TrustCo Bank Corp NY (TRST)
TrustCo Bank Corp NY Statistics
Share Statistics
TrustCo Bank Corp NY has 19.01M shares outstanding. The number of shares has increased by -0.07% in one year.
| Shares Outstanding | 19.01M |
| Shares Change (YoY) | -0.07% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 70.49% |
| Shares Floating | 18.35M |
| Failed to Deliver (FTD) Shares | 12 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 199.01K, so 1.05% of the outstanding shares have been sold short.
| Short Interest | 199.01K |
| Short % of Shares Out | 1.05% |
| Short % of Float | 1.08% |
| Short Ratio (days to cover) | 1.72 |
Valuation Ratios
The PE ratio is 10.07 and the forward PE ratio is 11.26. TrustCo Bank Corp NY's PEG ratio is -0.47.
| PE Ratio | 10.07 |
| Forward PE | 11.26 |
| PS Ratio | 3.11 |
| Forward PS | 3.4 |
| PB Ratio | 0.92 |
| P/FCF Ratio | 10.1 |
| PEG Ratio | -0.47 |
Enterprise Valuation
TrustCo Bank Corp NY has an Enterprise Value (EV) of 674.88M.
| EV / Earnings | 11.51 |
| EV / Sales | 3.55 |
| EV / EBITDA | 7.63 |
| EV / EBIT | 7.14 |
| EV / FCF | 11.54 |
Financial Position
The company has a current ratio of 15.64, with a Debt / Equity ratio of 0.07.
| Current Ratio | 15.64 |
| Quick Ratio | 15.64 |
| Debt / Equity | 0.07 |
| Total Debt / Capitalization | 6.45 |
| Cash Flow / Debt | 1.44 |
| Interest Coverage | 1.74 |
Financial Efficiency
Return on equity (ROE) is 0.09% and return on capital (ROIC) is 10.35%.
| Return on Equity (ROE) | 0.09% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 10.35% |
| Revenue Per Employee | $258,019 |
| Profits Per Employee | $79,573.95 |
| Employee Count | 737 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 18.97M |
| Effective Tax Rate | 0.24 |
Stock Price Statistics
The stock price has increased by 21.73% in the last 52 weeks. The beta is 0.81, so TrustCo Bank Corp NY's price volatility has been higher than the market average.
| Beta | 0.81 |
| 52-Week Price Change | 21.73% |
| 50-Day Moving Average | 32.78 |
| 200-Day Moving Average | 32.54 |
| Relative Strength Index (RSI) | 48.68 |
| Average Volume (20 Days) | 93.53K |
Income Statement
In the last 12 months, TrustCo Bank Corp NY had revenue of 190.16M and earned 58.65M in profits. Earnings per share was 3.08.
| Revenue | 190.16M |
| Gross Profit | 146.1M |
| Operating Income | 94.47M |
| Net Income | 58.65M |
| EBITDA | 88.4M |
| EBIT | 94.47M |
| Earnings Per Share (EPS) | 3.08 |
Balance Sheet
The company has 49.27M in cash and 44.47M in debt, giving a net cash position of 4.8M.
| Cash & Cash Equivalents | 49.27M |
| Total Debt | 44.47M |
| Net Cash | 4.8M |
| Retained Earnings | 425.07M |
| Total Assets | 6.24B |
| Working Capital | 320.77M |
Cash Flow
In the last 12 months, operating cash flow was 64.13M and capital expenditures -5.67M, giving a free cash flow of 58.46M.
| Operating Cash Flow | 64.13M |
| Capital Expenditures | -5.67M |
| Free Cash Flow | 58.46M |
| FCF Per Share | 3.07 |
Margins
Gross margin is 76.83%, with operating and profit margins of 49.68% and 30.84%.
| Gross Margin | 76.83% |
| Operating Margin | 49.68% |
| Pretax Margin | 40.81% |
| Profit Margin | 30.84% |
| EBITDA Margin | 46.49% |
| EBIT Margin | 49.68% |
| FCF Margin | 30.74% |
Dividends & Yields
TRST pays an annual dividend of $1.44, which amounts to a dividend yield of 4.36%.
| Dividend Per Share | $1.44 |
| Dividend Yield | 4.36% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 56.03% |
| Earnings Yield | 9.34% |
| FCF Yield | 9.32% |
Analyst Forecast
Currently there are no analyst rating for TRST.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on May 28, 2021. It was a backward split with a ratio of 1:5.
| Last Split Date | May 28, 2021 |
| Split Type | backward |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | 0.17 |
| Piotroski F-Score | 6 |