United Bankshares Inc. (UBSI)
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37.32
-0.05%
After-hours Jan 03, 2025, 04:00 PM EST

United Bankshares Statistics

Share Statistics

United Bankshares has 135.22M shares outstanding. The number of shares has increased by 0.2% in one year.

Shares Outstanding 135.22M
Shares Change (YoY) n/a
Shares Change (QoQ) 0%
Owned by Institutions (%) n/a
Shares Floating 132.19M
Failed to Deliver (FTD) Shares 839
FTD / Avg. Volume 0.16%

Short Selling Information

The latest short interest is 2.82M, so 2.08% of the outstanding shares have been sold short.

Short Interest 2.82M
Short % of Shares Out 2.08%
Short % of Float 2.13%
Short Ratio (days to cover) 6.15

Valuation Ratios

The PE ratio is 13.79 and the forward PE ratio is 15.82. United Bankshares 's PEG ratio is 0.83.

PE Ratio 13.79
Forward PE 15.82
PS Ratio 3.36
Forward PS 4
PB Ratio 1.06
P/FCF Ratio 11.92
PEG Ratio 0.83
Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for United Bankshares Inc..

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 44.73, with a Debt / Equity ratio of 0.37.

Current Ratio 44.73
Quick Ratio 44.73
Debt / Equity 0.37
Total Debt / Capitalization 27.27
Cash Flow / Debt 0.24
Interest Coverage 0.91

Financial Efficiency

Return on equity (ROE) is 0.08% and return on capital (ROIC) is 5.18%.

Return on Equity (ROE) 0.08%
Return on Assets (ROA) 0.01%
Return on Capital (ROIC) 5.18%
Revenue Per Employee 567.08K
Profits Per Employee 138.18K
Employee Count 2.65K
Asset Turnover 0.05
Inventory Turnover 0

Taxes

Income Tax 97.49M
Effective Tax Rate 0.21

Stock Price Statistics

The stock price has increased by 0.59% in the last 52 weeks. The beta is 1.01, so United Bankshares 's price volatility has been higher than the market average.

Beta 1.01
52-Week Price Change 0.59%
50-Day Moving Average 40.12
200-Day Moving Average 36.27
Relative Strength Index (RSI) 33.45
Average Volume (20 Days) 521.39K

Income Statement

In the last 12 months, United Bankshares had revenue of 1.50B and earned 366.31M in profits. Earnings per share was 2.72.

Revenue 1.50B
Gross Profit 1.02B
Operating Income 436.23M
Net Income 366.31M
EBITDA 0
EBIT 436.23M
Earnings Per Share (EPS) 2.72
Full Income Statement

Balance Sheet

The company has 1.60B in cash and 1.88B in debt, giving a net cash position of -284.21M.

Cash & Cash Equivalents 1.60B
Total Debt 1.88B
Net Cash -284.21M
Retained Earnings 1.75B
Total Assets 29.86B
Working Capital 3.41B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 435.24M and capital expenditures -11.69M, giving a free cash flow of 423.55M.

Operating Cash Flow 435.24M
Capital Expenditures -11.69M
Free Cash Flow 423.55M
FCF Per Share 3.15
Full Cash Flow Statement

Margins

Gross margin is 6.81K%, with operating and profit margins of 2.90K% and 2.44K%.

Gross Margin 6.81K%
Operating Margin 2.90K%
Pretax Margin 3.08K%
Profit Margin 2.44K%
EBITDA Margin n/a
EBIT Margin 29.02%
FCF Margin 28.17%

Dividends & Yields

UBSI pays an annual dividend of $1.48, which amounts to a dividend yield of 4%.

Dividend Per Share $1.48
Dividend Yield 4%
Dividend Growth (YoY) 0%
Payout Ratio 55.85%
Earnings Yield 7.28%
FCF Yield 8.39%
Dividend Details

Analyst Forecast

The average price target for UBSI is $40.5, which is 8.5% higher than the current price. The consensus rating is "Hold".

Price Target $40.5
Price Target Difference 8.5%
Analyst Consensus Hold
Analyst Count 4
Stock Forecasts

Stock Splits

The last stock split was on Mar 30, 1998. It was a forward split with a ratio of 2:1.

Last Split Date Mar 30, 1998
Split Type forward
Split Ratio 2:1

Scores

Altman Z-Score 0.43
Piotroski F-Score 6