Tompkins Financial Corpor... (TMP)
Tompkins Financial Statistics
Share Statistics
Tompkins Financial has 14.39M shares outstanding. The number of shares has increased by -0.09% in one year.
| Shares Outstanding | 14.39M |
| Shares Change (YoY) | -0.09% |
| Shares Change (QoQ) | -0.02% |
| Owned by Institutions (%) | 65.01% |
| Shares Floating | 13.05M |
| Failed to Deliver (FTD) Shares | 8 |
| FTD / Avg. Volume | 0.02% |
Short Selling Information
The latest short interest is 74.16K, so 0.52% of the outstanding shares have been sold short.
| Short Interest | 74.16K |
| Short % of Shares Out | 0.52% |
| Short % of Float | 0.57% |
| Short Ratio (days to cover) | 1.23 |
Valuation Ratios
The PE ratio is 90.33 and the forward PE ratio is 12.85. Tompkins Financial's PEG ratio is -1.02.
| PE Ratio | 90.33 |
| Forward PE | 12.85 |
| PS Ratio | 3.99 |
| Forward PS | 2.8 |
| PB Ratio | 1.28 |
| P/FCF Ratio | 10.44 |
| PEG Ratio | -1.02 |
Enterprise Valuation
Tompkins Financial Corporation has an Enterprise Value (EV) of 1.43B.
| EV / Earnings | 150.67 |
| EV / Sales | 6.65 |
| EV / EBITDA | 69.7 |
| EV / EBIT | 114.96 |
| EV / FCF | 17.41 |
Financial Position
The company has a current ratio of 999.44, with a Debt / Equity ratio of 0.9.
| Current Ratio | 999.44 |
| Quick Ratio | 999.44 |
| Debt / Equity | 0.9 |
| Total Debt / Capitalization | 47.39 |
| Cash Flow / Debt | 0.15 |
| Interest Coverage | 0.14 |
Financial Efficiency
Return on equity (ROE) is 0.01% and return on capital (ROIC) is 0.78%.
| Return on Equity (ROE) | 0.01% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 0.78% |
| Revenue Per Employee | $228,679.41 |
| Profits Per Employee | $10,090.23 |
| Employee Count | 942 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 2.5M |
| Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by 41.32% in the last 52 weeks. The beta is 0.72, so Tompkins Financial's price volatility has been higher than the market average.
| Beta | 0.72 |
| 52-Week Price Change | 41.32% |
| 50-Day Moving Average | 68.61 |
| 200-Day Moving Average | 61.36 |
| Relative Strength Index (RSI) | 48.86 |
| Average Volume (20 Days) | 52.07K |
Income Statement
In the last 12 months, Tompkins Financial had revenue of 215.42M and earned 9.51M in profits. Earnings per share was 0.66.
| Revenue | 215.42M |
| Gross Profit | 215.42M |
| Operating Income | 12.46M |
| Net Income | 9.51M |
| EBITDA | 20.55M |
| EBIT | 12.46M |
| Earnings Per Share (EPS) | 0.66 |
Balance Sheet
The company has 79.54M in cash and 602.1M in debt, giving a net cash position of -522.56M.
| Cash & Cash Equivalents | 79.54M |
| Total Debt | 602.1M |
| Net Cash | -522.56M |
| Retained Earnings | 501.51M |
| Total Assets | 8.01B |
| Working Capital | 1.42B |
Cash Flow
In the last 12 months, operating cash flow was 89M and capital expenditures -6.76M, giving a free cash flow of 82.24M.
| Operating Cash Flow | 89M |
| Capital Expenditures | -6.76M |
| Free Cash Flow | 82.24M |
| FCF Per Share | 5.77 |
Margins
Gross margin is 100%, with operating and profit margins of 5.78% and 4.41%.
| Gross Margin | 100% |
| Operating Margin | 5.78% |
| Pretax Margin | 5.63% |
| Profit Margin | 4.41% |
| EBITDA Margin | 9.54% |
| EBIT Margin | 5.78% |
| FCF Margin | 38.18% |
Dividends & Yields
TMP pays an annual dividend of $2.46, which amounts to a dividend yield of 3.53%.
| Dividend Per Share | $2.46 |
| Dividend Yield | 3.53% |
| Dividend Growth (YoY) | 3.33% |
| Payout Ratio | 49.5% |
| Earnings Yield | 0.96% |
| FCF Yield | 8.33% |
Analyst Forecast
The average price target for TMP is $69, which is 0.6% higher than the current price. The consensus rating is "Hold".
| Price Target | $69 |
| Price Target Difference | 0.6% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
Stock Splits
The last stock split was on Feb 3, 2010. It was a forward split with a ratio of 11:10.
| Last Split Date | Feb 3, 2010 |
| Split Type | forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | 0.46 |
| Piotroski F-Score | 6 |