United Bankshares Inc.
(UBSI) ✕
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
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At close: undefined
37.04
-0.72%
Pre-market Jan 07, 2025, 04:34 AM EST
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 | FY91 | FY90 | FY89 | FY88 | FY87 | FY86 | FY85 |
PE Ratio | 13.79 | 14.37 | 12.75 | 13.45 | 15.10 | 12.62 | 22.50 | 23.12 | 18.59 | 19.43 | 18.49 | 14.81 | 17.50 | 17.67 | 12.88 | 16.54 | 12.95 | 17.99 | 14.92 | 16.94 | 16.66 | 13.90 | 14.97 | 15.12 | 14.66 | 25.52 | 17.46 | 16.39 | 12.42 | 11.56 | 14.27 | 12.50 | 9.00 | 8.27 | 8.96 | 11.66 | 12.32 | 40.79 | 17.61 |
PS Ratio | 3.36 | 5.29 | 4.65 | 3.75 | 5.36 | 4.51 | 4.98 | 6.87 | 5.60 | 5.64 | 4.69 | 3.56 | 3.91 | 4.02 | 2.66 | 4.49 | 4.15 | 5.98 | 5.48 | 6.40 | 4.42 | 4.41 | 4.84 | 4.17 | 4.45 | 5.34 | 5.69 | 4.41 | 3.70 | 3.25 | 3.68 | 2.94 | 1.95 | 1.52 | 1.93 | n/a | n/a | n/a | n/a |
PB Ratio | 1.06 | 1.21 | 0.99 | 0.90 | 1.17 | 1.00 | 1.05 | 1.52 | 1.50 | 1.52 | 1.52 | 1.23 | 1.37 | 1.60 | 1.14 | 1.95 | 1.54 | 2.53 | 2.36 | 2.62 | 2.13 | 2.28 | 2.36 | 2.07 | 2.60 | 2.69 | 2.56 | 1.93 | 1.73 | 1.60 | 1.81 | 1.32 | 1.05 | 0.83 | 1.08 | n/a | n/a | n/a | n/a |
P/FCF Ratio | 11.92 | 7.34 | 7.89 | 32.03 | 28.75 | 11.28 | 14.14 | 21.33 | 14.82 | 18.57 | 11.63 | 9.85 | 11.97 | 13.03 | 17.80 | 12.90 | 14.97 | 18.60 | 13.64 | 12.39 | 2.68 | -11.93 | -19.74 | 1.20K | 4.55 | -10.63 | 23.41 | 7.76 | 10.27 | 8.88 | 10.64 | 10.23 | 6.44 | 5.37 | 10.96 | n/a | n/a | n/a | n/a |
P/OCF Ratio | 11.60 | 7.17 | 7.69 | 27.69 | 26.59 | 11.06 | 13.34 | 20.40 | 14.38 | 17.43 | 11.14 | 9.45 | 11.16 | 12.61 | 16.15 | 12.62 | 14.41 | 17.96 | 13.27 | 12.12 | 2.66 | -12.77 | -20.95 | 1.20K | 4.55 | -11.35 | 21.90 | 7.53 | 9.78 | 8.34 | 10.09 | 9.83 | 5.92 | 5.00 | 9.72 | n/a | n/a | n/a | n/a |
OCF/S Ratio | 0.29 | 0.74 | 0.60 | 0.14 | 0.20 | 0.41 | 0.37 | 0.34 | 0.39 | 0.32 | 0.42 | 0.38 | 0.35 | 0.32 | 0.16 | 0.36 | 0.29 | 0.33 | 0.41 | 0.53 | 1.66 | -0.35 | -0.23 | 0.00 | 0.98 | -0.47 | 0.26 | 0.59 | 0.38 | 0.39 | 0.36 | 0.30 | 0.33 | 0.30 | 0.20 | n/a | n/a | n/a | n/a |
Debt / Equity Ratio | 0.37 | 0.52 | 0.06 | 0.07 | 0.62 | 0.51 | 0.47 | 0.50 | 0.63 | 0.64 | 0.76 | 0.60 | 0.36 | 0.49 | 1.02 | 1.45 | 1.59 | 0.98 | 1.29 | 1.21 | 1.03 | 1.32 | 1.48 | 1.65 | 2.42 | 0.83 | 0.84 | 0.51 | 0.17 | 0.47 | 0.19 | 0.19 | n/a | 0.03 | 0.01 | n/a | n/a | n/a | n/a |
Quick Ratio | 44.73 | 76.73 | 90.83 | 52.90 | 11.33 | 43.08 | 32.25 | 58.06 | 25.03 | 23.47 | 17.18 | 23.00 | 28.18 | 3.81K | 1.87K | 1.74K | 1.25K | 1.42K | 1.13K | 1.07K | 209.20 | n/a | 0.04 | 0.04 | 39.24 | 1.56 | n/a | n/a | n/a | 0.06 | n/a | n/a | n/a | 23.57 | 76.90 | n/a | n/a | n/a | n/a |
Current Ratio | 44.73 | 76.73 | 61.05 | 36.75 | 8.90 | 43.08 | 32.25 | 58.06 | 25.03 | 23.47 | 17.18 | 23.00 | 28.18 | 3.81K | 1.87K | 1.74K | 1.25K | 1.42K | 1.13K | 1.07K | 209.20 | n/a | 0.04 | 0.04 | 39.24 | 1.56 | n/a | n/a | n/a | 0.06 | n/a | n/a | n/a | 23.57 | 76.90 | n/a | n/a | n/a | n/a |
Asset Turnover | 0.05 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | n/a | n/a | n/a | n/a |
Interest Coverage | 0.91 | 5.55 | 8.84 | 3.35 | 1.78 | 3.53 | 4.42 | 5.67 | 6.08 | 5.49 | 4.71 | 3.78 | 3.07 | 2.28 | 1.69 | 1.70 | 1.61 | 1.72 | 2.18 | 2.48 | 0.50 | 0.27 | 1.68 | 1.44 | 1.60 | 1.40 | 1.74 | 1.64 | 1.79 | 1.87 | 1.70 | 1.51 | 1.35 | 1.24 | 1.27 | n/a | n/a | n/a | n/a |
Return on Equity (ROE) | 0.08 | 0.08 | 0.08 | 0.07 | 0.08 | 0.08 | 0.05 | 0.07 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.09 | 0.09 | 0.12 | 0.12 | 0.14 | 0.16 | 0.15 | 0.13 | 0.16 | 0.16 | 0.14 | 0.18 | 0.11 | 0.15 | 0.12 | 0.14 | 0.14 | 0.13 | 0.11 | 0.12 | 0.10 | 0.12 | n/a | n/a | n/a | n/a |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | n/a | n/a | n/a | n/a |
Return on Capital (ROIC) | 0.01 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.04 | 0.05 | 0.04 | 0.03 | 0.01 | 0.01 | 0.57 | 0.66 | 0.06 | 0.05 | 0.05 | 0.05 | 0.05 | 0.31 | 0.04 | 0.04 | 0.06 | 0.06 | 0.07 | n/a | n/a | n/a | n/a |
Dividend Yield | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.04 | 0.05 | 0.04 | 0.04 | 0.06 | 0.03 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.05 | 0.06 | 0.05 | 0.05 | n/a | n/a | n/a | n/a |
Payout Ratio | 0.53 | 0.51 | 0.49 | 0.56 | 0.53 | 0.56 | 0.81 | 0.66 | 0.64 | 0.64 | 0.73 | 0.75 | 0.72 | 0.73 | 0.75 | 0.58 | 0.51 | 0.50 | 0.44 | 0.45 | 0.53 | 0.45 | 0.46 | 0.60 | 0.50 | 0.56 | 0.48 | 0.55 | 0.37 | 0.51 | 0.50 | 0.63 | 0.53 | 0.43 | 0.43 | n/a | n/a | n/a | n/a |
Gross Profit Margin | 68.12% | 100.00% | 100.00% | 100.00% | 100.00% | 99.34% | 99.73% | 99.65% | 99.67% | 99.69% | 99.61% | 99.62% | 98.05% | 98.13% | 91.95% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | n/a | n/a | n/a | n/a |
Net Profit Margin | 24.37% | 36.80% | 36.46% | 27.88% | 35.53% | 35.73% | 22.12% | 29.69% | 30.14% | 29.01% | 25.36% | 24.01% | 22.33% | 22.76% | 20.67% | 27.17% | 32.02% | 33.22% | 36.72% | 37.79% | 26.55% | 31.72% | 32.34% | 27.58% | 30.34% | 20.93% | 32.59% | 26.90% | 29.80% | 28.14% | 25.77% | 23.55% | 21.62% | 18.42% | 21.58% | n/a | n/a | n/a | n/a |
Pretax Profit Margin | 30.85% | 46.55% | 45.89% | 35.07% | 44.82% | 45.61% | 41.85% | 44.95% | 44.45% | 43.53% | 37.03% | 35.31% | 32.60% | 33.03% | 24.03% | 38.70% | 45.88% | 48.40% | 53.64% | 45.27% | 37.93% | 45.77% | 48.01% | 41.01% | 45.38% | 29.18% | 49.72% | 41.62% | 46.02% | 42.94% | 35.87% | 33.83% | 30.36% | 25.65% | 29.64% | n/a | n/a | n/a | n/a |
Operating Profit Margin | 29.02% | 56.79% | 45.89% | 35.07% | 44.82% | 63.60% | 48.53% | 51.48% | 52.50% | 52.55% | 50.66% | 50.74% | 50.53% | 61.53% | 62.30% | 94.03% | 121.21% | 115.81% | 99.15% | 85.22% | 17.50% | 12.89% | 118.98% | 133.48% | 120.74% | 102.45% | 117.05% | 106.17% | 104.14% | 92.54% | 90.86% | 100.30% | 117.66% | 132.01% | 138.46% | n/a | n/a | n/a | n/a |
FCF Margin | 28.17% | 72.12% | 58.91% | 11.71% | 18.66% | 39.97% | 35.20% | 32.19% | 37.80% | 30.36% | 40.34% | 36.11% | 32.66% | 30.86% | 14.96% | 34.84% | 27.69% | 32.12% | 40.16% | 51.68% | 165.26% | -36.96% | -24.53% | 0.35% | 97.84% | -50.26% | 24.30% | 56.79% | 36.06% | 36.61% | 34.56% | 28.76% | 30.20% | 28.40% | 17.64% | n/a | n/a | n/a | n/a |
EBITDA Margin | n/a | 43.47% | 25.76% | n/a | n/a | n/a | n/a | n/a | 44.07% | 43.88% | 40.49% | -5.21% | 34.77% | 35.18% | 37.26% | 52.73% | 61.20% | 62.17% | 67.69% | 60.26% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |