Tompkins Financial Corporation Statistics
Share Statistics
Tompkins Financial Corporation has 14.39M shares outstanding. The number of shares has increased by 1.22% in one year.
| Shares Outstanding | 14.39M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -0.06% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 13.03M |
| Failed to Deliver (FTD) Shares | 59 |
| FTD / Avg. Volume | 0.11% |
Short Selling Information
The latest short interest is 97.03K, so 0.67% of the outstanding shares have been sold short.
| Short Interest | 97.03K |
| Short % of Shares Out | 0.67% |
| Short % of Float | 0.75% |
| Short Ratio (days to cover) | 2.06 |
Valuation Ratios
The PE ratio is 90.33 and the forward PE ratio is 14.77. Tompkins Financial Corporation's PEG ratio is 0.14.
| PE Ratio | 90.33 |
| Forward PE | 14.77 |
| PS Ratio | 3.99 |
| Forward PS | 3.5 |
| PB Ratio | 1.28 |
| P/FCF Ratio | 10.44 |
| PEG Ratio | 0.14 |
Enterprise Valuation
Tompkins Financial Corporation has an Enterprise Value (EV) of 1.43B.
| EV / Earnings | 150.67 |
| EV / Sales | 6.65 |
| EV / EBITDA | 69.7 |
| EV / EBIT | 114.96 |
| EV / FCF | 17.41 |
Financial Position
The company has a current ratio of 989.24, with a Debt / Equity ratio of 0.2.
| Current Ratio | 989.24 |
| Quick Ratio | 989.24 |
| Debt / Equity | 0.2 |
| Total Debt / Capitalization | 16.9 |
| Cash Flow / Debt | 0.65 |
| Interest Coverage | 0.14 |
Financial Efficiency
Return on equity (ROE) is 0.01% and return on capital (ROIC) is 0.78%.
| Return on Equity (ROE) | 0.01% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 0.78% |
| Revenue Per Employee | 228.68K |
| Profits Per Employee | 10.09K |
| Employee Count | 942 |
| Asset Turnover | 0.03 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 2.50M |
| Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by 20.4% in the last 52 weeks. The beta is 0.66, so Tompkins Financial Corporation's price volatility has been higher than the market average.
| Beta | 0.66 |
| 52-Week Price Change | 20.4% |
| 50-Day Moving Average | 69.52 |
| 200-Day Moving Average | 55.85 |
| Relative Strength Index (RSI) | 56.69 |
| Average Volume (20 Days) | 55.88K |
Income Statement
In the last 12 months, Tompkins Financial Corporation had revenue of $215.42M and earned $9.51M in profits. Earnings per share was $0.66.
| Revenue | 215.42M |
| Gross Profit | 215.42M |
| Operating Income | 12.46M |
| Net Income | 9.51M |
| EBITDA | 20.55M |
| EBIT | 12.46M |
| Earnings Per Share (EPS) | 0.66 |
Balance Sheet
The company has $79.54M in cash and $602.10M in debt, giving a net cash position of -$522.56M.
| Cash & Cash Equivalents | 79.54M |
| Total Debt | 602.10M |
| Net Cash | -522.56M |
| Retained Earnings | 501.51M |
| Total Assets | 8.01B |
| Working Capital | 1.42B |
Cash Flow
In the last 12 months, operating cash flow was $89.00M and capital expenditures -$6.76M, giving a free cash flow of $82.24M.
| Operating Cash Flow | 89.00M |
| Capital Expenditures | -6.76M |
| Free Cash Flow | 82.24M |
| FCF Per Share | 5.77 |
Margins
Gross margin is 100%, with operating and profit margins of 5.78% and 4.41%.
| Gross Margin | 100% |
| Operating Margin | 5.78% |
| Pretax Margin | 5.63% |
| Profit Margin | 4.41% |
| EBITDA Margin | 9.54% |
| EBIT Margin | 5.78% |
| FCF Margin | 38.18% |
Dividends & Yields
TMP pays an annual dividend of $2.48, which amounts to a dividend yield of 3.26%.
| Dividend Per Share | $2.48 |
| Dividend Yield | 3.26% |
| Dividend Growth (YoY) | 3.33% |
| Payout Ratio | 53.45% |
| Earnings Yield | 0.87% |
| FCF Yield | 7.5% |
Analyst Forecast
The average price target for TMP is $68, which is -10.7% lower than the current price. The consensus rating is "Buy".
| Price Target | $68 |
| Price Target Difference | -10.7% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Feb 3, 2010. It was a forward split with a ratio of 11:10.
| Last Split Date | Feb 3, 2010 |
| Split Type | forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | 0.47 |
| Piotroski F-Score | 6 |