United Bancshares Statistics
Share Statistics
United Bancshares has 3.14M shares outstanding. The number of shares has increased by 3.39% in one year.
| Shares Outstanding | 3.14M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 3.27% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 2.48M |
| Failed to Deliver (FTD) Shares | 1 |
| FTD / Avg. Volume | 0.04% |
Short Selling Information
The latest short interest is 1.11K, so 0.04% of the outstanding shares have been sold short.
| Short Interest | 1.11K |
| Short % of Shares Out | 0.04% |
| Short % of Float | 0.04% |
| Short Ratio (days to cover) | 0.37 |
Valuation Ratios
The PE ratio is 6.88 and the forward PE ratio is null.
| PE Ratio | 6.88 |
| Forward PE | null |
| PS Ratio | 1.45 |
| Forward PS | null |
| PB Ratio | 0.63 |
| P/FCF Ratio | 5.28 |
| PEG Ratio | n/a |
Enterprise Valuation
United Bancshares Inc. has an Enterprise Value (EV) of 50.30M.
| EV / Earnings | 5.85 |
| EV / Sales | 1.23 |
| EV / EBITDA | 4.62 |
| EV / EBIT | 1.23 |
| EV / FCF | 4.49 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.19.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.19 |
| Total Debt / Capitalization | 16.11 |
| Cash Flow / Debt | 0.71 |
| Interest Coverage | 2.9 |
Financial Efficiency
Return on equity (ROE) is 0.09% and return on capital (ROIC) is 33.82%.
| Return on Equity (ROE) | 0.09% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 33.82% |
| Revenue Per Employee | 193.71K |
| Profits Per Employee | 40.79K |
| Employee Count | 211 |
| Asset Turnover | 0.04 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 683.00K |
| Effective Tax Rate | 0.07 |
Stock Price Statistics
The stock price has increased by 29.87% in the last 52 weeks. The beta is 0.34, so United Bancshares 's price volatility has been higher than the market average.
| Beta | 0.34 |
| 52-Week Price Change | 29.87% |
| 50-Day Moving Average | 21.36 |
| 200-Day Moving Average | 19.65 |
| Relative Strength Index (RSI) | 85.72 |
| Average Volume (20 Days) | 2.47K |
Income Statement
In the last 12 months, United Bancshares had revenue of $40.87M and earned $8.61M in profits. Earnings per share was $2.8.
| Revenue | 40.87M |
| Gross Profit | 38.74M |
| Operating Income | 40.87M |
| Net Income | 8.61M |
| EBITDA | 10.88M |
| EBIT | 40.87M |
| Earnings Per Share (EPS) | 2.8 |
Balance Sheet
The company has $26.91M in cash and $18.04M in debt, giving a net cash position of $8.87M.
| Cash & Cash Equivalents | 26.91M |
| Total Debt | 18.04M |
| Net Cash | 8.87M |
| Retained Earnings | 118.30M |
| Total Assets | 1.23B |
| Working Capital | 176.00M |
Cash Flow
In the last 12 months, operating cash flow was $12.83M and capital expenditures -$1.64M, giving a free cash flow of $11.20M.
| Operating Cash Flow | 12.83M |
| Capital Expenditures | -1.64M |
| Free Cash Flow | 11.20M |
| FCF Per Share | 3.64 |
Margins
Gross margin is 94.79%, with operating and profit margins of 100% and 21.06%.
| Gross Margin | 94.79% |
| Operating Margin | 100% |
| Pretax Margin | 22.73% |
| Profit Margin | 21.06% |
| EBITDA Margin | 26.62% |
| EBIT Margin | 100% |
| FCF Margin | 27.39% |
Dividends & Yields
UBOH pays an annual dividend of $0.88, which amounts to a dividend yield of 3.83%.
| Dividend Per Share | $0.88 |
| Dividend Yield | 3.83% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 31.21% |
| Earnings Yield | 11.2% |
| FCF Yield | 14.28% |
Analyst Forecast
Currently there are no analyst rating for UBOH.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Jan 28, 2014. It was a forward split with a ratio of 10064:10000.
| Last Split Date | Jan 28, 2014 |
| Split Type | forward |
| Split Ratio | 10064:10000 |
Scores
| Altman Z-Score | 0.42 |
| Piotroski F-Score | 5 |