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AI Score

Our AI model analyzes fundamental, technical, and statistical indicators to predict the probability of a bullish trend over the next three months.

We regularly update and refine our models to deliver the most reliable forecasts for you.

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

Hanover Insurance Group I... (THG)

AI Score

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AI Score

Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

156.74

0.11 (0.07%)

At close: Jan 29, 2025, 3:59 PM

156.61

-0.08%

After-hours Jan 29, 2025, 07:00 PM EST

Cashflow (Annual)

Get detailed ratio statement breakdowns, uncovering price to free cash flow ratio, price per earnings, and much more.

Boring Mode

Year	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10	FY09	FY08	FY07	FY06	FY05	FY04	FY03	FY02	FY01	FY00	FY99	FY98	FY97	FY96	FY95
Net Income	33.50M	116.00M	418.70M	358.70M	425.10M	391.00M	186.20M	155.10M	331.50M	282.00M	251.00M	55.20M	37.10M	154.80M	197.20M	20.60M	253.10M	170.30M	-325.20M	125.30M	86.90M	-274.80M	-3.10M	199.90M	345.10M	201.20M	209.20M	181.90M	146.00M
Depreciation & Amortization	14.20M	12.90M	16.90M	18.20M	21.60M	24.60M	30.10M	30.70M	30.20M	33.50M	35.00M	35.60M	26.70M	16.70M	11.80M	15.10M	18.90M	21.40M	31.60M	38.20M	35.80M	20.60M	23.00M	22.80M	34.20M	21.90M	31.60M	44.70M	n/a
Stock-Based Compensation	31.10M	29.00M	22.90M	20.10M	17.40M	13.40M	12.30M	12.00M	12.30M	15.10M	12.40M	12.80M	12.00M	11.30M	11.70M	11.60M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Working Capital	474.00M	735.20M	781.50M	495.20M	495.20M	570.30M	917.20M	526.90M	126.90M	249.20M	-13.30M	678.30M	77.70M	73.00M	-122.00M	-134.10M	-218.10M	-143.60M	900.00K	-39.20M	-471.70M	173.50M	425.10M	-214.10M	-248.70M	-189.80M	-297.30M	-134.50M	44.20M
Other Non-Cash Items	10.80M	49.60M	-283.90M	-17.60M	-111.10M	-102.60M	-37.40M	90.10M	-36.10M	-15.50M	-17.50M	-67.60M	7.70M	-19.30M	-24.90M	167.60M	210.90M	157.60M	580.20M	269.00M	641.20M	529.90M	-416.70M	103.80M	31.10M	-88.40M	-14.90M	156.90M	-23.10M
Deferred Income Tax	n/a	-46.50M	23.90M	-23.00M	12.50M	-23.40M	39.80M	-13.20M	53.10M	68.60M	74.90M	-35.50M	-8.90M	52.00M	31.90M	53.70M	88.40M	65.00M	-1.80M	2.50M	-2.00M	-228.10M	-63.10M	1.50M	18.80M	-16.40M	13.90M	-15.70M	-37.00M
Change in Working Capital	272.10M	561.30M	625.20M	351.20M	237.40M	248.30M	473.60M	462.90M	47.40M	181.00M	28.10M	407.70M	147.10M	-131.90M	-136.10M	-59.10M	-498.00M	-372.50M	-131.70M	-292.60M	-936.20M	-3.80M	1.06B	-169.00M	-414.00M	-80.40M	-413.00M	-211.80M	42.80M
Operating Cash Flow	361.70M	722.30M	823.70M	707.60M	602.90M	551.30M	704.60M	737.60M	438.40M	564.70M	383.90M	408.20M	221.70M	83.60M	91.60M	209.50M	73.30M	41.80M	153.10M	142.40M	-174.30M	43.80M	597.60M	159.00M	15.20M	37.90M	-173.20M	156.00M	128.70M
Capital Expenditures	-11.90M	-17.80M	-8.00M	-14.90M	-13.30M	-13.10M	-18.60M	-15.70M	-19.50M	-11.20M	-22.90M	-21.30M	-1.70B	-10.90M	-118.50M	-9.50M	-9.50M	-8.80M	-8.30M	-7.80M	-5.40M	-13.10M	-32.10M	-13.70M	-30.10M	-700.00K	-15.30M	-12.80M	-14.10M
Acquisitions	216.60M	489.80M	8.00M	14.90M	34.70M	635.70M	18.60M	6.90M	44.30M	11.20M	22.90M	5.20M	287.70M	-13.30M	107.30M	-99.80M	12.70M	50.90M	121.30M	n/a	n/a	n/a	n/a	n/a	n/a	-208.90M	-425.60M	n/a	n/a
Purchase of Investments	-1.13B	-2.08B	-2.30B	-2.08B	-1.92B	-1.60B	-1.87B	-2.37B	-2.22B	-2.09B	-1.95B	-2.45B	-128.60M	-1.59B	-2.41B	-851.10M	-1.69B	-1.92B	-2.09B	-2.12B	-2.50B	-3.45B	-4.74B	-4.01B	-2.75B	-3.17B	-2.97B	-4.09B	-3.55B
Sales Maturities Of Investments	914.00M	1.59B	1.85B	1.49B	1.59B	1.25B	1.39B	1.87B	2.03B	1.50B	1.61B	1.90B	1.72B	1.50B	2.25B	1.14B	1.64B	1.99B	2.79B	2.17B	3.04B	5.31B	4.03B	3.20B	3.58B	2.76B	3.53B	4.52B	3.17B
Other Investing Acitivies	-216.60M	-489.80M	-8.00M	-14.90M	-298.60M	284.40M	-28.10M	12.10M	-1.10M	-9.20M	-22.90M	-541.50M	3.60M	12.00M	n/a	13.40M	-27.20M	-10.40M	n/a	200.00K	-181.60M	-374.20M	-237.90M	-64.80M	-8.50M	5.10M	1.30M	4.30M	267.90M
Investing Cash Flow	-228.50M	-507.60M	-460.20M	-608.80M	-311.90M	271.30M	-506.30M	-495.40M	-171.50M	-600.70M	-358.70M	-562.80M	182.80M	-98.80M	-174.20M	189.20M	-72.30M	97.90M	811.50M	41.30M	354.30M	1.47B	-979.80M	-885.20M	794.90M	-617.10M	120.50M	424.60M	-128.10M
Debt Repayment	n/a	n/a	n/a	120.60M	-151.10M	-11.60M	n/a	-104.70M	-114.30M	-700.00K	28.70M	-65.70M	238.60M	161.30M	52.20M	-50.60M	-101.00M	-19.60M	n/a	n/a	n/a	-83.30M	26.70M	11.60M	-176.30M	188.30M	-5.40M	7.20M	-1.60M
Common Stock Repurchased	n/a	-30.80M	-162.60M	-212.80M	-563.60M	-57.70M	-37.20M	-105.60M	-127.30M	-20.40M	-78.20M	-20.00M	-21.70M	-134.70M	-148.10M	-58.50M	-1.60M	-200.20M	n/a	n/a	n/a	n/a	n/a	-80.80M	-244.00M	-82.70M	n/a	-42.00M	-20.90M
Dividend Paid	-117.20M	-108.90M	-102.20M	-99.50M	-386.20M	-94.30M	-86.80M	-80.40M	-74.20M	-67.00M	-60.00M	-55.10M	-50.90M	-47.20M	-37.50M	-23.00M	-20.80M	-15.40M	-13.40M	n/a	n/a	n/a	-13.30M	-13.40M	-13.50M	-9.90M	-13.70M	-13.90M	-4.10M
Other Financial Acitivies	-4.90M	-900.00K	11.60M	-2.20M	1.60M	-7.40M	12.30M	-4.30M	14.80M	16.40M	4.00M	7.40M	-38.70M	12.00M	3.20M	-12.50M	25.10M	-478.30M	-744.80M	-479.60M	-189.60M	-1.39B	432.60M	645.20M	-472.30M	791.60M	105.60M	-636.40M	-472.20M
Financial Cash Flow	-122.10M	-140.60M	-253.20M	-193.90M	-1.10B	-171.00M	-111.70M	-295.00M	-294.70M	-71.70M	-105.50M	-133.40M	127.30M	-8.60M	-130.20M	-144.60M	-98.30M	-468.50M	-749.60M	-475.30M	-189.30M	-1.47B	451.30M	542.50M	-905.00M	898.70M	90.30M	-685.10M	-250.80M
Net Cash Flow	11.10M	74.10M	110.30M	-95.10M	-805.00M	722.80M	93.80M	-56.20M	-34.50M	-112.90M	-78.60M	-255.60M	530.00M	-26.10M	-81.20M	206.30M	-97.30M	-328.80M	215.00M	-291.60M	-9.30M	39.60M	69.10M	-163.00M	-108.10M	335.20M	36.60M	-111.00M	-250.80M
Free Cash Flow	349.80M	704.50M	815.70M	692.70M	589.60M	538.20M	686.00M	721.90M	418.90M	553.50M	361.00M	386.90M	-1.48B	72.70M	-26.90M	200.00M	63.80M	33.00M	144.80M	134.60M	-179.70M	30.70M	565.50M	145.30M	-14.90M	37.20M	-188.50M	143.20M	114.60M