United Bancshares Inc. (UBOH)
United Bancshares Statistics
Share Statistics
United Bancshares has 3.14M shares outstanding. The number of shares has increased by 3.27% in one year.
| Shares Outstanding | 3.14M |
| Shares Change (YoY) | 3.27% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 0.77% |
| Shares Floating | 2.48M |
| Failed to Deliver (FTD) Shares | 1 |
| FTD / Avg. Volume | 0.14% |
Short Selling Information
The latest short interest is 1.11K, so 0.04% of the outstanding shares have been sold short.
| Short Interest | 1.11K |
| Short % of Shares Out | 0.04% |
| Short % of Float | 0.04% |
| Short Ratio (days to cover) | 0.37 |
Valuation Ratios
The PE ratio is 10.13 and the forward PE ratio is null. United Bancshares's PEG ratio is 1.09.
| PE Ratio | 10.13 |
| Forward PE | n/a |
| PS Ratio | 2.22 |
| Forward PS | null |
| PB Ratio | 0.98 |
| P/FCF Ratio | 0 |
| PEG Ratio | 1.09 |
Enterprise Valuation
United Bancshares has an Enterprise Value (EV) of 14.55M.
| EV / Sales | 0.35 |
| EV / EBITDA | 0 |
| EV / EBIT | 0 |
| EV / FCF | 0 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.18.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.18 |
| Debt / EBITDA | - |
| Debt / FCF | - |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 9.66% and Return on Invested Capital is 3.25%.
| Return on Equity | 9.66% |
| Return on Assets | 0.77% |
| Return on Invested Capital | 3.25% |
| Revenue Per Employee | $198.26K |
| Profits Per Employee | $43.39K |
| Employee Count | 211 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 762K |
| Effective Tax Rate | 7.68% |
Stock Price Statistics
The stock price has increased by 43.76% in the last 52 weeks. The beta is 0.23, so United Bancshares's price volatility has been higher than the market average.
| Beta | 0.23 |
| 52-Week Price Change | 43.76% |
| 50-Day Moving Average | 28.36 |
| 200-Day Moving Average | 23.06 |
| Relative Strength Index (RSI) | 33.15 |
| Average Volume (20 Days) | 690 |
Income Statement
In the last 12 months, United Bancshares had revenue of 41.83M and earned 9.15M in profits. Earnings per share was 3.06.
| Revenue | 41.83M |
| Gross Profit | 41.83M |
| Operating Income | 41.83M |
| Net Income | 9.15M |
| EBITDA | 0 |
| EBIT | 83.66M |
| Earnings Per Share (EPS) | 3.06 |
Balance Sheet
The company has 95.28M in cash and 17.09M in debt, giving a net cash position of 78.19M.
| Cash & Cash Equivalents | 95.28M |
| Total Debt | 17.09M |
| Net Cash | 78.19M |
| Retained Earnings | 124.82M |
| Total Assets | 1.19B |
| Working Capital | 95.28M |
Cash Flow
In the last 12 months, operating cash flow was 0 and capital expenditures 0, giving a free cash flow of 0.
| Operating Cash Flow | 0 |
| Capital Expenditures | 0 |
| Free Cash Flow | 0 |
| FCF Per Share | 0 |
Margins
Gross margin is 100%, with operating and profit margins of 100% and 21.89%.
| Gross Margin | 100% |
| Operating Margin | 100% |
| Pretax Margin | 23.71% |
| Profit Margin | 21.89% |
| EBITDA Margin | n/a |
| EBIT Margin | 100% |
| FCF Margin | n/a |
Dividends & Yields
UBOH pays an annual dividend of $1.1, which amounts to a dividend yield of 3.07%.
| Dividend Per Share | $1.10 |
| Dividend Yield | 3.07% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 39.01% |
| Earnings Yield | 9.87% |
| FCF Yield | 0% |
Analyst Forecast
Currently there are no analyst rating for UBOH.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Jan 28, 2014. It was a forward split with a ratio of 10064:10000.
| Last Split Date | Jan 28, 2014 |
| Split Type | forward |
| Split Ratio | 10064:10000 |
Scores
| Altman Z-Score | 0.35 |
| Piotroski F-Score | 5 |