TowneBank (TOWN)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
35.94
-0.39 (-1.07%)
At close: Jan 28, 2025, 1:47 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 |
PE Ratio | 14.45 | 11.84 | 10.63 | 11.66 | 14.45 | 12.74 | 21.67 | 28.10 | 17.08 | 12.61 | 12.11 | 12.57 | 10.62 | 14.90 | 10.97 | 25.08 | 16.41 | 21.13 | 24.50 | 38.15 | 39.61 | 27.41 | 42.16 | 57.93 |
PS Ratio | 3.29 | 3.26 | 3.37 | 2.56 | 3.56 | 3.20 | 4.24 | 5.06 | 3.59 | 2.20 | 2.16 | 2.09 | 1.73 | 2.39 | 1.80 | 4.58 | 3.12 | 4.15 | 4.49 | 6.75 | 6.22 | 4.06 | 8.02 | 10.73 |
PB Ratio | 1.09 | 1.19 | 1.21 | 0.96 | 1.22 | 1.12 | 1.68 | 1.76 | 1.31 | 0.87 | 0.88 | 0.86 | 0.69 | 0.92 | 0.64 | 1.43 | 1.49 | 2.00 | 2.04 | 2.28 | 3.25 | 2.13 | 2.70 | 1.90 |
P/FCF Ratio | 18.96 | 6.16 | 4.70 | 20.68 | -38 | 5.95 | 17.06 | 11.32 | 18.45 | 16.31 | 5.25 | 24.16 | -16.31 | 21.44 | -7.67 | 23.12 | 59.50 | 7.52 | 27.15 | -83.04 | 7.87 | -6.31 | -6.65 | n/a |
P/OCF Ratio | 13.77 | 5.39 | 4.41 | 13.27 | -125.03 | 5.54 | 15.22 | 10.21 | 13.14 | 11.94 | 4.38 | 11.82 | 62.91 | 9.65 | -13.69 | 17.13 | 19.62 | 6.65 | 14.88 | 50.08 | 5.57 | -11.13 | -6.65 | n/a |
OCF/S Ratio | 0.24 | 0.61 | 0.76 | 0.19 | -0.03 | 0.58 | 0.28 | 0.50 | 0.27 | 0.18 | 0.49 | 0.18 | 0.03 | 0.25 | -0.13 | 0.27 | 0.16 | 0.62 | 0.30 | 0.13 | 1.12 | -0.36 | -1.21 | n/a |
Debt / Equity Ratio | 0.23 | 0.15 | 0.21 | 0.40 | 0.44 | 0.69 | 0.68 | 0.64 | 0.53 | 0.65 | 0.69 | 0.69 | 0.57 | 0.70 | 1.10 | 1.05 | 2.47 | 0.80 | 0.40 | 0.65 | 0.99 | 0.85 | 1.35 | n/a |
Quick Ratio | n/a | 0.01 | 0.43 | 0.34 | 0.27 | 1.45 | 1.60 | 1.46 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 292.27 | 45.13 | 1.96 | n/a | 2.18 | n/a |
Current Ratio | n/a | 0.01 | 0.43 | 0.34 | 0.27 | 1.45 | 1.60 | 1.46 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 292.27 | 45.13 | 1.96 | n/a | 2.18 | n/a |
Asset Turnover | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 | 0.02 | 0.02 |
Interest Coverage | 1.15 | 3.66 | 6.58 | 2.22 | 1.57 | 3.08 | 4.24 | 3.68 | 3.75 | 3.25 | 3.23 | 2.78 | 2.27 | 1.92 | 1.63 | 1.51 | 1.48 | 1.65 | 2.01 | 2.02 | 1.67 | 1.50 | -0.58 | n/a |
Return on Equity (ROE) | 0.08 | 0.10 | 0.11 | 0.08 | 0.08 | 0.09 | 0.08 | 0.06 | 0.08 | 0.07 | 0.07 | 0.07 | 0.06 | 0.06 | 0.06 | 0.06 | 0.09 | 0.09 | 0.08 | 0.06 | 0.08 | 0.08 | 0.06 | 0.03 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 |
Return on Capital (ROIC) | 0.02 | 0.06 | 0.06 | 0.04 | 0.03 | 0.05 | 0.05 | 0.04 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.02 | 0.03 | 0.03 | -0.02 | -0.02 |
Dividend Yield | 0.03 | 0.03 | 0.02 | 0.03 | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.05 | 0.04 | 0.06 | 0.02 | 0.03 | 0.01 | 0.01 | 0.00 | 0.00 | n/a | n/a | n/a |
Payout Ratio | 0.46 | 0.33 | 0.26 | 0.36 | 0.36 | 0.34 | 0.39 | 0.45 | 0.35 | 0.38 | 0.32 | 0.52 | 0.52 | 0.58 | 0.61 | 0.39 | 0.56 | 0.25 | 0.16 | 0.09 | 0.08 | n/a | n/a | n/a |
Gross Profit Margin | 139.40% | 98.65% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 1.00% |
Net Profit Margin | 22.76% | 27.53% | 31.72% | 21.98% | 24.64% | 25.15% | 19.55% | 18.02% | 20.99% | 17.42% | 17.86% | 16.64% | 16.34% | 16.05% | 16.41% | 18.24% | 19.01% | 19.65% | 18.31% | 17.70% | 15.71% | 14.82% | 19.01% | 0.19% |
Pretax Profit Margin | 27.57% | 34.54% | 41.21% | 30.40% | 31.30% | 32.33% | 32.92% | 27.04% | 31.14% | 26.07% | 26.25% | 23.50% | 22.33% | 22.99% | 23.55% | 24.92% | 27.86% | 29.09% | 28.20% | 27.46% | 24.41% | 21.85% | 21.43% | n/a |
Operating Profit Margin | 42.02% | 30.14% | 39.79% | 26.79% | 30.43% | 46.76% | 41.58% | 35.29% | 40.95% | 35.99% | 36.47% | 35.59% | 40.35% | 47.32% | 60.79% | 73.57% | 85.44% | 73.56% | 56.21% | 54.41% | 61.02% | 65.39% | -74.97% | -1.34% |
FCF Margin | 17.35% | 52.92% | 71.81% | 12.40% | -9.37% | 53.85% | 24.83% | 44.75% | 19.44% | 13.47% | 41.21% | 8.65% | -10.63% | 11.15% | -23.46% | 19.79% | 5.25% | 55.25% | 16.53% | -8.13% | 79.03% | -64.37% | -120.51% | n/a |
EBITDA Margin | 32.64% | 38.72% | 45.80% | 34.79% | 36.51% | 37.73% | 38.04% | 32.55% | 36.57% | 31.82% | 31.59% | 28.58% | 27.71% | 28.17% | 29.52% | 31.98% | 33.71% | n/a | 35.36% | 44.13% | n/a | n/a | 151.42% | n/a |