TowneBank Statistics
Share Statistics
TowneBank has 75.15M shares outstanding. The number of shares has increased by 3.34% in one year.
| Shares Outstanding | 75.15M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.14% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 69.97M |
| Failed to Deliver (FTD) Shares | 187 |
| FTD / Avg. Volume | 0.07% |
Short Selling Information
The latest short interest is 620.19K, so 0.83% of the outstanding shares have been sold short.
| Short Interest | 620.19K |
| Short % of Shares Out | 0.83% |
| Short % of Float | 0.89% |
| Short Ratio (days to cover) | 1.64 |
Valuation Ratios
The PE ratio is 14.45 and the forward PE ratio is 14.02. TowneBank's PEG ratio is 0.21.
| PE Ratio | 14.45 |
| Forward PE | 14.02 |
| PS Ratio | 3.29 |
| Forward PS | 2.9 |
| PB Ratio | 1.09 |
| P/FCF Ratio | 18.96 |
| PEG Ratio | 0.21 |
Enterprise Valuation
TowneBank has an Enterprise Value (EV) of 1.59B.
| EV / Earnings | 10.32 |
| EV / Sales | 2.35 |
| EV / EBITDA | 7.19 |
| EV / EBIT | 5.59 |
| EV / FCF | 13.53 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.23.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.23 |
| Total Debt / Capitalization | 18.39 |
| Cash Flow / Debt | 0.35 |
| Interest Coverage | 1.15 |
Financial Efficiency
Return on equity (ROE) is 0.08% and return on capital (ROIC) is 9.4%.
| Return on Equity (ROE) | 0.08% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 9.4% |
| Revenue Per Employee | 247.96K |
| Profits Per Employee | 56.43K |
| Employee Count | 2.72K |
| Asset Turnover | 0.04 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 31.09M |
| Effective Tax Rate | 0.17 |
Stock Price Statistics
The stock price has increased by 18.85% in the last 52 weeks. The beta is 0.91, so TowneBank's price volatility has been higher than the market average.
| Beta | 0.91 |
| 52-Week Price Change | 18.85% |
| 50-Day Moving Average | 35.07 |
| 200-Day Moving Average | 31.35 |
| Relative Strength Index (RSI) | 43.07 |
| Average Volume (20 Days) | 258.05K |
Income Statement
In the last 12 months, TowneBank had revenue of 675.44M and earned 153.72M in profits. Earnings per share was 2.06.
| Revenue | 675.44M |
| Gross Profit | 941.58M |
| Operating Income | 283.85M |
| Net Income | 153.72M |
| EBITDA | 220.44M |
| EBIT | 283.85M |
| Earnings Per Share (EPS) | 2.06 |
Balance Sheet
The company has 189.00M in cash and 459.75M in debt, giving a net cash position of -270.75M.
| Cash & Cash Equivalents | 189.00M |
| Total Debt | 459.75M |
| Net Cash | -270.75M |
| Retained Earnings | 921.13M |
| Total Assets | 17.19B |
| Working Capital | -1.90B |
Cash Flow
In the last 12 months, operating cash flow was 161.30M and capital expenditures -44.13M, giving a free cash flow of 117.17M.
| Operating Cash Flow | 161.30M |
| Capital Expenditures | -44.13M |
| Free Cash Flow | 117.17M |
| FCF Per Share | 1.57 |
Margins
Gross margin is 139.4%, with operating and profit margins of 42.02% and 22.76%.
| Gross Margin | 139.4% |
| Operating Margin | 42.02% |
| Pretax Margin | 27.57% |
| Profit Margin | 22.76% |
| EBITDA Margin | 32.64% |
| EBIT Margin | 42.02% |
| FCF Margin | 17.35% |
Dividends & Yields
TOWN pays an annual dividend of $1, which amounts to a dividend yield of 3.1%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 3.1% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 50% |
| Earnings Yield | 6.15% |
| FCF Yield | 4.66% |
Analyst Forecast
The average price target for TOWN is $40, which is 19.5% higher than the current price. The consensus rating is "Buy".
| Price Target | $40 |
| Price Target Difference | 19.5% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Stock Splits
The last stock split was on May 23, 2012. It was a forward split with a ratio of 103:100.
| Last Split Date | May 23, 2012 |
| Split Type | forward |
| Split Ratio | 103:100 |
Scores
| Altman Z-Score | 0.11 |
| Piotroski F-Score | 5 |