United Bankshares Inc. (UBSI)
United Bankshares Statistics
Share Statistics
United Bankshares has 143.47M shares outstanding. The number of shares has increased by 5.93% in one year.
| Shares Outstanding | 143.47M |
| Shares Change (YoY) | 5.93% |
| Shares Change (QoQ) | 5.91% |
| Owned by Institutions (%) | 73.26% |
| Shares Floating | 140.08M |
| Failed to Deliver (FTD) Shares | 484 |
| FTD / Avg. Volume | 0.06% |
Short Selling Information
The latest short interest is 2.51M, so 1.75% of the outstanding shares have been sold short.
| Short Interest | 2.51M |
| Short % of Shares Out | 1.75% |
| Short % of Float | 2.05% |
| Short Ratio (days to cover) | 2.52 |
Valuation Ratios
The PE ratio is 13.61 and the forward PE ratio is 10.89. United Bankshares's PEG ratio is 9.25.
| PE Ratio | 13.61 |
| Forward PE | 10.89 |
| PS Ratio | 4.93 |
| Forward PS | 3.9 |
| PB Ratio | 1.02 |
| P/FCF Ratio | 23.43 |
| PEG Ratio | 9.25 |
Enterprise Valuation
United Bankshares has an Enterprise Value (EV) of 4.92B.
| EV / Sales | 4.78 |
| EV / EBITDA | 0 |
| EV / EBIT | 22.72 |
| EV / FCF | 22.72 |
Financial Position
The company has a current ratio of 38.06, with a Debt / Equity ratio of 0.02.
| Current Ratio | 38.06 |
| Quick Ratio | 38.06 |
| Debt / Equity | 0.02 |
| Debt / EBITDA | - |
| Debt / FCF | 0.4 |
| Interest Coverage | -1.8 |
Financial Efficiency
Return on Equity is 7.47% and Return on Invested Capital is -15.68%.
| Return on Equity | 7.47% |
| Return on Assets | 1.24% |
| Return on Invested Capital | -15.68% |
| Revenue Per Employee | $403.31K |
| Profits Per Employee | $146.1K |
| Employee Count | 2,553 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 91.58M |
| Effective Tax Rate | 19.71% |
Stock Price Statistics
The stock price has increased by 1.3% in the last 52 weeks. The beta is 0.93, so United Bankshares's price volatility has been higher than the market average.
| Beta | 0.93 |
| 52-Week Price Change | 1.3% |
| 50-Day Moving Average | 35.04 |
| 200-Day Moving Average | 37.23 |
| Relative Strength Index (RSI) | 48.76 |
| Average Volume (20 Days) | 851.11K |
Income Statement
In the last 12 months, United Bankshares had revenue of 1.03B and earned 373M in profits. Earnings per share was 2.76.
| Revenue | 1.03B |
| Gross Profit | 1.5B |
| Operating Income | -1.07B |
| Net Income | 373M |
| EBITDA | 0 |
| EBIT | -10.4M |
| Earnings Per Share (EPS) | 2.76 |
Balance Sheet
The company has 240.66M in cash and 86.77M in debt, giving a net cash position of 153.88M.
| Cash & Cash Equivalents | 240.66M |
| Total Debt | 86.77M |
| Net Cash | 153.88M |
| Retained Earnings | 1.92B |
| Total Assets | 30.02B |
| Working Capital | 2.55B |
Cash Flow
In the last 12 months, operating cash flow was 216.63M and capital expenditures 0, giving a free cash flow of 216.63M.
| Operating Cash Flow | 216.63M |
| Capital Expenditures | 0 |
| Free Cash Flow | 216.63M |
| FCF Per Share | 1.6 |
Margins
Gross margin is 145.89%, with operating and profit margins of -103.53% and 36.23%.
| Gross Margin | 145.89% |
| Operating Margin | -103.53% |
| Pretax Margin | 45.12% |
| Profit Margin | 36.23% |
| EBITDA Margin | n/a |
| EBIT Margin | -103.53% |
| FCF Margin | 21.04% |
Dividends & Yields
UBSI pays an annual dividend of $1.48, which amounts to a dividend yield of 4.28%.
| Dividend Per Share | $1.48 |
| Dividend Yield | 4.28% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 53.82% |
| Earnings Yield | 7.35% |
| FCF Yield | 4.27% |
Analyst Forecast
The average price target for UBSI is $42, which is 25.2% higher than the current price. The consensus rating is "Hold".
| Price Target | $42 |
| Price Target Difference | 25.2% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Mar 30, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 30, 1998 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.35 |
| Piotroski F-Score | 6 |