Union Bankshares Statistics
Share Statistics
Union Bankshares has 4.52M shares outstanding. The number of shares has increased by 0.11% in one year.
| Shares Outstanding | 4.52M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.02% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 3.75M |
| Failed to Deliver (FTD) Shares | 36 |
| FTD / Avg. Volume | 0.43% |
Short Selling Information
The latest short interest is 12.59K, so 0.28% of the outstanding shares have been sold short.
| Short Interest | 12.59K |
| Short % of Shares Out | 0.28% |
| Short % of Float | 0.34% |
| Short Ratio (days to cover) | 1.38 |
Valuation Ratios
The PE ratio is 12.26 and the forward PE ratio is null.
| PE Ratio | 12.26 |
| Forward PE | null |
| PS Ratio | 2.86 |
| Forward PS | null |
| PB Ratio | 2.1 |
| P/FCF Ratio | 19.05 |
| PEG Ratio | n/a |
Enterprise Valuation
Union Bankshares Inc. has an Enterprise Value (EV) of 203.62M.
| EV / Earnings | 18.09 |
| EV / Sales | 4.22 |
| EV / EBITDA | 14.03 |
| EV / EBIT | 9.16 |
| EV / FCF | 28.1 |
Financial Position
The company has a current ratio of 46.62, with a Debt / Equity ratio of 1.09.
| Current Ratio | 46.62 |
| Quick Ratio | 46.62 |
| Debt / Equity | 1.09 |
| Total Debt / Capitalization | 52.22 |
| Cash Flow / Debt | 0.13 |
| Interest Coverage | 1.15 |
Financial Efficiency
Return on equity (ROE) is 0.17% and return on capital (ROIC) is 13.15%.
| Return on Equity (ROE) | 0.17% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 13.15% |
| Revenue Per Employee | 244.90K |
| Profits Per Employee | 57.14K |
| Employee Count | 197 |
| Asset Turnover | 0.03 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 1.62M |
| Effective Tax Rate | 0.13 |
Stock Price Statistics
The stock price has increased by -8.15% in the last 52 weeks. The beta is 0.73, so Union Bankshares 's price volatility has been higher than the market average.
| Beta | 0.73 |
| 52-Week Price Change | -8.15% |
| 50-Day Moving Average | 31.41 |
| 200-Day Moving Average | 26.84 |
| Relative Strength Index (RSI) | 37.73 |
| Average Volume (20 Days) | 8.46K |
Income Statement
In the last 12 months, Union Bankshares had revenue of 48.25M and earned 11.26M in profits. Earnings per share was 2.5.
| Revenue | 48.25M |
| Gross Profit | 67.00M |
| Operating Income | 22.22M |
| Net Income | 11.26M |
| EBITDA | 14.52M |
| EBIT | 22.22M |
| Earnings Per Share (EPS) | 2.5 |
Balance Sheet
The company has 15.53M in cash and 81.94M in debt, giving a net cash position of -66.41M.
| Cash & Cash Equivalents | 15.53M |
| Total Debt | 81.94M |
| Net Cash | -66.41M |
| Retained Earnings | 89.47M |
| Total Assets | 1.52B |
| Working Capital | 249.40M |
Cash Flow
In the last 12 months, operating cash flow was 9.19M and capital expenditures -1.95M, giving a free cash flow of 7.25M.
| Operating Cash Flow | 9.19M |
| Capital Expenditures | -1.95M |
| Free Cash Flow | 7.25M |
| FCF Per Share | 1.61 |
Margins
Gross margin is 13.89K%, with operating and profit margins of 4.61K% and 2.33K%.
| Gross Margin | 13.89K% |
| Operating Margin | 4.61K% |
| Pretax Margin | 2.67K% |
| Profit Margin | 2.33K% |
| EBITDA Margin | 30.09% |
| EBIT Margin | 46.05% |
| FCF Margin | 15.02% |
Dividends & Yields
UNB pays an annual dividend of $1.44, which amounts to a dividend yield of 5.1%.
| Dividend Per Share | $1.44 |
| Dividend Yield | 5.1% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 74.23% |
| Earnings Yield | 8.67% |
| FCF Yield | 5.55% |
Analyst Forecast
Currently there are no analyst rating for UNB.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Aug 11, 2003. It was a forward split with a ratio of 3:2.
| Last Split Date | Aug 11, 2003 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | 0.4 |
| Piotroski F-Score | 3 |