Universal Insurance Inc.
(UVE) ✕
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
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19.67
0.00%
After-hours Jan 06, 2025, 07:00 PM EST
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY96 | FY95 | FY94 | FY93 | FY92 | FY91 |
PE Ratio | 7.13 | -14.63 | 26.01 | 25.22 | 20.40 | 11.29 | 8.91 | 9.98 | 7.58 | 9.41 | 8.81 | 5.72 | 6.98 | 5.15 | 7.67 | 2.27 | 4.88 | 5.59 | 3.88 | -5.81 | -3.8 | 10.98 | -1.21 | -6.21 | 16.96 | 8.93 | -10.11 | -16.17 | -47.56 | -65.17 | -150.28 | -815.78 |
PS Ratio | 0.34 | 0.27 | 0.47 | 0.45 | 1.01 | 1.60 | 1.27 | 1.45 | 1.48 | 1.86 | 1.72 | 0.64 | 0.62 | 0.79 | 1.05 | 0.50 | 1.40 | 1.47 | 1.28 | 0.19 | 0.17 | 0.08 | 0.27 | 1.01 | 2.51 | 2.21 | 242.59 | 60.65 | 61.83 | 76.03 | 375.69 | 4.08K |
PB Ratio | 1.40 | 1.13 | 1.24 | 1.07 | 1.92 | 2.63 | 2.17 | 2.67 | 2.75 | 3.14 | 2.96 | 1.06 | 0.94 | 1.36 | 1.95 | 0.90 | 3.63 | 4.35 | 2.55 | 0.45 | 0.31 | 0.21 | 1.00 | 1.34 | 2.31 | 2.53 | -26.95 | 22.05 | 88.33 | 82.94 | 60.11 | -679.82 |
P/FCF Ratio | 7.12 | 1.02 | 2.34 | 39.71 | 12.95 | 5.92 | 3.96 | 8.76 | 3.89 | 6.02 | 3.34 | 1.25 | 1.30 | -17.4 | 5.96 | 1.74 | 947.13 | 0.63 | 0.99 | 0.11 | 0.30 | -0.09 | 2.58 | -1.76 | 4.42 | 2.23 | -48.52 | -48.52 | -123.66 | -70.18 | -79.09 | -509.87 |
P/OCF Ratio | 6.72 | 1.00 | 2.26 | 16.42 | 11.21 | 5.74 | 3.89 | 8.17 | 3.68 | 5.57 | 3.31 | 1.22 | 1.27 | -20.62 | 5.84 | 1.72 | 490.24 | 0.63 | 0.94 | 0.10 | 0.30 | -0.09 | 1.91 | -1.92 | 4.15 | 2.23 | -48.52 | -60.65 | -154.57 | -91.24 | -93.92 | -582.7 |
OCF/S Ratio | 0.05 | 0.27 | 0.21 | 0.03 | 0.09 | 0.28 | 0.33 | 0.18 | 0.40 | 0.33 | 0.52 | 0.53 | 0.49 | -0.04 | 0.18 | 0.29 | 0.00 | 2.35 | 1.37 | 1.99 | 0.55 | -0.92 | 0.14 | -0.53 | 0.60 | 0.99 | -5 | -1 | -0.4 | -0.83 | -4 | -7 |
Debt / Equity Ratio | 0.34 | 0.36 | 0.30 | 0.15 | 0.20 | 0.23 | 0.11 | 0.04 | 0.08 | 0.17 | 0.30 | 0.28 | 0.31 | 165.69 | 0.40 | 0.25 | 0.34 | 1.70 | 0.12 | 0.21 | 0.24 | 0.19 | 0.12 | n/a | n/a | 0.01 | n/a | n/a | n/a | 0.09 | 0.04 | n/a |
Quick Ratio | 0.80 | 299.92 | 4.04 | 10.14 | 3.89 | 5.06 | 5.38 | 4.75 | 8.78 | 3.78 | 3.32 | 4.47 | 2.46 | 3.27 | 2.54 | 10.65 | 100.66 | 171.29 | 90.28 | 31.57 | 7.26 | 4.34 | n/a | n/a | 10.19 | 120.00 | n/a | n/a | 0.14 | 1.17 | 6.00 | 0.60 |
Current Ratio | 0.80 | 963.94 | 2.33 | 5.66 | 2.06 | 7.41 | 3.15 | 2.07 | 4.14 | 3.78 | 3.32 | 4.47 | 2.46 | 3.27 | 2.54 | 10.65 | 100.66 | 171.29 | 90.28 | 31.57 | 7.26 | 4.34 | n/a | n/a | 10.19 | 120.00 | n/a | n/a | 0.14 | 1.17 | 6.00 | 0.60 |
Asset Turnover | 0.60 | 0.42 | 0.55 | 0.61 | 0.55 | 0.44 | 0.52 | 0.65 | 0.55 | 0.41 | 0.33 | 0.29 | 0.25 | 0.31 | 0.31 | 0.34 | 0.38 | 0.14 | 0.11 | 0.07 | 0.18 | 0.28 | 0.45 | 0.30 | 0.27 | 0.32 | 0.17 | 0.17 | 0.53 | 0.41 | 0.10 | 0.07 |
Interest Coverage | 166.52 | -1.89 | 31.87 | 154.22 | 223.97 | 442.83 | 490.90 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 1.00 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 1.00 | -9 | -4 |
Return on Equity (ROE) | 0.20 | -0.08 | 0.05 | 0.04 | 0.09 | 0.23 | 0.24 | 0.27 | 0.36 | 0.33 | 0.34 | 0.19 | 0.13 | 0.26 | 0.25 | 0.39 | 0.74 | 0.78 | 0.66 | -0.08 | -0.08 | 0.02 | -0.83 | -0.22 | 0.14 | 0.28 | 2.67 | -1.36 | -1.86 | -1.27 | -0.4 | 0.83 |
Return on Assets (ROA) | 0.03 | -0.01 | 0.01 | 0.01 | 0.03 | 0.06 | 0.07 | 0.09 | 0.11 | 0.08 | 0.06 | 0.03 | 0.02 | 0.05 | 0.04 | 0.07 | 0.11 | 0.04 | 0.04 | -0.00 | -0.01 | 0.00 | -0.1 | -0.05 | 0.04 | 0.08 | -4 | -0.63 | -0.68 | -0.48 | -0.26 | -0.36 |
Return on Capital (ROIC) | 0.64 | -0.00 | 0.01 | 0.01 | 0.04 | 0.09 | 0.13 | 0.17 | 0.19 | 0.15 | 0.12 | 0.06 | 0.04 | 0.09 | 0.08 | 0.13 | 0.18 | 0.06 | 0.03 | -0.00 | -0.01 | 0.00 | -0.1 | -0.05 | 0.04 | 0.08 | 12.00 | -1 | -1.08 | 0.04 | -0.25 | -0.44 |
Dividend Yield | 0.05 | 0.07 | 0.05 | 0.05 | 0.03 | 0.02 | 0.03 | 0.02 | 0.03 | 0.03 | 0.03 | 0.11 | 0.09 | 0.07 | 0.09 | 0.20 | 0.03 | 0.05 | 0.00 | 0.03 | 0.05 | 0.06 | 0.05 | 0.01 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Payout Ratio | 0.35 | -1.07 | 1.19 | 1.29 | 0.56 | 0.22 | 0.22 | 0.24 | 0.21 | 0.26 | 0.30 | 0.63 | 0.64 | 0.34 | 0.71 | 0.46 | 0.14 | 0.27 | 0.01 | -0.19 | -0.18 | 0.70 | -0.07 | -0.03 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit Margin | 100.00% | 100.00% | 92.15% | 91.55% | 100.00% | 87.96% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 4.80% | -1.82% | 1.82% | 1.78% | 4.95% | 14.21% | 14.22% | 14.51% | 19.48% | 19.77% | 19.58% | 11.23% | 8.90% | 15.41% | 13.67% | 21.92% | 28.65% | 26.38% | 33.09% | -3.25% | -4.34% | 0.77% | -22.61% | -16.27% | 14.81% | 24.71% | -2.40K% | -375% | -130% | -116.67% | -250% | -500% |
Pretax Profit Margin | 6.35% | -2.23% | 2.53% | 2.26% | 6.76% | 18.56% | 22.67% | 23.77% | 32.02% | 34.56% | 33.39% | 19.47% | 14.93% | 25.96% | 21.92% | 36.13% | 47.50% | 41.02% | 30.78% | -3.25% | -4.34% | 0.77% | -22.61% | -16.27% | 14.81% | 24.71% | -2.40K% | -375% | -130% | -116.67% | -250% | n/a |
Operating Profit Margin | 78.15% | -1.02% | 1.85% | 1.47% | 5.91% | 18.60% | 22.72% | 23.77% | 32.02% | 34.56% | 33.39% | 19.47% | 14.93% | 25.96% | 21.92% | 36.13% | 47.50% | 40.93% | 30.78% | -3.25% | -4.34% | 0.77% | -22.61% | -16.27% | 14.81% | 24.71% | -4.80K% | -375% | -130% | 8.33% | -225% | -400% |
FCF Margin | 4.81% | 26.14% | 20.25% | 1.13% | 7.80% | 27.11% | 31.97% | 16.51% | 37.95% | 30.89% | 51.67% | 51.59% | 47.70% | -4.56% | 17.58% | 28.53% | 0.15% | 235.09% | 129.49% | 177.63% | 55.35% | -94.99% | 10.59% | -57.55% | 56.79% | 98.82% | -500% | -125% | -50% | -108.33% | -475% | -800% |
EBITDA Margin | 7.34% | -1.15% | 3.21% | 2.74% | n/a | 19.18% | 23.26% | n/a | n/a | n/a | n/a | 19.78% | 15.21% | 26.30% | 22.15% | 36.52% | 47.70% | 41.59% | 32.70% | 1.63% | -0.19% | 3.32% | n/a | n/a | 17.28% | 24.71% | n/a | n/a | n/a | -108.33% | n/a | -400% |