M |
| Shares Change (YoY) | 0.06% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 40.19% |
| Shares Floating | 7.26M |
| Failed to Deliver (FTD) Shares | 481 |
| FTD / Avg. Volume | 3.27% |
Short Selling Information
The latest short interest is 0, so 0% of the outstanding shares have been sold short.
| Short Interest | 0 |
| Short % of Shares Out | 0% |
| Short % of Float | 0% |
| Short Ratio (days to cover) | 0 |
Valuation Ratios
The PE ratio is 19.16 and the forward PE ratio is null. Territorial Bancorp's PEG ratio is -0.28.
| PE Ratio | 19.16 |
| Forward PE | n/a |
| PS Ratio | 2.14 |
| Forward PS | 1.8 |
| PB Ratio | 0.38 |
| P/FCF Ratio | 12.72 |
| PEG Ratio | -0.28 |
Enterprise Valuation
Territorial Bancorp Inc. has an Enterprise Value (EV) of 288.93M.
| EV / Earnings | 57.48 |
| EV / Sales | 6.41 |
| EV / EBITDA | 26.88 |
| EV / EBIT | 42.26 |
| EV / FCF | 38.16 |
Financial Position
The company has a current ratio of 12.76, with a Debt / Equity ratio of 1.03.
| Current Ratio | 12.76 |
| Quick Ratio | 12.76 |
| Debt / Equity | 1.03 |
| Total Debt / Capitalization | 50.8 |
| Cash Flow / Debt | 0.03 |
| Interest Coverage | 0.26 |
Financial Efficiency
Return on equity (ROE) is 0.02% and return on capital (ROIC) is 0.98%.
| Return on Equity (ROE) | 0.02% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 0.98% |
| Revenue Per Employee | $194,405.17 |
| Profits Per Employee | $21,668.1 |
| Employee Count | 232 |
| Asset Turnover | 0.02 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 1.81M |
| Effective Tax Rate | 0.26 |
Stock Price Statistics
The stock price has increased by 0% in the last 52 weeks. The beta is 0.62, so Territorial Bancorp's price volatility has been higher than the market average.
| Beta | 0.62 |
| 52-Week Price Change | 0% |
| 50-Day Moving Average | 9.06 |
| 200-Day Moving Average | 9.43 |
| Relative Strength Index (RSI) | 44.7 |
| Average Volume (20 Days) | 14.69K |
Income Statement
In the last 12 months, Territorial Bancorp had revenue of 45.1M and earned 5.03M in profits. Earnings per share was 0.58.
| Revenue | 45.1M |
| Gross Profit | 45.1M |
| Operating Income | 6.84M |
| Net Income | 5.03M |
| EBITDA | 10.75M |
| EBIT | 6.84M |
| Earnings Per Share (EPS) | 0.58 |
Balance Sheet
The company has 126.66M in cash and 259.3M in debt, giving a net cash position of -132.64M.
| Cash & Cash Equivalents | 126.66M |
| Total Debt | 259.3M |
| Net Cash | -132.64M |
| Retained Earnings | 211.64M |
| Total Assets | 2.2B |
| Working Capital | 1.45B |
Cash Flow
In the last 12 months, operating cash flow was 8.26M and capital expenditures -685K, giving a free cash flow of 7.57M.
| Operating Cash Flow | 8.26M |
| Capital Expenditures | -685K |
| Free Cash Flow | 7.57M |
| FCF Per Share | 0.88 |
Margins
Gross margin is 100.01%, with operating and profit margins of 15.16% and 11.15%.
| Gross Margin | 100.01% |
| Operating Margin | 15.16% |
| Pretax Margin | 15.16% |
| Profit Margin | 11.15% |
| EBITDA Margin | 23.83% |
| EBIT Margin | 15.16% |
| FCF Margin | 16.79% |
Dividends & Yields
TBNK pays an annual dividend of $0.04, which amounts to a dividend yield of 0.46%.
| Dividend Per Share | $0.04 |
| Dividend Yield | 0.46% |
| Dividend Growth (YoY) | -80% |
| Payout Ratio | -8% |
| Earnings Yield | 6.74% |
| FCF Yield | 9.97% |
Analyst Forecast
The average price target for TBNK is $9.88, which is 14.9% higher than the current price. The consensus rating is "Hold".
| Price Target | $9.88 |
| Price Target Difference | 14.9% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
Scores
| Altman Z-Score | 0.97 |
| Piotroski F-Score | 2 |