United Bankshares Inc.

NASDAQ: UBSI · Real-Time Price · USD
35.53
-0.29 (-0.81%)
At close: May 09, 2025, 3:59 PM
35.49
-0.11%
After-hours: May 09, 2025, 04:10 PM EDT

United Bankshares Statistics

Share Statistics

United Bankshares has 143.47M shares outstanding. The number of shares has increased by 5.93% in one year.

Shares Outstanding 143.47M
Shares Change (YoY) 5.93%
Shares Change (QoQ) 5.91%
Owned by Institutions (%) 73.26%
Shares Floating n/a
Failed to Deliver (FTD) Shares 2,408
FTD / Avg. Volume 0.26%

Short Selling Information

The latest short interest is 3.5M, so 2.47% of the outstanding shares have been sold short.

Short Interest 3.5M
Short % of Shares Out 2.47%
Short % of Float 2.9%
Short Ratio (days to cover) 3.2

Valuation Ratios

The PE ratio is 13.59 and the forward PE ratio is 11.54. United Bankshares's PEG ratio is 9.24.

PE Ratio 13.59
Forward PE 11.54
PS Ratio 4.92
Forward PS 4.1
PB Ratio 1.01
P/FCF Ratio 11.69
PEG Ratio 9.24
Financial Ratio History

Enterprise Valuation

United Bankshares has an Enterprise Value (EV) of 3.4B.

EV / Sales 3.31
EV / EBITDA 0
EV / EBIT 7.64
EV / FCF 7.85

Financial Position

The company has a current ratio of 38.06, with a Debt / Equity ratio of 0.13.

Current Ratio 38.06
Quick Ratio 38.06
Debt / Equity 0.13
Debt / EBITDA n/a
Debt / FCF 1.45
Interest Coverage 0.76

Financial Efficiency

Return on Equity is 7.47% and Return on Invested Capital is 6.71%.

Return on Equity 7.47%
Return on Assets 1.24%
Return on Invested Capital 6.71%
Revenue Per Employee $403,311.4
Profits Per Employee $146,101.06
Employee Count 2,553
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

Income Tax 91.58M
Effective Tax Rate 19.71%

Stock Price Statistics

The stock price has increased by 3.25% in the last 52 weeks. The beta is 0.77, so United Bankshares's price volatility has been higher than the market average.

Beta 0.77
52-Week Price Change 3.25%
50-Day Moving Average 34.24
200-Day Moving Average 37.23
Relative Strength Index (RSI) 59.82
Average Volume (20 Days) 916,126

Income Statement

In the last 12 months, United Bankshares had revenue of 1.03B and earned 373M in profits. Earnings per share was 2.76.

Revenue 1.03B
Gross Profit 1.03B
Operating Income 448.88M
Net Income 373M
EBITDA n/a
EBIT -10.4M
Earnings Per Share (EPS) 2.76
Full Income Statement

Balance Sheet

The company has 2.29B in cash and 627.19M in debt, giving a net cash position of 1.66B.

Cash & Cash Equivalents 2.29B
Total Debt 627.19M
Net Cash 1.66B
Retained Earnings 1.92B
Total Assets 32.18B
Working Capital -176.01M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 445.45M and capital expenditures 0, giving a free cash flow of 433.33M.

Operating Cash Flow 445.45M
Capital Expenditures n/a
Free Cash Flow 433.33M
FCF Per Share 3.21
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 43.59% and 36.23%.

Gross Margin 100%
Operating Margin 43.59%
Pretax Margin 45.12%
Profit Margin 36.23%
EBITDA Margin n/a
EBIT Margin 43.59%
FCF Margin 42.08%

Dividends & Yields

UBSI pays an annual dividend of $1.48, which amounts to a dividend yield of 4.28%.

Dividend Per Share $1.48
Dividend Yield 4.28%
Dividend Growth (YoY) 0%
Payout Ratio 54.81%
Earnings Yield 7.36%
FCF Yield 8.55%
Dividend Details

Analyst Forecast

The average price target for UBSI is $40.5, which is 14% higher than the current price. The consensus rating is "Hold".

Price Target $40.5
Price Target Difference 14%
Analyst Consensus Hold
Analyst Count 4
Stock Forecasts

Stock Splits

The last stock split was on Mar 30, 1998. It was a forward split with a ratio of 2:1.

Last Split Date Mar 30, 1998
Split Type forward
Split Ratio 2:1

Scores

Altman Z-Score 0.16
Piotroski F-Score 5