TrustCo Bank Corp NY (TRST)
TrustCo Bank Corp NY Statistics
Share Statistics
TrustCo Bank Corp NY has 19.02M shares outstanding. The number of shares has increased by -0.02% in one year.
| Shares Outstanding | 19.02M |
| Shares Change (YoY) | -0.02% |
| Shares Change (QoQ) | 0.05% |
| Owned by Institutions (%) | 73.32% |
| Shares Floating | 18.36M |
| Failed to Deliver (FTD) Shares | 183 |
| FTD / Avg. Volume | 0.21% |
Short Selling Information
The latest short interest is 199.01K, so 1.05% of the outstanding shares have been sold short.
| Short Interest | 199.01K |
| Short % of Shares Out | 1.05% |
| Short % of Float | 1.08% |
| Short Ratio (days to cover) | 1.72 |
Valuation Ratios
The PE ratio is 12.97 and the forward PE ratio is 11.26. TrustCo Bank Corp NY's PEG ratio is -0.78.
| PE Ratio | 12.97 |
| Forward PE | 11.26 |
| PS Ratio | 3.69 |
| Forward PS | 2.9 |
| PB Ratio | 0.94 |
| P/FCF Ratio | 11.61 |
| PEG Ratio | -0.78 |
Enterprise Valuation
TrustCo Bank Corp NY has an Enterprise Value (EV) of 626.28M.
| EV / Sales | 3.65 |
| EV / EBITDA | 0 |
| EV / EBIT | 10.54 |
| EV / FCF | 11.48 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.06.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.06 |
| Debt / EBITDA | - |
| Debt / FCF | 0.74 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 7.22% and Return on Invested Capital is 0%.
| Return on Equity | 7.22% |
| Return on Assets | 0.78% |
| Return on Invested Capital | 0% |
| Revenue Per Employee | $217.16K |
| Profits Per Employee | $61.74K |
| Employee Count | 791 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 15.21M |
| Effective Tax Rate | 23.75% |
Stock Price Statistics
The stock price has increased by 5.75% in the last 52 weeks. The beta is 0.72, so TrustCo Bank Corp NY's price volatility has been higher than the market average.
| Beta | 0.72 |
| 52-Week Price Change | 5.75% |
| 50-Day Moving Average | 31.77 |
| 200-Day Moving Average | 32.85 |
| Relative Strength Index (RSI) | 30.14 |
| Average Volume (20 Days) | 86.7K |
Income Statement
In the last 12 months, TrustCo Bank Corp NY had revenue of 171.77M and earned 48.83M in profits. Earnings per share was 2.57.
| Revenue | 171.77M |
| Gross Profit | 171.77M |
| Operating Income | 0 |
| Net Income | 48.83M |
| EBITDA | 0 |
| EBIT | -11.44M |
| Earnings Per Share (EPS) | 2.57 |
Balance Sheet
The company has 47.36M in cash and 40.16M in debt, giving a net cash position of 7.21M.
| Cash & Cash Equivalents | 47.36M |
| Total Debt | 40.16M |
| Net Cash | 7.21M |
| Retained Earnings | 446.5M |
| Total Assets | 6.24B |
| Working Capital | 320.77M |
Cash Flow
In the last 12 months, operating cash flow was 59.44M and capital expenditures -4.88M, giving a free cash flow of 54.56M.
| Operating Cash Flow | 59.44M |
| Capital Expenditures | -4.88M |
| Free Cash Flow | 54.56M |
| FCF Per Share | 2.87 |
Margins
Gross margin is 100%, with operating and profit margins of 0% and 28.43%.
| Gross Margin | 100% |
| Operating Margin | n/a |
| Pretax Margin | 37.29% |
| Profit Margin | 28.43% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.76% |
Dividends & Yields
TRST pays an annual dividend of $1.44, which amounts to a dividend yield of 4.64%.
| Dividend Per Share | $1.44 |
| Dividend Yield | 4.64% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 56.03% |
| Earnings Yield | 7.71% |
| FCF Yield | 8.61% |
Analyst Forecast
Currently there are no analyst rating for TRST.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on May 28, 2021. It was a backward split with a ratio of 1:5.
| Last Split Date | May 28, 2021 |
| Split Type | backward |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | 0.16 |
| Piotroski F-Score | 6 |