Price Alert

Usio Inc. (USIO)

NASDAQ: USIO · Real-Time Price · USD

1.51

-0.06 (-3.82%)

At close: Aug 15, 2025, 3:59 PM

1.52

0.33%

After-hours: Aug 15, 2025, 04:10 PM EDT

Usio Statistics

Share Statistics

Usio has 26.5M shares outstanding. The number of shares has increased by -2.76% in one year.

Shares Outstanding	26.5M
Shares Change (YoY)	-2.76%
Shares Change (QoQ)	0.35%
Owned by Institutions (%)	25.16%
Shares Floating	16.88M
Failed to Deliver (FTD) Shares	3,891
FTD / Avg. Volume	4.34%

Short Selling Information

The latest short interest is 42.39K, so 0.16% of the outstanding shares have been sold short.

Short Interest	42.39K
Short % of Shares Out	0.16%
Short % of Float	0.22%
Short Ratio (days to cover)	1

Valuation Ratios

The PE ratio is 11.86 and the forward PE ratio is 12.08. Usio's PEG ratio is -0.02.

PE Ratio	11.86
Forward PE	12.08
PS Ratio	0.47
Forward PS	0.4
PB Ratio	2.05
P/FCF Ratio	20.59
PEG Ratio	-0.02

Financial Ratio History

Enterprise Valuation

Usio has an Enterprise Value (EV) of 35.01M.

EV / Sales	0.42
EV / EBITDA	11.69
EV / EBIT	12.09
EV / FCF	18.39

Financial Position

The company has a current ratio of 1.12, with a Debt / Equity ratio of 0.2.

Current Ratio	1.12
Quick Ratio	1.12
Debt / Equity	0.2
Debt / EBITDA	1.29
Debt / FCF	2.03
Interest Coverage	-27.33

Financial Efficiency

Return on Equity is 17.25% and Return on Invested Capital is -31.12%.

Return on Equity	17.25%
Return on Assets	3.08%
Return on Invested Capital	-31.12%
Revenue Per Employee	$775.06K
Profits Per Employee	$30.89K
Employee Count	107
Asset Turnover	0.77
Inventory Turnover	156.81

Taxes

Income Tax	-2.63M
Effective Tax Rate	-387.33%

Stock Price Statistics

The stock price has increased by 2.84% in the last 52 weeks. The beta is 1.44, so Usio's price volatility has been higher than the market average.

Beta	1.44
52-Week Price Change	2.84%
50-Day Moving Average	1.58
200-Day Moving Average	1.59
Relative Strength Index (RSI)	41.59
Average Volume (20 Days)	89,743

Income Statement

In the last 12 months, Usio had revenue of 82.93M and earned 3.31M in profits. Earnings per share was 0.12.

Revenue	82.93M
Gross Profit	19.61M
Operating Income	-1.47M
Net Income	3.31M
EBITDA	3M
EBIT	732.09K
Earnings Per Share (EPS)	0.12

Full Income Statement

Balance Sheet

The company has 8.06M in cash and 3.87M in debt, giving a net cash position of 4.19M.

Cash & Cash Equivalents	8.06M
Total Debt	3.87M
Net Cash	4.19M
Retained Earnings	-68.03M
Total Assets	108.35M
Working Capital	9.91M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.9M and capital expenditures -991.88K, giving a free cash flow of 1.9M.

Operating Cash Flow	2.9M
Capital Expenditures	-991.88K
Free Cash Flow	1.9M
FCF Per Share	0.07

Full Cash Flow Statement

Margins

Gross margin is 23.65%, with operating and profit margins of -1.77% and 3.99%.

Gross Margin	23.65%
Operating Margin	-1.77%
Pretax Margin	0.82%
Profit Margin	3.99%
EBITDA Margin	3.61%
EBIT Margin	-1.77%
FCF Margin	2.3%

Dividends & Yields

USIO does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	8.43%
FCF Yield	4.86%

Dividend Details

Analyst Forecast

The average price target for USIO is $4, which is 175.9% higher than the current price. The consensus rating is "Buy".

Price Target	$4
Price Target Difference	175.9%
Analyst Consensus	Buy
Analyst Count	1

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	1.41
Graham Upside	-2.76%

Stock Splits

The last stock split was on Jul 23, 2015. It was a backward split with a ratio of 1:15.

Last Split Date	Jul 23, 2015
Split Type	backward
Split Ratio	1:15

Scores

Altman Z-Score	0.28
Piotroski F-Score	9