TowneBank (TOWN)
TowneBank Statistics
Share Statistics
TowneBank has 75.15M shares outstanding. The number of shares has increased by 3.34% in one year.
| Shares Outstanding | 75.15M |
| Shares Change (YoY) | 3.34% |
| Shares Change (QoQ) | 0.14% |
| Owned by Institutions (%) | 57.45% |
| Shares Floating | 74.96M |
| Failed to Deliver (FTD) Shares | 225 |
| FTD / Avg. Volume | 0.1% |
Short Selling Information
The latest short interest is 874.13K, so 1.16% of the outstanding shares have been sold short.
| Short Interest | 874.13K |
| Short % of Shares Out | 1.16% |
| Short % of Float | 1.25% |
| Short Ratio (days to cover) | 3.5 |
Valuation Ratios
The PE ratio is 15.83 and the forward PE ratio is 11.27. TowneBank's PEG ratio is 3.62.
| PE Ratio | 15.83 |
| Forward PE | 11.27 |
| PS Ratio | 3.7 |
| Forward PS | 3 |
| PB Ratio | 1.2 |
| P/FCF Ratio | 31.58 |
| PEG Ratio | 3.62 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for TowneBank.
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.12.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.12 |
| Total Debt / Capitalization | 10.96 |
| Cash Flow / Debt | 0.53 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0.08% and return on capital (ROIC) is 0%.
| Return on Equity (ROE) | 0.08% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 0% |
| Revenue Per Employee | $254,598.16 |
| Profits Per Employee | $59,469.49 |
| Employee Count | 2,720 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 27.65M |
| Effective Tax Rate | 0.15 |
Stock Price Statistics
The stock price has increased by 25.3% in the last 52 weeks. The beta is 0.91, so TowneBank's price volatility has been higher than the market average.
| Beta | 0.91 |
| 52-Week Price Change | 25.3% |
| 50-Day Moving Average | 35.58 |
| 200-Day Moving Average | 33.49 |
| Relative Strength Index (RSI) | 49.78 |
| Average Volume (20 Days) | 224.12K |
Income Statement
In the last 12 months, TowneBank had revenue of 692.51M and earned 161.76M in profits. Earnings per share was 2.15.
| Revenue | 692.51M |
| Gross Profit | 692.51M |
| Operating Income | 0 |
| Net Income | 161.76M |
| EBITDA | 0 |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.15 |
Balance Sheet
The company has 1.34B in cash and 263.22M in debt, giving a net cash position of 1.08B.
| Cash & Cash Equivalents | 1.34B |
| Total Debt | 263.22M |
| Net Cash | 1.08B |
| Retained Earnings | 1.01B |
| Total Assets | 17.25B |
| Working Capital | 3.69B |
Cash Flow
In the last 12 months, operating cash flow was 138.36M and capital expenditures -57.27M, giving a free cash flow of 81.09M.
| Operating Cash Flow | 138.36M |
| Capital Expenditures | -57.27M |
| Free Cash Flow | 81.09M |
| FCF Per Share | 1.08 |
Margins
Gross margin is 100%, with operating and profit margins of 0% and 23.36%.
| Gross Margin | 100% |
| Operating Margin | n/a |
| Pretax Margin | 27.49% |
| Profit Margin | 23.36% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 11.71% |
Dividends & Yields
TOWN pays an annual dividend of $1, which amounts to a dividend yield of 2.84%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 2.84% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 46.51% |
| Earnings Yield | 6.11% |
| FCF Yield | 3.07% |
Analyst Forecast
The average price target for TOWN is $40.5, which is 15.2% higher than the current price. The consensus rating is "Hold".
| Price Target | $40.5 |
| Price Target Difference | 15.2% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
Stock Splits
The last stock split was on May 23, 2012. It was a forward split with a ratio of 103:100.
| Last Split Date | May 23, 2012 |
| Split Type | forward |
| Split Ratio | 103:100 |
Scores
| Altman Z-Score | 0.5 |
| Piotroski F-Score | 4 |