United Bancshares Inc. (UBOH)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
27.77
0.77 (2.85%)
At close: Jan 14, 2025, 8:00 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 |
PE Ratio | 6.88 | 5.40 | 7.37 | 6.05 | 6.97 | 7.96 | 18.86 | 12.76 | 10.29 | 11.42 | 10.63 | 7.49 | 8.04 | 11.66 | 11.00 | 7.26 | 10.70 | 12.70 | 12.86 | 20.93 | 16.09 | 6.76 | 10.57 | 15.15 | 15.82 | 14.04 |
PS Ratio | 1.45 | 1.34 | 1.89 | 1.39 | 1.69 | 1.74 | 2.52 | 2.90 | 2.40 | 2.31 | 2.34 | 1.51 | 1.03 | 1.31 | 1.27 | 1.45 | 2.40 | 3.05 | 2.87 | 3.29 | 3.21 | 2.67 | 2.42 | 2.42 | 3.28 | 15.66 |
PB Ratio | 0.63 | 0.74 | 0.84 | 0.75 | 0.78 | 0.81 | 0.96 | 0.97 | 0.85 | 0.73 | 0.78 | 0.52 | 0.40 | 0.59 | 0.58 | 0.63 | 1.00 | 1.36 | 1.36 | 1.46 | 1.39 | 1.05 | 0.99 | 1.18 | 2.15 | 1.79 |
P/FCF Ratio | 5.28 | 4.62 | 4.45 | 5.32 | 25.88 | 14.15 | 43.23 | 16.72 | 9.26 | 10.89 | 10.49 | 4.69 | 2.51 | 3.26 | 6.11 | 5.33 | 9.41 | 14.34 | 8.63 | 9.90 | 24.52 | 4.47 | 6.42 | 9.37 | 22.53 | -86.82 |
P/OCF Ratio | 4.61 | 3.64 | 3.79 | 4.83 | 20.50 | 12.71 | 12.38 | 10.65 | 8.84 | 10.18 | 9.68 | 4.62 | 2.47 | 3.16 | 5.70 | 3.87 | 6.95 | 11.69 | 8.43 | 9.51 | 19.31 | 3.91 | 5.07 | 6.44 | 16.84 | 15.23 |
OCF/S Ratio | 0.31 | 0.37 | 0.50 | 0.29 | 0.08 | 0.14 | 0.20 | 0.27 | 0.27 | 0.23 | 0.24 | 0.33 | 0.42 | 0.41 | 0.22 | 0.38 | 0.35 | 0.26 | 0.34 | 0.35 | 0.17 | 0.68 | 0.48 | 0.38 | 0.19 | 1.03 |
Debt / Equity Ratio | 0.19 | 0.25 | 0.17 | 0.19 | 0.76 | 0.97 | 0.92 | 0.44 | 0.21 | 0.19 | 0.36 | 0.51 | 0.17 | 1.20 | 1.63 | 1.91 | 2.09 | 2.68 | 2.99 | 3.22 | 1.52 | n/a | n/a | n/a | 0.03 | 1.04 |
Quick Ratio | n/a | 73.36 | 31.90K | 71.28K | 70.29K | 5.01 | 4.44 | 5.72 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.39 | n/a | n/a | n/a | 19.50 | n/a | n/a | n/a | 127.68K | 2.15 |
Current Ratio | n/a | 52.91 | 31.90K | 71.28K | 62.77K | 5.01 | 4.44 | 5.72 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.39 | n/a | n/a | n/a | 19.50 | n/a | n/a | n/a | 127.68K | 2.15 |
Asset Turnover | 0.04 | 0.04 | 0.05 | 0.06 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.01 |
Interest Coverage | 2.90 | 4.35 | 5.24 | 2.39 | 1.38 | 2.58 | 3.16 | 4.26 | 4.53 | 3.02 | 2.81 | 2.19 | 1.42 | 1.33 | 1.25 | 1.34 | 1.33 | 1.40 | 1.49 | 1.34 | 1.46 | 1.69 | 1.29 | 1.16 | 1.27 | 1.29 |
Return on Equity (ROE) | 0.09 | 0.14 | 0.11 | 0.12 | 0.11 | 0.10 | 0.05 | 0.08 | 0.08 | 0.06 | 0.07 | 0.07 | 0.05 | 0.05 | 0.05 | 0.09 | 0.09 | 0.11 | 0.11 | 0.07 | 0.09 | 0.16 | 0.09 | 0.08 | 0.14 | 0.13 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Return on Capital (ROIC) | 0.04 | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | -0.05 | 0.04 | 0.03 | 0.02 | 0.03 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
Dividend Yield | 0.05 | 0.05 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | n/a | 0.05 | 0.07 | 0.06 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.02 | n/a |
Payout Ratio | 0.32 | 0.24 | 0.18 | 0.12 | 0.16 | 0.19 | 0.41 | 0.26 | 0.20 | 0.28 | 0.15 | 0.04 | n/a | 0.55 | 0.72 | 0.47 | 0.43 | 0.38 | 0.38 | 0.52 | 0.44 | 0.25 | 0.44 | 0.67 | 0.29 | n/a |
Gross Profit Margin | 94.79% | 100.00% | 100.00% | 100.00% | 100.00% | 95.79% | 96.42% | 96.46% | 97.53% | 96.81% | 97.06% | 97.23% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 21.06% | 24.78% | 25.59% | 22.91% | 24.26% | 21.84% | 13.34% | 22.72% | 23.30% | 20.20% | 22.02% | 20.14% | 12.81% | 11.22% | 11.51% | 20.01% | 22.47% | 24.01% | 22.34% | 15.70% | 19.94% | 39.58% | 22.87% | 16.00% | 20.72% | 111.56% |
Pretax Profit Margin | 22.73% | 27.44% | 30.28% | 27.78% | 27.94% | 25.90% | 23.33% | 29.90% | 28.83% | 25.28% | 27.91% | 24.95% | 13.26% | 11.79% | 12.13% | 24.58% | 28.16% | 30.11% | 28.30% | 18.12% | 25.77% | 26.61% | 30.11% | 18.54% | 26.14% | 137.08% |
Operating Profit Margin | 100.00% | 31.05% | 30.28% | 27.78% | 27.94% | 42.27% | 34.14% | 39.08% | 37.01% | 37.78% | 43.33% | 45.95% | 45.16% | 47.60% | 61.32% | 96.10% | 113.68% | 105.29% | 86.21% | 70.64% | 81.59% | 123.00% | 134.33% | 133.68% | 122.49% | 606.84% |
FCF Margin | 27.39% | 28.92% | 42.35% | 26.04% | 6.53% | 12.29% | 5.82% | 17.34% | 25.89% | 21.18% | 22.32% | 32.18% | 41.02% | 40.08% | 20.72% | 27.28% | 25.54% | 21.26% | 33.30% | 33.20% | 13.09% | 59.85% | 37.66% | 25.87% | 14.54% | -18.03% |
EBITDA Margin | 26.62% | 30.97% | 33.19% | 30.27% | 30.76% | 28.72% | 26.58% | 33.64% | 31.43% | 28.57% | 30.99% | 28.42% | 24.07% | n/a | 30.10% | 50.88% | n/a | 65.96% | 62.02% | 48.41% | n/a | n/a | n/a | n/a | n/a | n/a |