TFS Financial Corporation (TFSL)
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Income Statement (Annual)

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Year FY24 FY23 FY22 FY21 FY20 FY19 FY18 FY17 FY16 FY15 FY14 FY13 FY12 FY11 FY10 FY09 FY08 FY07 FY06 FY05 FY04 FY03 FY02
Revenue 303.16M 305.00M 291.20M 286.93M 295.52M 285.88M 302.48M 298.75M 295.37M 294.39M 293.33M 297.02M 286.61M 277.56M 285.48M 298.28M 267.64M 244.59M 190.27M 226.22M - 81.47M 44.74M
Cost of Revenue -455.62M - - - - - - - - - - - - - - - - - - - - - -
Gross Profit 758.78M 305.00M 291.20M 286.93M 295.52M 285.88M 302.48M 298.75M 295.37M 294.39M 293.33M 297.02M 286.61M 277.56M 285.48M 298.28M 267.64M 244.59M 190.27M 226.22M - 81.47M 44.74M
Operating Income 100.31M 93.37M 233.99M 100.09M 100.25M 102.21M 283.27M 263.44M 240.39M 222.75M 202.11M 197.78M 169.26M 191.92M 228.60M 277.22M 412.02M 388.40M 350.85M 324.63M 55.47M 328.56M 336.74M
Interest Income 734.07M 611.92M 409.33M 389.35M 455.30M 482.09M 443.05M 409.00M 388.44M 383.48M 374.68M 383.97M 417.85M 427.49M 435.07M 485.32M 550.18M 537.73M 485.80M 418.76M - 414.11M 445.61M
Pretax Income 100.31M 93.37M 92.05M 100.09M 100.25M 102.21M 121.16M 133.34M 122.36M 109.39M 98.86M 82.36M 13.61M 12.07M 18.21M 20.07M 81.69M 43.88M 61.71M 97.01M - 75.36M 29.89M
Net Income 79.59M 75.25M 74.56M 81.01M 83.32M 80.24M 85.41M 88.88M 80.55M 72.59M 65.89M 55.96M 11.48M 9.34M 11.34M 14.39M 54.49M 25.61M 43.54M 64.51M 55.47M 51.99M 21.84M
Selling & General & Admin 142.08M 151.53M 139.96M 137.13M 131.15M 133.79M 131.76M 125.45M 123.61M 126.68M 114.50M 112.47M 104.21M 103.28M 108.86M 104.08M 90.07M 86.52M 79.31M 77.70M - - -
Research & Development - - - - - - - - - - - - - - - - - - - - - - -
Other Expenses 161.08M -363.15M -197.17M -323.96M -326.42M -317.46M -150.97M -160.75M -178.59M -198.32M -205.72M -211.71M -221.56M -188.92M -165.74M -125.15M 54.31M 57.29M 81.26M 20.71M 55.47M 247.09M 292.00M
Operating Expenses 303.16M -211.63M -57.21M -186.84M -195.27M -183.67M -19.21M -35.30M -54.98M -71.64M -91.22M -99.24M -117.36M -85.64M -56.88M -21.06M 144.37M 143.81M 160.57M 98.41M 55.47M 247.09M 292.00M
Interest Expense 455.62M 328.35M 141.94M 157.72M 213.03M 216.67M 162.10M 130.10M 118.03M 113.35M 103.25M 115.42M 155.65M 179.84M 210.38M 257.15M 330.32M 344.52M 289.14M 227.62M - 253.20M 306.85M
Selling & Marketing Expenses 19.73M 25.29M 21.26M 19.17M 16.51M 19.36M 19.25M 19.71M 16.96M 19.90M 14.26M 12.98M 9.80M 7.75M 6.04M 7.12M 14.15M 13.53M 10.94M 6.56M - - -
Cost & Expenses 303.16M -211.63M -57.21M -186.84M -195.27M -183.67M -19.21M -35.30M -54.98M -71.64M -91.22M -99.24M -117.36M -85.64M -56.88M -21.06M 144.37M 143.81M 160.57M 98.41M 55.47M 247.09M 292.00M
Income Tax 20.73M 18.12M 17.49M 19.09M 16.93M 21.98M 35.76M 44.46M 41.81M 36.80M 32.97M 26.40M 2.13M 2.73M 6.87M 5.68M 27.20M 18.27M 18.17M 32.50M -55.47M 23.38M 8.05M
Shares Outstanding (Basic) 278.18M 277.44M 277.37M 276.69M 275.86M 275.40M 275.59M 277.21M 281.57M 289.94M 298.97M 301.83M 301.23M 300.36M 299.80M 301.23M 319.39M 269.51M 227.12M 293.22M 289.63M 226.03M 293.17M
Shares Outstanding (Diluted) 279.14M 278.58M 278.69M 278.58M 277.80M 277.37M 277.30M 279.27M 283.79M 292.21M 300.56M 302.75M 301.77M 300.97M 300.25M 301.59M 319.50M 269.51M 227.12M 293.22M 289.63M 226.03M 293.17M
EPS (Basic) 0.29 0.27 0.26 0.29 0.30 0.29 0.31 0.32 0.29 0.25 0.22 0.19 0.04 0.03 0.04 0.05 0.17 0.10 0.19 0.22 0.19 0.23 0.07
EPS (Diluted) 0.29 0.26 0.26 0.29 0.29 0.28 0.31 0.32 0.28 0.25 0.22 0.18 0.04 0.03 0.04 0.05 0.17 0.10 0.19 0.22 0.19 0.23 0.07
EBITDA 100.31M 111.48M 119.09M 132.66M 133.06M 125.16M 146.35M 154.23M 141.73M 126.85M 112.14M - - - - - - - - - 55.47M 328.56M 336.74M
Depreciation & Amortization - 18.11M 27.04M 32.57M 32.82M 22.95M 25.19M 20.89M 19.37M 17.45M 13.29M 21.32M 22.77M 19.40M 18.46M 18.50M 8.85M 6.88M 11.59M 19.42M - - -