TFS Financial Corporation Statistics
Share Statistics
TFS Financial Corporation has 280.71M shares outstanding. The number of shares has increased by 0.13% in one year.
| Shares Outstanding | 280.71M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 51.93M |
| Failed to Deliver (FTD) Shares | 307 |
| FTD / Avg. Volume | 0.11% |
Short Selling Information
The latest short interest is 2.71M, so 0.97% of the outstanding shares have been sold short.
| Short Interest | 2.71M |
| Short % of Shares Out | 0.97% |
| Short % of Float | 5.22% |
| Short Ratio (days to cover) | 12.02 |
Valuation Ratios
The PE ratio is 44.95 and the forward PE ratio is 46.42.
| PE Ratio | 44.95 |
| Forward PE | 46.42 |
| PS Ratio | 11.8 |
| Forward PS | 12.6 |
| PB Ratio | 1.92 |
| P/FCF Ratio | 404.68 |
| PEG Ratio | n/a |
Enterprise Valuation
TFS Financial Corporation has an Enterprise Value (EV) of 8.09B.
| EV / Earnings | 101.6 |
| EV / Sales | 26.67 |
| EV / EBITDA | 80.61 |
| EV / EBIT | 80.61 |
| EV / FCF | 914.73 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 2.57.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 2.57 |
| Total Debt / Capitalization | 72.01 |
| Cash Flow / Debt | 0 |
| Interest Coverage | 0.22 |
Financial Efficiency
Return on equity (ROE) is 0.04% and return on capital (ROIC) is 1.2%.
| Return on Equity (ROE) | 0.04% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 1.2% |
| Revenue Per Employee | 304.68K |
| Profits Per Employee | 79.99K |
| Employee Count | 995 |
| Asset Turnover | 0.02 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 20.73M |
| Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by -10.87% in the last 52 weeks. The beta is 0.69, so TFS Financial Corporation's price volatility has been higher than the market average.
| Beta | 0.69 |
| 52-Week Price Change | -10.87% |
| 50-Day Moving Average | 13.46 |
| 200-Day Moving Average | 12.99 |
| Relative Strength Index (RSI) | 39.56 |
| Average Volume (20 Days) | 284.30K |
Income Statement
In the last 12 months, TFS Financial Corporation had revenue of $303.16M and earned $79.59M in profits. Earnings per share was $0.29.
| Revenue | 303.16M |
| Gross Profit | 758.78M |
| Operating Income | 100.31M |
| Net Income | 79.59M |
| EBITDA | 100.31M |
| EBIT | 100.31M |
| Earnings Per Share (EPS) | 0.29 |
Balance Sheet
The company has $1.56M in cash and $4.79B in debt, giving a net cash position of -$4.79B.
| Cash & Cash Equivalents | 1.56M |
| Total Debt | 4.79B |
| Net Cash | -4.79B |
| Retained Earnings | 915.49M |
| Total Assets | 17.09B |
| Working Capital | 500.10M |
Cash Flow
In the last 12 months, operating cash flow was $8.84M and capital expenditures $0, giving a free cash flow of $8.84M.
| Operating Cash Flow | 8.84M |
| Capital Expenditures | 0 |
| Free Cash Flow | 8.84M |
| FCF Per Share | 0.03 |
Margins
Gross margin is 250.29%, with operating and profit margins of 33.09% and 26.25%.
| Gross Margin | 250.29% |
| Operating Margin | 33.09% |
| Pretax Margin | 33.09% |
| Profit Margin | 26.25% |
| EBITDA Margin | 33.09% |
| EBIT Margin | 33.09% |
| FCF Margin | 2.92% |
Dividends & Yields
TFSL pays an annual dividend of $1.13, which amounts to a dividend yield of 8.5%.
| Dividend Per Share | $1.13 |
| Dividend Yield | 8.5% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 403.57% |
| Earnings Yield | 2.18% |
| FCF Yield | 0.24% |
Analyst Forecast
The average price target for TFSL is $14.5, which is 9.2% higher than the current price. The consensus rating is "Hold".
| Price Target | $14.5 |
| Price Target Difference | 9.2% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
Scores
| Altman Z-Score | 0.32 |
| Piotroski F-Score | 7 |